Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. By Howard Schneider. who oversees 32 loan officers dedicated to providing the loans.

Trends 70

Trends Community Lending Community Bank 70

Jeff For Banks

OCTOBER 25, 2018

Economic growth picked up strongly in the second quarter, with a reading of +4.2%, as momentum from the tax cuts and deregulation pushed spending and investment higher. Of course, he does not say when…The Federal Reserve’s raising of interest rates has been a drag on the economy. Economy The economy is on a roll! Not right now.

Marketing 66

Marketing US Taxes Trends 66

Jeff For Banks

MARCH 21, 2024

Trillions of dollars of subsidies on “green” BS projects, electric vehicles no one wants, tax credits, debt forgiveness, and free money all fuel demand and contribute to inflation. Of course, if the Fed eases enough soon, we can avoid bad outcomes. Dorothy recently retired from Penn Community Bank where she worked since 2004.

Marketing 146

Marketing Policies Report Atlanta 146

Independent Banker

AUGUST 27, 2015

We manage charitable and personal trusts, IRAs and, of course, settle estates. We also administer a number of charitable trusts that distribute well over $500,000 a year in the community, so it makes for a well-balanced bank. In a community bank, the trust officer is really kind of a jack-of-all-trades.

Community 70

Community Community Bank Texas US 70

Independent Banker

MARCH 15, 2015

It was a prescient move for Hartings and the $450 million-asset community bank, which comfortably weathered the downturn even though residential mortgages are its biggest business line—but not everyone appreciated Hartings’ common-sense approach at the time. Large Community Bank Council, member. Membership-Marketing.

Ohio 70

Ohio Community Bank Community Lending 70

Jeff For Banks

OCTOBER 2, 2010

Given community banks’ propensity to do real estate transactions, why wouldn’t such a fee-based line of business flourish? My company measures the profitability of products and lines of business for community financial institutions (“FIs”). Community FIs, in general, are not making money with these products.

Taxes 60

Taxes Community Retail Community Bank 60

Independent Banker

MARCH 31, 2022

We asked community banks how they’re dealing with the resulting shifts in their employment models. Before remote work was an emergency measure to keep employees safe from a devastating virus, it was a perk some community banks offered to retain and attract talent. One bank that is not turning back. WesBanco, Inc.

Missouri 142

Missouri Community Bank Community Management 142

PYMNTS

MARCH 18, 2019

Steve Jobs, in his very famous 2005 Stanford commencement address , said connecting the dots was only possible with hindsight, by looking in the rearview window at the series of things that had happened over the course of one’s life to explain the actions of the here and now. TCH is the association of the 25 largest banks in the U.S.,

Payments 201

Payments Cards Operations System 201

The Emmerich Group

FEBRUARY 4, 2016

For example, when prospecting for new trust clients, send a series of sales letters that get them to take a small step like ordering a “tax savings” strategy booklet, signing up for a free estate planning seminar, or calling for a year-end checklist to make sure that they have maximized their tax savings.

Taxes 28

Taxes System Strategy Examples 28

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore.

Conference 91

Conference Industry Community Bank Community 91

Abrigo

OCTOBER 20, 2016

Technological innovation has enabled FinTech start-ups to compete in a field previously dominated by banks and credit unions. At the same time, early adopters of new technologies, like mega banks, are edging out community banks and credit unions in the fight for customers and creating a rapidly consolidating industry.

Software 150

Software Lending Community Bank Taxes 150

South State Correspondent

JULY 25, 2022

Has the bank felt any runoff in deposits after adjusting for tax payments? Is money migrating to certificates of deposits (2.50% APY for 18 months at Capital One ), to money market mutual fund accounts (1.25%+), other banks (that are paying 1.20%+), or somewhere else? Other Items To Help Bank Multiples. and beyond.

Trends 195

Trends Lending Marketing Capital 195

Gonzobanker

FEBRUARY 7, 2018

Nothing seems to put a bounce in a banker’s step more than a tax break and regulatory relief, and this bountiful energy was radiating at Bank Director’s annual “mecca” for bank M&A in Phoenix last week – Acquire or be Acquired. For those in the know – simply AOBA. 3: Business Model.

Taxes 75

Taxes Video Analytics Arkansas 75

Jeff For Banks

NOVEMBER 16, 2020

The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. Jamie Dimon, CEO of JP Morgan Chase, said recently that we need to reopen the economy, safely of course, and especially in New York City. A great GDP growth number for the third quarter of +33.1%

Marketing 78

Marketing National New York City Taxes 78

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

Community Bank 70

Community Bank Alabama Ohio Community 70