Payments Source

SEPTEMBER 16, 2020

Iowa-based fintech Dwolla, which spent most of the last decade touting various alternative ACH-powered faster payments approaches, is adding the more mainstream option of debit push payments in its latest iteration.

Iowa 123

Iowa Payments Fintech Cards 123

Independent Banker

AUGUST 31, 2016

As chip cards become standard, counterfeit card fraud in the U.S. Here are five ways to fight fraud in the wake of the widespread deployment of EMV chip cards. Card-not-present fraud will likely rise, especially online. When you send out a new card, include clear activation instructions. By Terry Dooley.

Cards 70

Cards Fraud Iowa Security 70

PYMNTS

OCTOBER 16, 2020

The states leading the probe include Arizona, Colorado, Iowa, Nebraska, New York, North Carolina, Tennessee and Utah. Retail Sales, Card Data Point To Continued Consumer Spending Rebound. Several states are moving forward with their own antitrust probe into Google and could decide to join the Department of Justice’s (DOJ) case.

Google 146

Google Study North Carolina Nebraska 146

PYMNTS

DECEMBER 7, 2018

Iowa Falls State Bank. Also in September, Australia’s ANZ bank added Google Pay for its personal Visa credit and debit card users. First Central Credit Union. First National Bank of Milaca. Grand Savings Bank. Greater Cleveland Community Credit Union. Greenleaf Wayside Bank. Hatboro Federal Savings, FA. Hometown Community Banks.

Google 130

Google Mobile Cleveland Iowa 130

PYMNTS

JUNE 5, 2017

The Justice Department may have left its skirmish against American Express and the issue of “steering,” but nearly a dozen states are battling on against the card issuer in their own fight. On Friday, the Justice Department announced that it would not seek U.S.

Rhode Island 100

Rhode Island Montana Vermont Idaho 100

PYMNTS

JUNE 23, 2016

Walmart Pay does not keep any card data on the users’ phone (though it does work with all major debit, credit, prepaid or Walmart cards), instead holding that payment data virtually. The scan and go based payment system allows customers to ring in the purchase, scan a QR code with their phone – and poof, done.

DC 105

DC South Dakota North Dakota South Carolina 105

Social Assurance

MAY 24, 2021

The idea they settled on was to create a closed-circuit gift card program, branded the “Think Franklin First” gift card. Through the first six months of operation, 443 cards have been purchased with a total value of $30,860. No national chain stores in town were asked to participate so the dollars stay local.

Iowa 15

Iowa Community Cards National 15

PYMNTS

APRIL 30, 2020

Governor Kim Reynolds (R-Iowa) recently passed a State Public Health Emergency Declaration which states that notaries do not have to be physically present to sign off on these documents as a way to speed up the finalization.

Data 188

Data Meeting Arizona Analytics 188

PYMNTS

SEPTEMBER 11, 2019

for instance, nearly half of all Visa transactions at physical points of sale happen via contactless card tap. Asia Pacific lags behind the worldwide average somewhat, with one-third of all in-person transactions happening via contactless card. Excluding the U.S., More notably, the U.S.,

Mobile 123

Mobile New Jersey Las Vegas Nevada 123

PYMNTS

SEPTEMBER 17, 2019

At the low end of the spectrum, consumers will pay an APR of 25 percent a month, roughly comparable with a high-rate credit card. As of 2019, Smart Financial operates around 87 pawn shops spread across Arizona, Georgia, Illinois, Iowa, North Carolina, North Dakota, Oklahoma, South Dakota, Texas, Virginia and three Canadian provinces.

Ohio 151

Ohio Lending Iowa South Dakota 151

PYMNTS

MAY 4, 2020

The government first began investigating the prospect of allowing SNAP card recipients to pay for their groceries online four years ago, in 2016 , and had begun to design a pilot program with grocery players. Digital grocery benefits for SNAP recipients recently came to the forefront thanks to COVID-19, but the issue isn’t really new.

District of Columbia 131

District of Columbia West Virginia North Carolina Online 131

CFPB Monitor

DECEMBER 28, 2016

Prepaid card complaints showed the greatest percentage decrease based on a three-month average, decreasing about 59 percent from the same time last year (September to November 2015 compared with September to November 2016). Prepaid cards also showed the greatest decrease based on a three-month average in the November 2016 complaint report.

Arizona 103

Arizona Rhode Island Report Phoenix 103

PYMNTS

OCTOBER 28, 2019

The app was initially available at just six locations in California, Iowa and Texas, but now caters to more than 60 across the United States. Chief among these is implementing third-party payment options, offering customers alternatives to entering their credit card information. We’re currently on Version 1.6

Mobile 101

Mobile San Jose California Iowa 101

PYMNTS

APRIL 24, 2018

In addition to fully cooked meals, each box comes with activity sheets, collectible reward coins and trivia cards. For now, Wise Apple distributes its meals in the Midwest — in Illinois, Indiana, Wisconsin, Iowa and St. The Road Ahead. But, as of now, “I think there’s a big business to had here in the Midwest,” Cooper said.

Apple 124

Apple St. Louis San Francisco Chicago 124

Independent Banker

DECEMBER 13, 2015

Perhaps to no surprise to community bankers, those include personal financial management (account aggregation), viewing credit card information, check reordering, account address changes, checking prepaid account balances and transaction history, international remittances and access to a brokerage account. Bill payment. Bill presentment.

Community Bank 70

Community Bank Boston Community Iowa 70

Independent Banker

NOVEMBER 24, 2015

Perhaps to no surprise to community bankers, those include personal financial management (account aggregation), viewing credit card information, check reordering, account address changes, checking prepaid account balances and transaction history, international remittances and access to a brokerage account. Bill payment. Bill presentment.

Community Bank 70

Community Bank Boston Community Iowa 70

PYMNTS

JANUARY 31, 2020

Amazon said it will look to expand the pilot beyond its first two states in 2020 — Alabama, Iowa, Maryland, Nebraska, New Jersey, and Oregon are all on the list for next expansions, according to a statement from the USDA’s Food and Nutrition Service. And speaking of Walmart … Walmart .

New York 133

New York Branding Washington New York City 133

Independent Banker

FEBRUARY 28, 2023

From these actions, community banks receive data on their income, home address, email address, credit card debt, employer and financial products they want to learn more about. It happens every time they open a checking account, apply for a mortgage, make a direct deposit, log into a bank’s website or chat with a banker, and more.

Community Bank 129

Community Bank Community Marketing Data 129

PYMNTS

JUNE 30, 2016

While Apple Pay also recently launched in Singapore, Samsung Pay joins the region with its signature niche: the MST tech that makes Samsung Pay usable at virtually anywhere merchant credit cards are accepted. Anyone who loaded a gift card onto the CurrentC wallet and didn’t hold onto that gift card will lose that balance after June 28.

Mobile 104

Mobile Samsung Apple Missouri 104

PYMNTS

AUGUST 21, 2017

EST in South Carolina, there will be a total solar eclipse — with Idaho, Wyoming, Montana, Nebraska, Iowa, Kansas, Missouri, Illinois, Kentucky, Tennessee and Georgia all enjoying prime viewing slots between start and finish. That same thing will, of course, be looking up. Today, between 12:05 p.m. EST/9:05 a.m. PST in Oregon and 2:48 p.m.

Apple 101

Apple Bitcoin South Carolina Montana 101

PYMNTS

JUNE 24, 2016

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C. Costco Card. The fizzle wears on.

Lending 101

Lending Online South Dakota North Dakota 101

Social Assurance

DECEMBER 13, 2021

The idea they settled on was to create a closed-circuit gift card program, branded the “ Think Franklin First ” gift card. Through the first six months of operation, 443 cards were purchased with a total value of $30,860. Through the first six months of operation, 443 cards were purchased with a total value of $30,860.

Branding 15

Branding Community Rhode Island Iowa 15

PYMNTS

APRIL 19, 2019

In early 2017 the USDA pushed out a pilot program that allowed SNAP enrollees to buy groceries online with their card in seven states and with seven grocery partners: Amazon, FreshDirect, Safeway, Dash’s Market, Hy-Vee, ShopRite and Hart’s Local Grocers. This last round of piloting is set to take another two years.

New York 117

New York Video New York City Branding 117

PYMNTS

JANUARY 10, 2017

Those who are unbanked pay to cash their checks, to get money orders to pay their bills and to buy and use prepaid cards. The rollout will be small, limited to seven states: New Jersey, New York, Pennsylvania, Maryland, Washington, Oregon and Iowa. Consumers who can’t maintain a minimum checking account balance pay monthly fees.

Online 100

Online Chicago New York Mississippi 100

Independent Banker

JUNE 30, 2022

Iowa State Bank. Iowa Falls. United Bank of Iowa. Two years ago, Lead Bank and Self expanded the program to include a secured credit card. Since the successful Credit Builder Account participants end the program with $1,000 in the bank, they have the cash to secure the card. Horizon Financial Bank. Mason City.

Community Bank 172

Community Bank Community National Philadelphia 172

Fintech Labs Insights

JUNE 22, 2015

Upromise also provides a MasterCard credit card with a cash back for college plan, and a high-yielding savings account. ” Headquartered in Des Moines, Iowa, Social Money was founded in 2008 as SmartyPig, and rebranded as Social Money ahead of its appearance at FinvoateSpring 2012. . CorePro was officially launched in 2013.

San Francisco 12

San Francisco Iowa User Experience Millennials 12

Fintech Labs Insights

MARCH 28, 2016

Debit card with company-driven expense rules. HQ: Cedar Rapids, Iowa. Nigerian online credit card processor. Tags: SMB, merchants, acquiring, credit/debit cards, acquiring, Y Combinator (investor). Source: Techcrunch. Latest round: $120,000. Total raised: $ million. HQ: San Francisco, California. Source: Techcrunch.

Company 12

Company Fintech San Francisco New York City 12

Independent Banker

SEPTEMBER 30, 2021

Once, before a holiday weekend, a customer messaged the bank to say that her ATM card wasn’t working. John Moeller, a principal at CliftonLarsonAllen LLP who is based in Cedar Rapids, Iowa, says many banks are not engaging in pen testing often enough and some use inferior approaches to testing. It’s traumatic for bank leadership.

Community 139

Community Community Bank social media Security 139

CB Insights

DECEMBER 5, 2017

financing round to India-based startup OneAssist , which protects consumer smartphones and credit cards by storing the information and blocking transactions on lost cards and phones before a reported loss or theft. In 2015, Assurant participated in a $7.7M Aviva Ventures. Number of investments: 4. new sharing economy platforms).

Strategy 28

Strategy Marketing Analytics Innovation 28

PYMNTS

MARCH 15, 2016

Finder says Idaho, which leads the nation in weekly alcohol purchases at $54 per person per week, though Alabama, Rhode Island, Arizona and Iowa weren’t far behind. And just where are these plastered purchases happening? Inebriated impulse shoppers are certainly no crucible of economic activity, but that argument could apply to St.

Rhode Island 100

Rhode Island Idaho Iowa Alabama 100

Fintech Labs Insights

SEPTEMBER 1, 2016

HQ: Cedar Rapids, Iowa. Tags: SMB, payments, merchants, credit/debit cards, acquiring, POS. Source: Crunchbase. QuickGifts. Giftcard portal. Latest round: $500,000 Debt. Total raised: $3.97 HQ: Austin, Texas. Source: Crunchbase. BrightPolicy. Home insurance portal. Latest round: $125,000 Seed. Total raised: $125,000. AssetRover.

New York City 18

New York City Company Fintech Comparison 18

Gonzobanker

DECEMBER 22, 2014

And won’t address the biggest area of fraud growth, which is card-not-present. The Second Annual Vendor to Watch if You’re a Vendor Award – This goes to nimble Des Moines, Iowa-based startup CardByChoice. Then … the push to accelerate the timetable to get to EMV. Which won’t solve the problem that caused the breach.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Gonzobanker

DECEMBER 19, 2022

As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Acronym of the Year – CCCA (Credit Card Competition Act). Goes to Lincoln Savings Bank – Iowa (LSBX). 2008 called and wants its headlines back.

Community 216

Community Fintech Industry Innovation 216

CB Insights

JANUARY 6, 2019

Its Johnston Innovation Center at the DuPont global agriculture headquarters in Iowa (its largest R&D facility), boasts nearly 3,000 professionals in disciplines like food, agriculture, and biotechnology. DuPont has nearly a dozen innovation centers around the world. Westfield Group — One Market. Founded: 2017.

Innovation 77

Innovation Retail Branding Technology 77