PYMNTS

FEBRUARY 20, 2019

In a press release , the companies said the bank card default rate rose 8 basis points to 3.4 percent while the rate for Dallas rose 4 basis points to 0.89 “The uptick in the bank card default rate combined with a decline in the auto default rate reflects volatility in the consumer economy,” David M.

Los Angeles 123

Los Angeles Miami Dallas Chicago 123

PYMNTS

AUGUST 13, 2018

For those who carry either the branded Gap card, or the Gap Mastercard (or anyone who has ever been part of a retail rewards program), the offerings are fairly familiar. Shoppers who use their Gap card get a discount (10 percent off in-store and online), accrue points and enjoy perks like free shipping, exclusive offers and events.

Fort Worth 107

Fort Worth Branding Cards Retail 107

PYMNTS

FEBRUARY 8, 2019

Startups in the eCommerce space have long enabled their customers to experience their products in real life (“IRL”) through temporary retail shops, and now, digitally-focused brands belonging to major retailers are taking a similar approach. Fashion retailer Charlotte Russe , which has over 500 stores in the U.S.,

Charlotte 135

Charlotte Los Angeles Kansas City Branding 135

South State Correspondent

JANUARY 4, 2023

While the current growth rate needs to be left to each bank based on their capital cost, market, and risk tolerance, the general guide is that growth should be in the 3% to 5% range for this year. When offering a higher money market or CD rate, the direct damage done to cost of funds is often the least of a bank’s worries.

Community Bank 195

Community Bank Capital Lending Training 195

PYMNTS

DECEMBER 31, 2019

A little more than a year ago, PYMNTS started tracking the race for the consumer’s whole paycheck between the two retail behemoths that have been expanding their respective ecosystems in the process: Amazon and Walmart. percent of consumer retail spending in the U.S., percent of consumer retail spending in the U.S.,

Retail 136

Retail Online Georgia North Carolina 136

PYMNTS

FEBRUARY 6, 2018

In the 1970s, the venerable The Great Atlantic & Pacific Tea Company (A&P) was losing market share. To try to increase its market share, A&P came up with a novel way to sell groceries: It decided to sell its most popular items in their original wholesale bulk packaging — for a much cheaper price.

New Jersey 100

New Jersey Las Vegas Retail Dallas 100

PYMNTS

MAY 17, 2018

Inspired by tweets from customers hungry for delivery, Popeyes has teamed up with Uber Eats in select markets. The move comes as the delivery market seems ripe for Popeyes’ fare: Uber Eats said that orders for fried chicken have jumped by 54 percent and orders for biscuits have skyrocketed 83 percent over the past year.

El Paso 100

El Paso Fort Worth New York New Jersey 100

PYMNTS

SEPTEMBER 6, 2019

The system works by scanning a consumer’s handprint at distance (it is not a contact scan that requires the customer to lay their hand on a device) and using a combination of computer vision and depth geometry to identify them and connect to their card on file. By comparison, paying with a card takes 4 seconds.

El Paso 139

El Paso Georgia Dallas Alaska 139

PYMNTS

NOVEMBER 4, 2019

It is rolling out a cash-back rewards program for its Venmo Mastercard debit card at certain retailers, as announced in a press release. The cash back will be deposited straight into users’ Venmo accounts, from where it can be used to pay friends in the app, buy things using the card or pay merchants that accept Venmo.

Groups 101

Groups Payments Mobile Dallas 101

PYMNTS

DECEMBER 24, 2019

The company has an option to transfer money to the bank without a debit card for the same fee. Discover announced that it will start issuing contactless cards over the next several months. In Europe, contactless card-based payments have come to dominate face-to-face payments. Venmo also offers an example of P2P expansion.

Cards 160

Cards Payments Study Examples 160

PYMNTS

JULY 13, 2016

Brick-and-mortar retail will forever remember the day that Nintendo released Pokémon GO , a mobile game that has caused millions of millennials to suddenly discover outside again. However, some retailers prefer to play cards of the kind as close to the corporate chest as possible. billion acquisition of Home Retail Group.

California 100

California St. Louis Retail Branding 100

NCR

FEBRUARY 21, 2017

Today, the ATM is one of the most familiar features of the retail banking landscape. In 1970, just a few years after the introduction of the ATM, the patent was granted for British engineer James Goodfellow’s concept of a personal identification number that could be stored on bank cards. Rising deployment. The future.

ATM 85

ATM Innovation New York City New York 85

CB Insights

SEPTEMBER 6, 2017

As internet retailers are expanding their operations into brick-and-mortar operations (think Warby Parker, Argent, Bonobos, and BaubleBar ), venture capitalists are also investing in “physical-first” startups focused on creating new brick-and-mortar business models. New Frontiers in Retail Tech. How will we shop in 2020?

Maine 70

Maine Capital Rhode Island DC 70

PYMNTS

OCTOBER 5, 2019

Paul, Minnesota; Dallas, Texas; and Oakland, California – in what has become known of late as the library fee amnesty movement that has been quietly (they are libraries after, all) picking up steam in 2019. The elimination also extends to charges for monthly maintenance, checkbook orders or replacement debit cards.

Minnesota 188

Minnesota Oakland Indiana Customer Experience 188

PYMNTS

JULY 16, 2018

Amazon is rolling out its annual Prime Day event, and other merchants are taking note: Retailers from eBay to Target are rolling out their own promotions as they compete with Amazon for customers. As a result of Prime Day’s popularity, retailers are stepping up to the plate to offer shoppers deals on their own sites. Price Guarantees.

Retail 100

Retail Fort Worth Dallas Online 100

CB Insights

JANUARY 6, 2019

The impending “death of retail” has been projected for decades. But, in an increasingly digital world, brick-and-mortar retail shops are embracing new ways to disrupt the system and get an edge on customer attention. One popular choice: retail innovation labs. Get the 54-page retail report. Founded: 2012.

Innovation 77

Innovation Retail Branding Technology 77

PYMNTS

MARCH 6, 2017

The new Neiman Marcus store in Dallas-Fort Worth is both very much like — and completely different from — the 42 other Neiman Marcus stores scattered throughout the United States. Across markets we are always thinking about delivering the best experience to our best customer always. Learning to Really Love the Learning Experience.

Fort Worth 129

Fort Worth Innovation Dallas Retail 129

Independent Banker

JUNE 30, 2022

He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. In each new market opened in 2021, the community bank found an experienced ag lender who was seeking a new position. More than 500,000 customers have received secured cards through the program.

Community Bank 172

Community Bank Community National Philadelphia 172

NCR

JUNE 21, 2016

Between 2010 and 2014, e-commerce sales in China rose by nearly 600 percent and it’s now the single largest market in the world for online retail – larger than the US. To drive the e-commerce market, we need a lot more than internet connectivity. The rising e-commerce market demands it. Financial inclusion.

Payments 45

Payments ATM Cards Dallas 45

PYMNTS

APRIL 4, 2016

Six years and an expanding inventory of cars and price points later, Uber’s platform has a market cap of $70 billion, more than 1 million drivers across 400 cities worldwide who’ve delivered a 1 billion rides – and the first instance of what we now call “invisible” payments in the offline world. And monetize.

Branding 100

Branding Payments Los Angeles Innovation 100