Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Community banks, regional players, and credit unions are all in the fight of their lifetime with the need to transform their business.

Technology 145

Technology Regional Community Bank Community 145

Gonzobanker

MARCH 26, 2019

Yet, while mega-payments players could potentially improve their future service offerings, the reality is it leaves bank and credit union executives with fewer vendor choices. Impact to Banks and Credit Unions. Payments in the Middle of Shareholder Value.

Community Bank 82

Community Bank Technology Payments Innovation 82

PYMNTS

JUNE 1, 2020

In a roundtable discussion, the last in the “Powering the Digital Shift” series with Karen Webster, six experts in money movement, fraud prevention, banking and financial technology discussed one sure bet: “Digital optional” is no option as we move toward contactless commerce.

Payments 172

Payments Fraud Security Technology 172

Jack Henry

JUNE 4, 2014

He also offered me the ability to write my check while he was there and he would snap a picture of my payment or take my credit card payment in person. Within seconds I got my email bill with a link to pay online with my credit card. I wasn’t prepared, so I said I would just pay the bill when I got it. If not, you should be.

Mobile 92

Mobile Community Bank Cards Community 92

Fintech Labs Insights

MARCH 14, 2024

For financial marketers, especially those in credit unions and community banks, the biggest event of the year, The Financial Brand Forum , is just two months away. For the most part, early-bird (or very-early-bird) prices are still in effect, so you can easily save $1,000 or more on a pair of tickets.

Conference 15

Conference Fintech Marketing Las Vegas 15

William Mills

FEBRUARY 7, 2017

Key trends in this year’s report include the continued evolution of payments technology, increased adoption of self-service and innovative branch automation technology, and further enhancements to mobile banking – all converging as part of an overlying strategy to improve the customer experience. Download the full report here.

Report 40

Report social media Customer Experience Industry 40

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Demo: Sezzle app with knowledge based authentication to link bank accounts. Chip card reader for when customers are shopping online to improve security. Verifies the card and pushes that information onto the merchant. Plus the 1% rewards.

Video 40

Video Mobile social media Analytics 40

Independent Banker

OCTOBER 31, 2022

AI can help solve customer pain points—but does it mean community banks will lose the personal touch they pride themselves on? As community bankers themselves tell us, the answer is no. The estimated amount of money banks will save by using AI applications by 2023. billion-asset Sunwest Bank in Sandy, Utah.

Community Bank 91

Community Bank Community Customer Experience Data 91

PYMNTS

APRIL 23, 2020

billion (in cash and stock) to buy Galileo Financial Technologies, which focuses on payments and bank account infrastructure. The deal would give SoFi increased access to application programming interfaces (APIs) that in turn can let other firms offer financial products such as virtual cards and checking accounts.

San Francisco 252

San Francisco Online Fintech Survey 252

PYMNTS

MAY 17, 2017

To make that experience one that entices fans to return and encourages them to spend more, MiLB turned to FIS, a global leader in financial technology. “In Our partnership with minor league baseball allows us to be their preferred technology partner,” Legters said.

Payments 101

Payments Community Jacksonville Community Bank 101

Gonzobanker

DECEMBER 19, 2022

Financial institutions that relied on mortgage banking fee income as a key earnings component have been left to make big adjustments. As if that wasn’t enough, regulators took a sledgehammer to debit fee income with Reg II changes that will begin reducing card-not-present interchange fees starting in July 2023. Goes to Sen.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 14, 2023

The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. Another lesson that sometimes the most important assets in relationship banking can walk out the door. The Bank Regulator Working for Merchants Award!

Fintech 195

Fintech Community Regional Technology 195

PYMNTS

FEBRUARY 26, 2018

The Office of the Comptroller of the Currency is examining the Community Reinvestment Act, which in part means that rules governing short-term lending may be reversed, and would let community banks compete more directly against payday lenders. FinTech Innovation and Cooperation in the Cards? Last Monday (Feb.

Regulation 101

Regulation Bitcoin Innovation Fintech 101

CB Insights

MAY 15, 2019

It is also looking at integrating banking solutions into wearables and how the internet of things (IoT) could improve the customer experience. Notable projects: Card Free Access is a program developed out of the lab that allows Wells Fargo Banking customers to access ATMs through a variety of methods without their cards.

Innovation 78

Innovation blockchain Technology Groups 78

Fintech Labs Insights

SEPTEMBER 1, 2015

is an enterprise software company selling private, enterprise blockchains for financial services and other enterprises. Buzz Points partners with community banks and credit unions to reward consumers for buying local and banking local. Make better financial decisions with better data. Blockstack.io Dynamics, Inc.

Company 12

Company Software Analytics Mobile 12