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SME Optimism Waning In Election Season, Says Capital One

PYMNTS

The latest findings from Capital One’s Spark Business Barometer found a significant decline in small business optimism this year compared to their sentiments this time last year, reports said on Monday (May 2). Capital One did uncover good news, however. The economy may be in recovery, but small businesses in the U.S.

Capital 100
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The ICBA 22/23 executive committee is all in

Independent Banker

We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. Lucas White: We need to continue to differentiate community banks and educate policymakers on why tiered and proportionate regulation is necessary. We are not Wall Street banks—we are community banks.

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Threats, Risk Coming At Businesses From All Sides

PYMNTS

Businesses face mounting risk thanks to things like geopolitical uncertainties and regulation but are also threatened by something as seemingly arbitrary as group chat platforms. Those challenges surpassed the 15 percent that said access to capital is their biggest challenge. And we’re not just talking about cyberattacks.

Survey 100
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CFOs Take A Macro View Of The Future

PYMNTS

According to EIU and Deutsche, these professionals also cite heightened financial regulations as having a significant impact on their professional lives, with 40 percent expecting their workload to increase as a result. Low interest rates aren’t the only factor when it comes to how treasurers and CFOs prioritize their time.

Survey 100
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The Confusing State Of Small Business In America

PYMNTS

Bank of America, Capital One, Wells Fargo, Chase and more published their findings — sometimes to contradicting conclusions. Chase reached some optimistic conclusions regarding how small business owners feel about the year ahead, while Capital One highlighted a 9 percent decline in SME optimism. Small businesses’ top concern?

America 100
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2021 GonzoBanker Awards

Gonzobanker

After leading a great and vibrant organization at Andrews Federal Credit Union, Jim and his family have taken on a new adventure, and the Gonzo team is confident Jim’s ambition and transparent leadership style will be welcome in Raleigh, N.C. Lifetime Leadership Achievement Awards. Congrats on a brave move and national recognition Jim!

Fintech 148
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Perception Versus Reality: Do People Get More From Credit Unions Than Banks?

Jeff For Banks

Perhaps the financial crisis, which credit unions survived surprisingly well with the exception of corporate credit unions (similar to bankers'' banks), woke up credit union leadership to scrutinize operating expense to increase profits. Where do you think credit unions get their capital? And the taxes. Yes, you read profits.