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Cash Flow Data Can Improve Credit Access with an UltraFICO® Score

FICO

While innovative new scoring models that incorporate alternative data from outside the traditional credit file, such as the UltraFICO® Score, can help reduce risk and increase access to credit, they are just one component of a much larger equation. New UltraFICO® Score Innovation Now Available for Lenders to Pilot. In her role, Ms.

Data 52
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The ICBA 22/23 executive committee is all in

Independent Banker

“I’m so inspired by the professionalism, integrity and commitment of our executive committee and board of directors as we work together to serve the needs of community bankers across the nation,” says Terry Jorde, ICBA senior executive vice president and chief of staff. ICBA president and CEO Rebeca Romero Rainey echoes this sentiment.

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FICO Fact: Can having no credit score be better for consumers than a low credit score?

FICO

The National Consumer Law Center suggests that “a bad score could shut out a renter out of apartments in a decent school district or even permanent housing.” Gaskin founded and served as President and CEO of Auto Club Trust, and Executive Vice President with Michigan National Bank. In her role, Ms. Prior to joining FICO, Ms.

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Banking's Total Return Top 5: 2014 Edition

Jeff For Banks

capital appreciation and dividends. The lion''s share of their growth, profitability, and capital have come since their re-branding to Open Bank in 2010. through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. BofI Holding, Inc.

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CFPB announces new appointments to advisory groups

CFPB Monitor

Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA. .” Lisa Servon, Professor, The New School, New York University, New York, NY. Raul Vazquez, Chief Executive Officer, Oportun, Redwood City, CA. ”

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Taulia Announces Record New Bookings; New CMO Holzapfel

Fintech Labs Insights

A year-over-year gain of 219% in new bookings growth is the highlight of a record fourth quarter from financial-supply-chain innovator, Taulia , which added 50,000 suppliers across 71 countries in Q4. She has an MBA from the University of Michigan, and a business degree from Germany’s Universität des Saarlandes.

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Sizzle Or Fizzle: Facebook, Online Lending, Cash – And The Twilio Surge

PYMNTS

This week it was Minnesota, and then yesterday Walmart really got warmed up and announced the expansion of their new payments service in: Michigan, Virginia, the Carolinas, Indiana, Iowa, Kentucky, Nebraska, North Dakota, South Dakota, Tennessee, Louisiana, Missouri, Mississippi and Washington, D.C.

Lending 101