CFPB Monitor

SEPTEMBER 21, 2020

Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Leigh Phillips, President and CEO, EARN DBA SaverLife (San Francisco, CA). Bruce Ocko, Senior VP Director of Mortgage & Consumer Lending, Bangor Savings Bank (Bangor, ME). Nadine Cohen, Managing Attorney, Greater Boston Legal Services (Boston, MA).

DC 78

DC Mississippi Washington Oklahoma City 78

Independent Banker

APRIL 30, 2022

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. The community bank uses the Entrepreneurial Operating System, commonly known as EOS Traction, to keep departmental efforts aligned. Douglas National Bank. Deer Lodge.

Community Bank 172

Community Bank Community Montana Taxes 172

CFPB Monitor

SEPTEMBER 10, 2020

Any collector that submits an application before that date would be permitted to operate pending the approval or denial of their application. The licensing requirement would be enforced beginning on January 1, 2022. Separate licenses are not required for branch offices or for affiliates.

California 122

California Regulation Innovation Lending 122

Tomorrow's Transactions

JANUARY 23, 2017

Plus ca change, as they didn’t say in Ancient Rome). They don’t want to lend people money, they want to facilitate buying and selling and for that they need access to core payment systems and that’s all to the well and good. In Europe, Facebook is therefore a payment institution and not a bank.

Payments 30

Payments Regulation National New York 30

PYMNTS

MARCH 29, 2019

Consider the events of earlier this month when Representative Maxine Waters (D-CA), also head of the House Committee on Financial Services, said that Sloan should be “shown the door,” even as Sloan appeared before that same committee and said the bank had made operational improvements in the face of scandals stretching back years.

Los Angeles 144

Los Angeles CA Risk Management Policies 144

William Mills

MAY 9, 2018

A TON of really old technology is being used in mortgage lending. Presenter Profile: How they describe themselves: AI Foundry uses AI and user-guided machine learning to transform enterprise operations by integrating information, people and processes. HQ: Sunnyvale, CA. is headquartered in San Jose, CA. Key Stats.

Security 40

Security Samsung Strategy San Jose 40

William Mills

SEPTEMBER 7, 2016

operation of Russian-based company. Swych’s headquarters are in Plano, Texas with offices in San Francisco, CA. Product Development and Operations are headed by Anu Shultes who is a well-known and highly respected gift card industry expert. Command center for small business lending. No other app does that.

Mobile 40

Mobile Cards Fraud Data 40

PYMNTS

APRIL 11, 2019

I am concerned that several of these institutions are simply too big to manage their own operations, too big to serve our communities and too big to care about the harm they have caused,” said Representative Maxine Waters (D-CA), chair of the committee. Others mentioned shadow banks, which are non-bank lenders.

Lending 158

Lending America cryptocurrency System 158

PYMNTS

APRIL 11, 2019

I am concerned that several of these institutions are simply too big to manage their own operations, too big to serve our communities and too big to care about the harm they have caused,” said Representative Maxine Waters (D-CA), chair of the committee. Others mentioned shadow banks, which are non-bank lenders.

Lending 100

Lending America System CA 100

PYMNTS

OCTOBER 31, 2016

Maxine Waters (D-CA), has thrown down the banks-need-to-be-broken-up gauntlet. But, thank goodness, we saw the rise of those disruptive alternative lenders, like Lending Club, to fill the gap that the traditional banks left. So much for counting on the Republicans for support.

Regulation 100

Regulation Innovation Data Industry 100