CA, Community and Strategy - Community Banking Brief

The top-performing community banks of 2021

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank

Community Bank Community Montana Taxes

10 Big Bank Marketing Lessons from the ABA Bank Marketing Conference

South State Correspondent

SEPTEMBER 20, 2022

Casey Christopher, Chief Empowerment Officer at Quontic Bank (NY, $835mm), and Brooke Ybarra, VP of Innovation Strategy at the ABA, provided bankers with a working knowledge of the current regulatory environment and how each technology works. We learned that a bank embracing this strategy can consume about 15% of the marketing budget.

Conference

Conference Marketing social media Data

CFPB announces advisory committee members

CFPB Monitor

SEPTEMBER 21, 2020

Last week, the CFPB announced the appointment of new members to its advisory committees: Consumer Advisory Board (CAB), Community Bank Advisory Council (CBAC), Credit Union Advisory Council (CUAC), and Academic Research Council (ARC). Leigh Phillips, President and CEO, EARN DBA SaverLife (San Francisco, CA). Bank (Minneapolis, MN).

DC

DC Mississippi Washington Oklahoma City

Webinars

Live Demo: How to Achieve Reconciliation Zen

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10 Profound SEO Optimization Strategies for Small Business/Startups

NCR

MAY 16, 2016

A little thought and preparation beforehand will do wonders for your marketing strategy and translate into more sales for you. Here are ten profound optimization strategies for small businesses and startups. Get involved in local events, festivals, anything related to the community which you can blog about or offer special promotions.

Strategy

Strategy social media Google CA

It Takes a Village

Filene

MARCH 6, 2018

SAN FRANCISCO, CA (February 22, 2018) — Today announced new research and education programs as part of the company’s ongoing efforts to strengthen the talent pipeline in the credit union industry. . ” Advancing recruitment research through the War for Talent Center of Excellence. .

San Francisco

San Francisco Austin Resources Study

How to Deal with a Pay Cut or Reduced Work Hours

MyBankTracker

JULY 9, 2020

If you lose your job completely, the strategies for surviving full unemployment are pretty straightforward. There’s no single strategy or solution that will get you through the crisis. There’s no single strategy or solution that will get you through the crisis. Example: Partial unemployment in California (CA).

How To

How To Examples California Strategy

M&A Buyer Roundup: HomeStreet, Independent Bank, TIAA

American Banker

NOVEMBER 11, 2016

Community banks in the Pacific Northwest and New England completed acquisitions late in the week, and the TIAA-EverBank deal has moved a step closer to reality.

Community Bank

Community Bank Community CA Strategy

Treasury Candidate Mnuchin Drew Praise, Scorn After IndyMac Deal

American Banker

NOVEMBER 11, 2016

A Goldman Sachs alum, he is known as a successful change agent for his roles in the transformation of the failed IndyMac into OneWest and the revamping of CIT, but some community reinvestment advocates remain critical of him. Steven Mnuchin is widely viewed as a top pick for Treasury secretary in the Trump administration.

Community

Community CA FDIC Regional

Over 50? Welcome to the New Frontier of Fintech!

Fintech Labs Insights

APRIL 11, 2017

Guest post by Theodora Lau, Director of Enterprise Strategy and Innovation at AARP, a sponsor of FinovateSpring 2017. Although the 50-plus community represents only 35% of the entire U.S. The above is an executive summary of the new Financial Innovation Frontiers Report , produced by Javelin Strategy & Research and AARP.

Fintech

Fintech Innovation CA User Experience

AARP and the Innovation@50+ Initiative

Fintech Labs Insights

APRIL 4, 2017

Guest post by Theodora Lau, Director of enterprise strategy and innovation at AARP, a sponsor of FinovateSpring 2017. Although the 50-plus community represents only 35% of the entire U.S. The above is an executive summary of the new Financial Innovation Frontiers Report , produced by Javelin Strategy & Research and AARP.

Innovation

Innovation CA User Experience Meeting

Deposit Growth Outlook Dims for Small Banks

American Banker

OCTOBER 11, 2016

Large banks are outpacing community banks in deposit gathering because new liquidity rules make deposits more valuable to the biggest banks, mobile banking has been a deposit magnet for the heavyweights, and regional and midsize players hold certain advantages over smaller rivals, too.

Community Bank

Community Bank Regional Community Mobile

Host of Factors Dim Deposit-Growth Outlook at Small Banks

American Banker

OCTOBER 11, 2016

Large banks are outpacing community banks in deposit gathering because new liquidity rules make deposits more valuable to the biggest banks, mobile banking has been a deposit magnet for the heavyweights, and regional and midsize players hold certain advantages over smaller rivals, too.

Community Bank

Community Bank Regional Community Mobile

Central Valley to Buy Sierra Vista in California

American Banker

APRIL 29, 2016

Central Valley Community Bancorp in Fresno, Calif., has agreed to buy the $156 million-asset Sierra Vista Bank in Folsom, Calif., for $24 million, or $5.22 a share, in cash and stock.

Fresno

Fresno California Community CA

Deposits Surge at Black-Owned Banks After Celeb Appeals

American Banker

JULY 20, 2016

Executives at several minority-owned community banks nationwide, including OneUnited Bank in Boston and Carver Federal Savings Bank in New York, say they have received a windfall of deposits in recent weeks, coinciding with the introduction of the Black Money Matters Project.

Boston

Boston Community Bank New York Community

Treasury Pick Mnuchin Drew Praise, Scorn After IndyMac Deal

American Banker

NOVEMBER 14, 2016

A Goldman Sachs alum, he is known as a successful change agent for his roles in the transformation of the failed IndyMac into OneWest and the revamping of CIT, but some community reinvestment advocates remain critical of him. The Trump transition team is said to have recommended that Steven Mnuchin be nominated Treasury secretary.

Community

Community CA FDIC Regional

Small Tenn. Bank Goes Far and Wide to Build Wealth Business

American Banker

MAY 11, 2016

Truxton Trust's approach is just one strategy banks are using attract more wealthy clients. But whether they are exploring out-of-market opportunities, staying local or employing robo-advisers, banks all have the same goals: to generate more fee income at a time when margins from lending continue to shrink.

Lending

Lending Strategy Marketing CA

11 New Restaurant Concepts Reimagining Fast Food & Casual Dining

CB Insights

JULY 17, 2018

Community initiatives: Loom (Massachusetts). Strategies for staying inspired & remaining relevant. Tesla put in an official application with the city of Santa Monica, CA to build the project, which is currently in the presubmittal phase. Community initiatives: Loom. The kombucha taproom: Cultured South (Georgia).

San Francisco

San Francisco California United States CA

Beware the 'Cargo Cult' of Performance Targets

American Banker

JANUARY 2, 2017

The phony-account scandal at Wells Fargo illustrates how sales quotas can incent bad behavior. Is your bank effectively mitigating the risk of 'managing to metrics'? Or could it be in danger of becoming a 'cargo cult'?

Management

Management Branch Strategies CA Community Bank

First Foundation to Buy Two PacWest Branches

American Banker

OCTOBER 4, 2016

First Foundation in Irvine, Calif., has agreed to buy a pair of branches from Pacific Western Bank in Beverly Hills, Calif.

Branch Strategies

Branch Strategies CA Community Bank Regional

HomeStreet to Buy Calif. Branches from Boston Private

American Banker

JUNE 22, 2016

billion-asset company said in a press release Tuesday that it will buy two branches in the California markets of Granada Hills and Burbank from the $7.3 billion-asset Boston Private Financial Holdings in Boston.

Boston

Boston California Marketing Company

Bad Tech Loans Hamper Opus in Calif.

American Banker

JULY 25, 2016

Problem technology credits drove down quarterly profits at Opus Bank in Irvine, Calif., which said it will pull back on tech lending even though that had become one of its most important niches.

Lending

Lending Technology CA Community Bank

Opus CEO's Big Test: 'Extraordinarily Disciplined' Growth

American Banker

DECEMBER 23, 2016

Stephen Gordon has long been known as an entrepreneurial banker, which helped him expand his California bank aggressively over a five-year period. A spike in chargeoffs that led to a third-quarter loss spurred Gordon to beef up credit oversight. The question is whether that effort will stymie loan growth.

California

California CA Community Bank Capital

Banc of California May Allow Activist to Nominate Directors

American Banker

DECEMBER 19, 2016

Banc of California in Irvine and PL Capital have reached an apparent truce, as the bank agreed to consider letting the activist investor group submit two nominees to next year's board election.

California

California Capital Groups CA

Profit Improves at BBCN, Wilshire Ahead of Banks' Merger

American Banker

JULY 19, 2016

Profit improved at both BBCN Bancorp and Wilshire Bancorp in the second quarter, about two weeks ahead of the closing date for the Los Angeles companies' merger.

Los Angeles

Los Angeles Company CA Community Bank

When Does a Bank Need a Lawyer on Staff?

American Banker

OCTOBER 30, 2016

As banks grow and their business models become more complex, some find that adding a general counsel to the staff makes sense. Bank SNB in Stillwater, Okla., says hiring one allowed it to reduce its legal fees by 80%. Here are the pros and cons.

NJ

NJ CA Community Bank Community

Provident in Calif. Restates Profit on Higher Loan Expenses

American Banker

SEPTEMBER 14, 2016

Provident Financial Holdings in Riverside, Calif., has restated earnings from its most-recent quarter after it booked higher loan-origination costs.

CA

CA Community Bank Community Strategy

Ex-Banker's Crowdfunding Firm Finds Its Missing Link: A Bank

American Banker

SEPTEMBER 28, 2016

Kim Kaselionis saw a lot of small-business-loan applications die on her desk when she was a bank chief, so she started a crowdfunding firm to nurse along startups till they were bankable. That's where Fresno First comes in.

Fresno

Fresno CA Community Bank Community

Why Many Banks Are Hanging On to FDIC Loss-Share Pacts

American Banker

AUGUST 31, 2016

Plenty of banks have ended their federal loss-share deals early, but despite the incentives to wind them down, plenty more still have these crisis-era arrangements in place. It may be due to varying deadlines, mistakes calculating loan values or worries that they still might need the coverage for home equity lines.

FDIC

FDIC CA Community Bank Regional

Bay Bancorp in Md. Names Steven Hovde to Board

American Banker

JUNE 27, 2016

Bay Bancorp in Columbia, Md., has named one of its largest investors, Steven Hovde, to its board.

CA

CA Community Bank Community Strategy

C&I Is Safer than Construction Loans, Right? Maybe Not

American Banker

AUGUST 23, 2016

The latest lending figures show just how prodigious banks' shift from construction to C&I loans has been since the crisis. Yet a hard look at C&I credits, especially their loss rates, raises questions about whether they are safer.

Lending

Lending CA Community Bank Regional

Neighborhood Bank in Calif. Set to Raise $6 Million

American Banker

AUGUST 15, 2016

The $58 million-asset company said in a press release Monday that Stephen Taylor, chairman and chief executive of Taylor Asset Management in Chicago, is leading a $6 million investment in its Neighborhood National Bank, effectively doubling its capital.

Chicago

Chicago Capital National Management

Cathay General to Buy SinoPac Bancorp for $340M

American Banker

JULY 8, 2016

Cathay General Bancorp in Los Angeles has agreed to buy SinoPac Bancorp from Bank SinoPac in Taiwan.

Los Angeles

Los Angeles CA Community Bank Community

Banc of California Sells Equipment Finance Business, Mortgage Pool

American Banker

OCTOBER 28, 2016

billion-asset Banc of California said in a press release Friday that it sold the division the $4.4 billion-asset Hanmi. The companies did not disclose the price.

California

California Company CA Community Bank

Longstanding Deadbeat of Tarp Has New Investor, New Hope

American Banker

JUNE 24, 2016

The recently rebranded California International Bank has stiffed the government on 30 dividend payments and has spurned a request to let Treasury officials observe its board meetings. There is some optimism; a Vietnamese businessman was approved to take over control after injecting $4.5 million in capital into the bank.

California

California Meeting Capital Payments

First Foundation Files to Sell $200M in Securities

American Banker

DECEMBER 7, 2016

billion-asset company submitted a shelf registration that lets it sell common stock, preferred stock, debt securities and warrants, among other things.

Security

Security Company CA Community Bank

PacWest Exits FDIC Loss-Share Agreements

American Banker

MAY 16, 2016

PacWest Bancorp in Los Angeles is the latest bank to exit its loss-share agreements with the Federal Deposit Insurance Corp.

Los Angeles

Los Angeles FDIC CA Community Bank

How This Fast-Growing Bank Manages Risks of Expansion

American Banker

MAY 5, 2016

Banc of California bulked up quickly in the aftermath of the financial crisis, first through acquisitions and now with organic growth. CEO Steven Sugarman discusses how his bank manages its exposure while preparing to cross an important regulatory threshold.

Management

Management California CA Community Bank

How Fast-Growing Bank Balances Expansion, Risk

American Banker

MAY 5, 2016

Banc of California bulked up quickly in the aftermath of the financial crisis, first through acquisitions and now with organic growth. CEO Steven Sugarman discusses how his bank manages its exposure while preparing to cross an important regulatory threshold.

California

California Management CA Community Bank

BofI Eyes More Deals Despite Stock, Legal Challenges

American Banker

APRIL 7, 2016

BofI Holding is looking to make more acquisitions and its leader doesn’t think accusations from a former employee are unlikely to hold up a deal, even though they’ve dragged down the stock price.

CA

CA Community Bank Community Strategy

How to Secure an M&A Deal Amid Internal, External Disruptions

American Banker

MARCH 8, 2016

BBCN Bancorp withstood numerous overtures from Hanmi Financial — and a revolt by four of its own directors — as it negotiated a deal to buy Wilshire Bancorp. A new filing discloses just how intense those pressures were.

How To

How To Security CA Community Bank