FICO

JUNE 1, 2023

Home Blog Feed test Artificial Intelligence: From Hollywood to the Mainstream Artificial intelligence has gone from Hollywood concept to an everyday fact. This post explores applications and considerations for AI in financial services. TJ holds a B.S. in computer science and a M.S. in statistics, both from the University of South Carolina.

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Training Fraud Customer Experience South Carolina 59

Celent Banking

JANUARY 22, 2015

In our research, our conversations with key financial industry stakeholders and as collaborators at bringing together banks, fintech start-ups and VCs, P2P lending appeared as an area that banks should explore to attract customers through a different value proposition. This is why he works on 3 key issues (in order of importance): Regulation.

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Insights on Business

OCTOBER 11, 2018

It’s this digital-agility layer that would connect to the internal core systems as well as provide external APIs to connect various fintech solutions and other financial institutions within an open banking platform approach. Stay tuned for more blogs on Sibos 2018! IBM at Sibos 2018. Visit the IBM booth (#F22) at Sibos.

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FICO

SEPTEMBER 7, 2022

With a cost-of-living crisis and soaring energy costs across Europe and other countries, it's important to re-evaluate debt collections and customer risk management strategies. This was the opportunity to digitise risk management, delinquency and collections functions and make the most of risk-adjusted performance measures.

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FICO

AUGUST 3, 2022

Banking and financial services continue to be disrupted by leaner, new-to-market fintechs andchallenger banks, as well as shifting economic and regulatory conditions. Richard joined FICO in 2002 and was previously a project manager at Brokat Technologies. chevron_left Blog Home. Thu, 08/22/2019 - 12:37. by Richard Lagerweij.

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Data Analytics Customer Experience Technology 52

Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. In this fourth and final blog post, we want to put the spotlight on actual use cases of Open Banking: why should entrepreneurs care about this? C) Risk Management.

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Lars Markull

JULY 1, 2020

In the past three blog posts, we have described what is driving open banking, the history of Open Banking, and the current status of Open Banking in different regions. In this fourth and final blog post, we want to put the spotlight on actual use cases of Open Banking: why should entrepreneurs care about this? C) Risk Management.

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Risk Management Data Examples United States 52

William Mills

FEBRUARY 28, 2017

There really is no such thing as “trade show season” in the fintech industry. which features highly relevant and timely fireside chats/presentations among a solid mix of bank and fintech attendees. ABA Risk Management Conference , March 26-28 in Indianapolis, Indiana, is a must-attend for risk professionals from banks of all sizes.

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FICO

JANUARY 19, 2023

At the same time, regulators are doubling down on their expectations of financial organisations and lenders to ensure they provide continued support to those who are deemed to be vulnerable or in financial difficulty. Here are my three predictions for risk management and customer treatment in 2023.

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FICO

FEBRUARY 12, 2023

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. There’s nothing wrong with making it fun!

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William Mills

SEPTEMBER 12, 2017

William Mills Agency will be live blogging at FinovateFall 2017. Transforming consumer risk management with patented analytics, proprietary data and real-time insight into consumer behavior. This technology powers a ton of other FinTech companies (something that I don’t think most people know). MalauzaiMonkeys.

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Samsung Mobile User Experience Google 69

Abrigo

SEPTEMBER 14, 2022

Financial institutions, fintech companies, and other small business lenders will need to begin collecting a wide array of small business lending data under the Consumer Financial Protection Board’s (CFPB) proposed small business lending data collection rule. Those implementing regulations were coming. Credit Risk Management.

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Tomorrow's Transactions

SEPTEMBER 15, 2016

Even at a pure compliance level these PSD2 regulations pose significant questions for the structure of the existing payments industry. If we focus on the APIs, the document does say that, as I have noted, that because of PSD2 (and the General Data Protection Regulation, GDPR), many of the APIs will need to be built anyway.

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FICO

OCTOBER 7, 2022

As BNPL continues to grow, I thought it would be good to examine the state of affairs for BNPL providers, as well as the latest measures to regulate its runaway growth and clamp down on fraud. So is regulation. Regulation Is Coming for US BNPL firms. Buy Now, Pay Later: BNPL Fraud and Regulatory Update. by TJ Horan.

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Tomorrow's Transactions

DECEMBER 19, 2016

No matter how much I complain that silly lists of what will be big in the New Year are trivial and superficial and not really representative of a more detailed analysis of key trends… I still feel I have to annoy my colleagues at Consult Hyperion into giving me a few ideas so that I can surf the end of year blog wave. Goodbye 2016.

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Fintech Labs Insights

NOVEMBER 18, 2014

In fact, it has never appeared in a title in my 10 years of blogging. The financial provider with the most trust (or as Richard Crone says, "the company that enrolls, controls" ) can deliver the best of everything related to money management, retirement planning, value investing, and risk management/insurance.

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FICO

AUGUST 28, 2017

In addition, despite what some enterprising fintechs might say, the value of this data would be far lower than the value of data with a stronger credit connection. Lenders need to explain how consumers are scored – certainly to regulators, and often to consumers themselves. It is also possible for a consumer to manipulate this data.

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