Abrigo

NOVEMBER 22, 2021

Takeaway 1 Risk tied to consumer lending compliance has been elevated as a result of the pandemic and associated operating challenges. In some cases, those operational challenges posed elevated risk to consumers, the CFPB said. However, according to the FDIC , they can be deemed as such based on their information sharing practices.

Compliance 195

Compliance Lending Risk Management Regulation 195

Abrigo

JANUARY 22, 2015

Over the first half of 2014, these banks, with an approval rate of just under 60 percent, beat out large national banks (31 percent), large regional banks (45 percent) and online lenders (38 percent). Blog Bank Credit Union' Its goal was to capture the perspectives of small businesses with less than 500 employees across ten states.

Community Bank 150

Community Bank Community Regional Cleveland 150

William Mills

SEPTEMBER 9, 2016

William Mills Agency will be live blogging at Finovate Fall 2016. Companies such as Adidas, Carrefour, Cisco Systems, Danone, Fujitsu, Lufthansa Flight Training, Siemens, Société Générale and the United Nations use Liferay. Juvo makes it easy for mobile operators to find them. Check back for new updates throughout the day.

social media 40

social media ATM Mobile Customer Experience 40

Jeff For Banks

MARCH 3, 2018

Six years ago I asked in a blog post Will Plain Vanilla Kill Community Banking ? When I wrote that post in January 2011 there were 7,700 FDIC insured financial institutions. They can be a strategic shift of your franchise, a new product line, or a new operating environment. Did I get caught up in the change-or-die crowd?

Apple 65

Apple Millennials Massachusetts FDIC 65

Jeff For Banks

DECEMBER 26, 2012

In its latest investor presentation, BofI highlighted it''s expense ratio (operating expense as a percent of average assets) compared to peer as 1.67% versus 3.17%, respectively, and efficiency ratio (operating expense as a percent of total revenue) compared to peer as 35% versus 63%, respectively. Well done! #3. Coincidence?

Texas 78

Texas National FDIC Capital 78

MyBankTracker

AUGUST 5, 2020

PSECU will rebate up to $8 per month in surcharge fees from out-of-network ATMs (usually, an out-of-network ATM operator will charge roughly $3 per transaction). Banks have deposit insurance from the FDIC, which insures up to $250,000 per person per account ownership type at each FDIC-insured bank. Conclusion. 1) You can earn 1.5%

Pennsylvania 52

Pennsylvania ATM FDIC Cards 52

Jeff For Banks

FEBRUARY 3, 2018

In 2013, there were 6,812 FDIC-insured financial institutions. Because the nation's balance sheet and income statement is not improving. And since NIMs are holding steady, it leaves me to think that operating expense control or increased profitability in fee-based businesses are at work. Positive operating leverage!

Taxes 60

Taxes Regional Industry Trends 60

MyBankTracker

DECEMBER 17, 2020

Woodforest National Bank Large branch network. TCF National Bank Focus on financial wellness and literacy. The Best National Bank category includes banks or credit unions with 1,000 or more branches. The Best Online Bank category includes online-only banks that operate less than 10 domestic retail locations. Winners Why.

ATM 52

ATM Cards FDIC Online 52

Jeff For Banks

DECEMBER 23, 2016

But this is a bankers' blog, and I want to remain topical. For example, what if Schmidlap National Bank and Pipefitters Local CU teamed up to end poverty in their local market? Wish 2: Simplify In every executive meeting, every operations manager meeting, every sales meeting, I wish bankers would ask "how can we simplify?".

Taxes 60

Taxes Meeting Resources FDIC 60

Filene

JULY 15, 2016

I sat down with Adam Lee , Filene's Incubator Director, to follow up on the blog post he wrote last week about the ongoing payday lending proposed regulations debate, to go a bit deeper into the issue. The FDIC survey found 54% of black and 46% of Hispanic households to be un- or underbanked, well above the national average of 28%.

Community 28

Community FDIC Meeting Lending 28

FICO

DECEMBER 19, 2018

This month, the FCC approved the creation of a National Reassigned Number Database to address the nearly 100,000 wireless numbers that are reassigned each day. While the database is not expected to be operational for several years, the FCC did provide for a safe harbor that will protect those that leverage the database from TCPA liability.

Policies 40

Policies District of Columbia Regulation California 40