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NEW REPORT: Behind Regions Bank’s AI-Powered Digital-First Push

PYMNTS

Customers want to be able to access a full array of services beyond the physical branch through a variety of touchpoints, including ATMs, Internet of Things (IoT) devices and contact centers. One of the key customer touchpoints ripe for disruption are ATMs. FIs, such as Santander Bank, are looking to upgrade their ATM infrastructures.

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Increasing Digital Banking Options Put Pressure On Big Lenders To Adapt

PYMNTS

In addition, the report says, services that were once available only at branches, such as loan or credit card applications, are being moved to mobile apps and ATMs. unveiled its next generation of operating software for ATMs, designed to integrate the now decades-old cash-dispensing machines into the digital age. On Monday (Oct.

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Keeping The AI On ATMs

PYMNTS

The ATM is a stalwart of the banking experience — always there, always on, always ready to dispense cash. Like any electro-mechanical device, an ATM can break down, go dark, maybe even fail permanently — as the fleet of machines out in the field, so to speak, gets older, the upkeep becomes ever more pressing.

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The Invisible Engines Of Banking Innovation

PYMNTS

Things aren’t so straightforward for those who create those innovations — which, as NovoPayment CEO Anabel Pérez told Karen Webster in a recent conversation, is a challenge for many banks in the Latin America (LATAM) region to fully grasp. That’s how a bank goes about offering a digital experience that isn’t just beautiful (i.e.,

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Navigating The Regulatory Labyrinth Of Gig Economy Payments

PYMNTS

For example, they may experience a fairly uniform payments environment across the U.K. As an example, Monty explained that, in Mexico, prepaid cardholders might use their cards more at ATMs, while workers in another locale — say, New York City — might use those cards more at the point of sale.

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Lessons From The Failed Chatbot Revolution — And 5 Industries Where The Tech Is Making A Comeback

CB Insights

Wells Fargo’s iteration can understand and answer questions like ”Where is the nearest bank ATM?“ Chatbots could help mitigate some of these problems by streamlining patient engagement and increasing access to care in underserved regions. Swedbank, Capital One, SEB, and Wells Fargo have all introduced bots for similar purposes.

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37 Corporate Innovation Labs In Finance

CB Insights

Notable projects: Card Free Access is a program developed out of the lab that allows Wells Fargo Banking customers to access ATMs through a variety of methods without their cards. Customers can use this feature in three ways: ATM access code, mobile wallet access at the ATM, and mobile wallet at the teller. Founded: 2015.