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NEW REPORT: Behind Regions Bank’s AI-Powered Digital-First Push

PYMNTS

Customers want to be able to access a full array of services beyond the physical branch through a variety of touchpoints, including ATMs, Internet of Things (IoT) devices and contact centers. The benefits of taking a digital-first approach to banking go beyond offering an improved in-person banking experience.

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Increasing Digital Banking Options Put Pressure On Big Lenders To Adapt

PYMNTS

According to an August study of digital banking by PYMNTS, banks are closing physical branches, reducing hours of operation and encouraging customers to use their websites or mobile apps to conduct transactions and reduce face-to-face interactions between customers and staff. On Monday (Oct. 5) NCR Corp.

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The Invisible Engines Of Banking Innovation

PYMNTS

Things aren’t so straightforward for those who create those innovations — which, as NovoPayment CEO Anabel Pérez told Karen Webster in a recent conversation, is a challenge for many banks in the Latin America (LATAM) region to fully grasp. That’s how a bank goes about offering a digital experience that isn’t just beautiful (i.e.,

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37 Corporate Innovation Labs In Finance

CB Insights

DBS leaders expect to see more than 5,000 people actively innovating DBS’ services and operations at DAX each year. Notable projects: Card Free Access is a program developed out of the lab that allows Wells Fargo Banking customers to access ATMs through a variety of methods without their cards. Founded: 2015. Founded: 2009.

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Lessons From The Failed Chatbot Revolution — And 5 Industries Where The Tech Is Making A Comeback

CB Insights

Microsoft’s Satya Nadella referred to chat as the “third run-time” — an indispensable piece of operating a platform, second only to the operating system and the web browser. Wells Fargo’s iteration can understand and answer questions like ”Where is the nearest bank ATM?“ and ”How much money do I have in my account?“.