Gonzobanker

JANUARY 4, 2022

These fintech and banking trends should be on financial institutions’ radar in the year ahead. This list of top banking and fintech trends for 2022 won’t tell anyone anything they haven’t already heard about. Anyone who’s paid attention to the banking and fintech space in 2021 knows how hot embedded finance is. This is nonsense.

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Trends Fintech social media Strategy 188

Chris Skinner

JANUARY 24, 2017

The first few weeks of 2017 bombarded us with articles predicting the future of fintech and financial services. I’ve now analysed them all and identified the top 11 trends that the leading banking and FinTech experts agree we should be following now.

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Trends Fintech US Technology 150

The Financial Brand

MAY 20, 2024

This article How do VCs See the Next Phase of the Fintech Revolution? A new report from fintech investors explores the “immutable laws”, likely trends and potential disruptors shaping the future of financial technology through 2030 and beyond. This article How do VCs See the Next Phase of the Fintech Revolution?

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Fintech Branding Financial Technology Trends 22

Insights on Business

JUNE 25, 2018

FinTech is undeniably transforming banking and financial industries. Everyday there is a new hot topic or a new application of an existing technology that is reshaping the industry. As we see companies beginning to reestablish customer preferences as the new priority, technology will have to move over. By Mark Sullivan.

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Fintech Technology Industry Customer Experience 111

Chris Skinner

APRIL 15, 2019

I picked up an interesting article from Reuters, about how Asian technology firms are moving into banking in a different way to Europe or America.

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America Google Technology Digital Banking 419

The Financial Brand

NOVEMBER 24, 2022

This article New Consortium Seeks to Accelerate Small-Bank Technology Innovation appeared first on The Financial Brand. Helping community banks catch up with technology is the goal of a partnership between banks, a fintech VC firm and an asset manager.

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The Financial Brand

MAY 8, 2023

This article ‘Yelp’ for Bank Technology: Inside a New Database for Vetting Tech Vendors appeared first on The Financial Brand. How banks and credit unions can streamline the vetting process when shopping for new technology from fintechs and other vendors.

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Technology Branding Fintech Groups 35

Bobsguide

DECEMBER 18, 2016

This week on bobsguide we’re bringing you the best performing articles of 2016. We cover a multitude of feature topics, such as the future of fintech, the rise of blockchain technology and which fintech companies to look out for. In this article, Madhvi Mavadiya explores the ways in.

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Fintech Industry Management blockchain 124

Chris Skinner

AUGUST 31, 2019

The main blog headlines are … Where Top US Banks Are Betting On Fintech After yesterday’s article about how backward America is, in terms of payments, there’s a useful article talking about how they’re trying to rectify this.

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Maine America Fintech US 206

Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

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Lending Risk Management Community Management 222

South State Correspondent

JUNE 22, 2020

If you are a fintech, or a bank creating their own technology, the EZ Form threw a major curveball as you had had to restructure your code and workflow to figure out if an applicant qualifies. In this article, we highlight several items to consider when building the EZ Form into your new process.

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How To Fintech Technology 195

CFPB Monitor

JUNE 7, 2021

Court of Appeals for the Second Circuit has ruled that the lawsuit filed by the New York Department of Financial Services (DFS) seeking to block the OCC’s issuance of special purpose national bank (SPNB) charters to non-depository fintech companies should be dismissed for lack of Article III standing.

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New York Fintech National Regulation 78

PYMNTS

JULY 24, 2019

Profits from the new offerings will come from debit card interchange fees, the article said. Like other FinTechs, Betterment will partner with FDIC-insured institutions since it doesn’t have a bank charter. It notched an $800 million valuation after its Series E funding round, the article said.

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The Financial Brand

OCTOBER 23, 2023

This article How 3 Banking Leaders Partnered with Fintechs for Growth appeared first on The Financial Brand. This article How 3 Banking Leaders Partnered with Fintechs for Growth appeared first on The Financial Brand. To grow beyond their branch footprints, more banks are launching either BaaS or digital banking brands.

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Fintech Branding Digital Banking Technology 34

South State Correspondent

JULY 12, 2023

Some 57 financial institutions will start with FedNow, including about 42 banks (plus a handful of core systems providers and fintechs). Banks are about to win back payment flow from non-banks, and in this article, we break down how this will happen and what it means for your bank.

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Payments Management Fraud Data 370

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2 customer impact.

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Fintech FDIC Capital Community Bank 109

The Financial Brand

MAY 12, 2023

This article Fintech Vendors Must Stop Giving Small Institutions Short Shrift on AI Tech appeared first on The Financial Brand. This article Fintech Vendors Must Stop Giving Small Institutions Short Shrift on AI Tech appeared first on The Financial Brand.

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Fintech Branding Technology 40

PYMNTS

AUGUST 2, 2018

Dublin, the capital of Ireland, is a burgeoning hub for startups in the technology sector. The city is home to European offices for multinational technology companies, as well as banks and startups. Trezeo , a FinTech startup that seeks to smooth out income for self-employed workers, is one of the innovators that call Dublin home.

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Fintech Taxes Google Policies 101

Chris Skinner

MARCH 7, 2018

I recently wrote an article for Bloomberg’s Business Week, and thought it worth sharing with y’all here: What’s next for blockchain? Everyone got very excited a few years ago about blockchain technologies, the ledger system that was spawned by the arrival of bitcoin in 2009.

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blockchain Bitcoin System Technology 327

Digital Growth Institute

JULY 27, 2023

The number of marketing technologies has shot up from a mere 150 in 2011 to an astounding 11,000 today. This growth is a testament to how fast technology is advancing and changing the way we do business. In this article, we'll share a simple framework that you can use to cut through this chaos and complexity.

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Technology Marketing Branding Fintech 15

Jessica Ellerm

JANUARY 28, 2016

Reaching out to women across the globe, the team profiled hundreds of female leaders within the financial services and fintech space, giving them a platform to voice their views on what it means to be part of the new wave of disruption. Michelle is featured, along with myself and Amy Ciolek , a talented lawyer and fintech enthusiast.

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Fintech Technology New York Groups 54

South State Correspondent

OCTOBER 26, 2023

In this article, we detail our thoughts and the trends we saw last week in Las Vegas from a banking perspective in hopes of giving you the flavor and insight from the conference without you having to walk 10 miles per day and listen to endless vendor pitches. It’s a whirlwind of education, deal-making, eating, and hugging.

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Conference Las Vegas Fraud Case Study 221

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Small Idea – It’s Our Kid’s Technology. It was a sobering thought to realize that we are all really building most of this technology for our kids. Complicated technology sucks, but mortality sucks more.

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Conference Technology Las Vegas Trends 195

CFPB Monitor

SEPTEMBER 5, 2018

In July 2018, the OCC announced that it would begin accepting applications for special purpose national bank (SPNB) charters from financial technology (fintech) companies. Obtaining a full-service national bank charter, however, is the preferred option for a fintech company that can do so consistent with the BHCA.

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National Fintech United States New York 68

Insights on Business

APRIL 6, 2017

While looking at the predictions for the FinTech area for 2017, I started noticing that APIs were showing up again and again. As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”.

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Las Vegas Fintech User Experience Trends 194

Insights on Business

DECEMBER 7, 2016

A recent article in The Globe and Mail , The biggest threat to banks? Legacy systems, not fintech (November 2016), by Mike Gardner seemed to go viral on my Twitter stream. Fintech experts weigh in. The reality is that the global banking industry is facing a nexus of unparalleled societal, technological and economic change.

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System Fintech Innovation Industry 70

CFPB Monitor

SEPTEMBER 13, 2018

On September 12th, the Conference of State Bank Supervisors (CSBS) announced that it would again pursue litigation in opposition to the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter. On April 30, 2018, a D.C. On April 30, 2018, a D.C.

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Fintech New York National Conference 60

Gonzobanker

JANUARY 25, 2019

Fiserv acquiring First Data Corporation is a huge deal in the fintech world. Whether you are a community bank or a fintech provider, that makes sense. Thanks to Ron Shevlin, Jim Burson, Ryan Rackley and Terence Roche for their input to this article. . Diversification versus Concentration. So, put the coffee on.

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Data Fintech Community Bank UX 117

William Mills

AUGUST 15, 2019

Most fintech public relations programs feature the proven components: press releases, social media campaigns, contributed articles, trade shows, etc. However, fintechs that fail to also include relevant award opportunities may be missing a significant piece of the puzzle.

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Industry Fintech social media Technology 42

Gonzobanker

SEPTEMBER 14, 2023

Just this week, Finovate host Greg Palmer surveyed the event’s audience on what the biggest challenges of digital transformation projects were for incumbents, according to Fintech Futures. According to an American Banker article (subscription required), it takes 400 years for a debit card to degrade. The results? THAT IS WILD.

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How To New Hampshire Oklahoma Fintech 109

Chris Skinner

APRIL 13, 2018

I don’t often blog about investment banking as it bores my readers who are cool and trendy retail bankers and geeks, mainly, but keep coming back to this article about JPMorgan’s Best Execution AI engine, LOXM.

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Maine Retail Digital Banking Innovation 360

PYMNTS

DECEMBER 28, 2020

Instant payments, he said, aren’t the genuine article unless all three are available — and he predicts that 2021 will be the year that the entire economy starts to adopt them. “It's now into second-gen products with real adoption, and the market's beginning to take it seriously in a broader sense,” he said.

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Payments Fintech Cards Customer Experience 303

Chris Skinner

MARCH 26, 2017

I recently was hauled up over saying that Western Union (WU) was being disrupted by FinTech. They manage the Fintech Istanbul program, and are the powerhouse behind many of the innovations we’ve seen in Turkey from mobile wallets to contactless payments. That’s a stunning amount and makes you wonder why our system is so awful.

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Maine Fintech System Innovation 150

PYMNTS

MARCH 26, 2019

In 2015, news outlets ran articles about the “ gold mine ” of venture capital investments in the alternative finance sector. But there is evidence that investors’ appetite for alternative lending startups is on the wane, even as overall FinTech funding continues to climb — and as the success of the alternative lending market grows, too.

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Lending Capital Fintech Security 190

Banking 4 Tomorrow

DECEMBER 24, 2014

2014 was the biggest year in FinTech by far with billions being invested globally, which is to be expected in a global growth sector. But how much was invested globally in FinTech this year? It depends on how you classify FinTech.

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Customer Experience Google Fintech Innovation 106

Let's Talk Payments

JUNE 6, 2016

All blockchain industry articles emphasize cryptographic protection of underlying data records as the main trait of that technology, which makes the underlying ‘database’ (or better said ‘data structure’) completely immutable.

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blockchain Technology Maine Data 40

American Banker

MARCH 6, 2024

The personal finance site is rolling out changes to its app that incorporate AI-powered chat and explanatory articles customized to each user.

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Technology Fintech 83