Celent Banking

SEPTEMBER 10, 2014

Yesterday Apple announced entering the payments space with Apple Pay, a new way to pay in physical stores and mobile apps. At Celent we also published a report in March this year called Apple in Payments: What to Expect? The first three are indeed at the heart of Apple Pay’s proposition.

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Apple Payments Mobile Cards 180

PYMNTS

NOVEMBER 19, 2019

Among the biggest debates is how to construct and operate the best card program possible – a decision that served as the foundation for a new PYMNTS interview with Jim Geeslin, head of strategy for Elan Financial Services , an agent credit card issuer. Do FIs want to navigate card programs through that?”. Near-Term Challenges.

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Cards Apple Data Innovation 140

PYMNTS

JANUARY 25, 2019

Here’s another headache for Apple , which is already dealing with weakening iPhone sales : Its hold on Chinese mobile consumers looks set to weaken, at least over the long term, thanks to an app update designed to make the WeChat app even stickier than it already is. Apple Service Business. Chinese Mobile Ecosystems.

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Apple Mobile Retail User Experience 144

PYMNTS

SEPTEMBER 3, 2019

CellPoint Mobile, which specializes in digital commerce and payment solutions for airlines and travel companies, today rebranded as CellPoint Digital with a new website and product offerings, the company said in a press release on Tuesday (Sept. We started out with a radical, mobile-first solution.

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Mobile Payments Branding User Experience 129

PYMNTS

JUNE 27, 2016

At launch, the service was positioned as an innovative replacement for a well-entrenched standard considered not well-suited for a mobile and digital world. This, everyone, is the Apple Pay story, 20 months post-launch. . We now have observations every quarter since the launch of Apple Pay.

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Apple Mobile Cards Payments 165

PYMNTS

MARCH 26, 2020

The competitive landscape, she told PYMNTS, shifted “the moment that the banks and Apple ended up on a stage together [for Apple Pay].” As Davis noted, larger banks, including regional players, tend to have their own technology platforms — and direct integrations into their own networks — to enable mobile and contactless payments.

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Community Community Bank Mobile Cards 247

PYMNTS

DECEMBER 12, 2016

Gift cards may seem a logical answer. What happens if you buy a card from a store that’s not exactly right for that person? Stuck is stuck, with a tight smile of thanks, and perhaps that card is left in a drawer. Stuck is stuck, with a tight smile of thanks, and perhaps that card is left in a drawer. But not brand.

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Cards Mobile Branding Retail 100

PYMNTS

AUGUST 15, 2019

Japan, in the last several years, has been something of a puzzle among mobile payments watchers around the world. And the first mobile wallet in history launched in Japan — created by I Mode and DOCOMO 20 years ago in 1999. And the first mobile wallet in history launched in Japan — created by I Mode and DOCOMO 20 years ago in 1999.

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Mobile Payments National Marketing 154

PYMNTS

JULY 23, 2020

If issuers and banks don’t do that, he said, Apple, Google, Samsung and a whole host of Big Tech players are ready to step in and do so — taking away FI customers in the process. Narayan said it helps to start by picking the right jumping-off point — card relationships. Perfecting The Card Relationship.

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UX Cards Google User Experience 165

Celent Banking

OCTOBER 10, 2016

A couple weeks ago I attended the Mobile Banking and Payments Summit in NYC for the first time. There’s still plenty of fragmentation in the market : Android is an open system utilizing Host Card Emulation (HCE), while Apple is a closed system using a secure element.

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Mobile Payments Apple Samsung 100

PYMNTS

JANUARY 9, 2019

Payment company Square , popular for its square-shaped mobile card reader, has released an in-app payments software development kit (SDK) that will give developers and sellers alike a new way to process payments. From software to hardware to services, Square offers a complete payments experience all in one cohesive open platform.

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Payments United States User Experience Software 177

PYMNTS

MAY 5, 2016

Mobile payments. While one has become the standard for how much of the world’s population connects to the Internet — and, thereby, each other — the latter has transformed these same devices into the “mobile wallets” that connect those same people to goods and services, often without lifting a finger to complete transactions.

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Mobile Samsung Payments Apple 100

Gonzobanker

DECEMBER 2, 2014

As a banker, clearly the first thing I had to do was run out and test Apple Pay. But as I make my way around to different clients, family and friends, I’m a bit surprised at how few people that moved to the new phone have tried Apple Pay. Next, the cards within Passbook need to be set up. That’s not an exaggeration.

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Apple Cards Mobile Strategy 105

PYMNTS

SEPTEMBER 15, 2020

Kikkeri said this is the highest penetration that mobile banking has ever seen among consumers. For example, if I should lose my card, I should be able [to] get a replacement, get it instantly pushed to my digital wallet and be able to activate it instantly online.”. Getting Ready To Fight Off Apple And Google.

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Fintech Idaho Apple Google 224

PYMNTS

OCTOBER 24, 2016

Given the shift from traditional payment methods to alternative payments, such as digital wallets, not to mention the growing number of customers paying for goods and services using their mobile devices, there is clearly room for steadier, sizable growth in mobile wallet adoption.

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UX Mobile Apple Trends 100

Celent Banking

DECEMBER 11, 2014

Yet, for the first time in years, it genuinely feels that NFC has finally taken a large step towards establishing itself as a major technology standard in mobile payments. Without a doubt, the biggest event in payments in 2014 was the launch of Apple Pay. of iPhone 6/ 6+ users have never tried Apple Pay, and only 4.6%

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Apple User Experience Trends Retail 177

PYMNTS

OCTOBER 26, 2016

But while merchants have now had more than a year to adjust to the new technology, retailers still lag behind when it comes to chip card adoption, causing frustration and confusion for consumers, even with chip-based cards decreasing counterfeit fraud by 60 percent, according to Mastercard. ” Biometrics coming on big.

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Security Mobile Las Vegas User Experience 100

PYMNTS

APRIL 11, 2017

In the developed world, particularly in the United States, mobile payments have entered the scene with a lot of fanfare and great expectations — but haven’t delivered all that much in the way of impressive results. and Western Europe still kind of like their cards. And Kenya is where M-Pesa’s effects are most strongly seen.

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Mobile Study Survey United States 119

PYMNTS

JUNE 29, 2017

Well, some of us did — mostly those who were willing to sleep on the sidewalk outside an Apple Store got it on day one. When the first version of Apple’s App Store launched in 2008, there were only 500 apps in it. million apps in the Apple App store, not to mention the additional 3.4 Mobile commerce — by a lot.

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Apple Mobile Innovation social media 150

PYMNTS

DECEMBER 10, 2020

As he sees it, trying to compete against the likes of Google and Apple to build a rival mobile wallet, app or payments platform “is probably a fool’s errand.” The user experiences [with FinTechs and challenger banks] are better. On the other hand, what they’re very good at is compliance.”. The Future Of Wearables.

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Compliance Innovation Apple Fintech 262

NCR

JULY 26, 2017

We live in an era defined by maximum mobility and service availability for consumers, where great strides in technological innovation have created an expectation for people to be able to access the things they want, when they want them. Consider the impact the likes of Amazon and Apple have had on the retail and music industries.

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Mobile ATM User Experience Meeting 81

PYMNTS

JULY 13, 2016

” Mobile apps like Uber and Airbnb have changed the way mobile-centric users do practically everything, from getting a ride to finding a place to stay on vacation. With our user experience, we do a much better job at the moment than most traditional banks,” Stalf said. Then he took it slightly further. “I

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Digital Banking User Experience Mobile Apple 100

PYMNTS

NOVEMBER 8, 2018

The Scan & Pay feature exists within the convenience store operator’s eponymous mobile app. We learned from our test at headquarters that customers require assistance the first time they utilize the new mobile checkout feature.”. We are enabling our customers to control their in-store experience.

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Dallas United States Mobile Samsung 186

PYMNTS

JULY 23, 2019

In a recent interview with PYMNTS, he discussed the importance of instant payments, transparency and personalization through mobile apps and other channels. TickPick is catering to these desires by expanding the number of payment methods it accepts, and it now supports Apple Pay and PayPal in addition to debit and credit cards.

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Payments Mobile Apple User Experience 122

PYMNTS

JUNE 4, 2020

Vaduvur Bharghavan , president and CEO of card services platform OnDot , recently talked with Karen Webster about what financial services will look like in the post-pandemic world — and why things will be very different than what came before. As VB stated, that’s because consumers are actively seeking out mobile services and apps.

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Mobile UX Cards Payments 141

PYMNTS

NOVEMBER 25, 2019

While much is yet to be announced about Google Cache, VB expects them to provide an experience layer, while letting the financial institution provide the account and deal with regulatory compliance. As VB explained, if Google’s brand and role are more prominent, that’s a fairly different experience than if the bank is more prominent.

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Google Fintech Payments Apple 272

Celent Banking

MAY 19, 2016

As I live in the UK, all my cards are Chip and PIN, and the US market has been migrating to EMV for a while now. Also, there is no mandate in the US to use offline PIN, so "chip and signature" EMV cards are common amongst the US issuers. As a side note, American Express cards seem to be far more widely accepted in the US.

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US Payments Apple Cards 124

PYMNTS

SEPTEMBER 2, 2019

It depends a great deal on how many cards are in the market that are contactless-enabled, combined with contactless terminals, combined with the use case for everyday payments. We know it takes strong partnerships across the ecosystems to deliver these great user experiences. Tim Cook, CEO of Apple.

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Payments Apple New York City Retail 205

PYMNTS

MARCH 18, 2019

He noted that while every contractor and service provider in his life prefers a different payment method — checks, cash, credit cards, PayPal, Zelle, etc. If one hops over to the world of retail payments, Edwards noted, and looks at Apple Pay’s trajectory over the last few years, there’s an object lesson for disbursements to take away.

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Cards Apple Payments User Experience 144

PYMNTS

APRIL 10, 2020

The mobile application can sync various wireless devices, including Fitbit, iHealth, BodyTrace, Apple Health and Withings. We support billing, scheduling, credit card processing, unlimited training and customer support.”. We support billing, scheduling, credit card processing, unlimited training and customer support.”.

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Retail Guidelines User Experience Branding 242

PYMNTS

JANUARY 3, 2017

credit cards, 1.3 debit cards and 1.3 store affinity cards. And of those 500 users, 38 percent said card usage is driven by how much cash they have on hand; another 25 percent said their choice to use plastic is driven by the rewards that come with those chosen payment methods.

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Retail UX Cards Branding 137

PYMNTS

APRIL 2, 2019

And it is a very small start … we are in the early days,” Kirsch said, adding that “I don’t think I’ve [ever] seen a case where a PSD2 payment is as convenient to, [say], something like PayPal or credit card. He noted that standardization has marked the success of the internet, computers and mobile phones.

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Software User Experience Security Compliance 165

PYMNTS

APRIL 13, 2018

When a customer uses a credit or debit card at the point of sale, Entersekt chief commercial officer Dewald Nolte told PYMNTS in a recent conversation, there is certainty: certainty of experience, certainty that it will be accepted and certainty that it will work. How It Works.

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Mobile Payments User Experience Cards 118

PYMNTS

AUGUST 18, 2016

When you think of Apple Pay in a web context, it should really be called Apple Checkout. The only two companies that can do this are Apple and Google. The first is Apple has like over 600 million accounts. AK: With [Apple], it’s really a joint go-to-market-type thing. And they can do it for a few reasons.

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Apple Payments Retail Online 100

Celent Banking

JULY 22, 2016

As someone who closely follows the developments in digital payments, one of the questions following the acquisition to me is what happens with Zapp , a solution that VocaLink has been working on for the last few years to bring "mobile payments straight from your bank app." If not, can MasterCard help accelerate Zapp's launch?

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Cards Case Study Payments Mobile 100

PYMNTS

JULY 25, 2019

Consumers can download the company’s app on the Apple Store or Google Play to start using the service. The app can also detect the pickup location on its own if the user has location services enabled.) The aim is to develop a more pleasant user experience, for both humans and animals. The Platform.

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New York City New York User Experience Apple 168

PYMNTS

AUGUST 10, 2017

started the trend by launching a voice assistant within SmartBank, its mobile banking app for students, before rolling it out to the general public. In the early days, adopters of the new technology mostly used it to check card spend at the end of the week or month. Santander U.K. We are excited to be the first U.K.

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Security Technology Fraud User Experience 156