Banking 2020

DECEMBER 15, 2014

The microprocessor conglomerate, which was arguably late to the party with mobile computing, has announced a series of initiatives designed not only to consolidate its own standing in this emerging discipline but jump-start other initiatives as well. And of course, there’s the elephant in the room: Apple Watch.

Technology 89

Technology Apple social media Mobile 89

Banking 2020

OCTOBER 28, 2014

Could they be tied to internal initiatives, such as a successful ad campaign or the release of new services and mobile apps? But then, of course, we get to the mobile area, and that’s always grounds for significant changes. Oddly, searches for bank branches and ATMs haven’t receded.

Google 86

Google ATM Trends Study 86

Banking 2020

SEPTEMBER 24, 2014

There’s no question that the very idea of retail banking has been in turmoil ever since this thing called the Internet came along. Over time it’s only gotten worse, what with attacks from a range of mobile banking applications and contactless payments, most recently the potential phenomenon named Apple Pay.

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Apple Retail FDIC Course 71

Banking 2020

OCTOBER 27, 2015

Ok, so the Apple TV is finally here. If you do a web search for “Apple TV – financial services,” there’s almost nothing that relates directly to the subject. Hype aside, each new Apple release has played a critical role in changing human behavior (in fairness, the jury’s still out on the Apple Watch.). So what’s new?

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Apple US Resources Software 40

Banking 2020

FEBRUARY 26, 2015

The non-compliant ones will face the risk of losing their market share. Being EMV ready will become a strong competitive advantage in the payment systems market. By contrast, wearable technologies will start finding traction, in terms of market share, but it will only become widely adopted within the next couple of years.

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Payments Bitcoin Mobile System 40

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes.

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Retail Trends Millennials Mobile 40

Banking 2020

JUNE 23, 2015

That core premise of mobile banking could get a big boost from the emerging wearable tech market in the next few years as more consumers embrace the convenience of at-a-glance notifications and actions. Leading the way currently are devices like the new Apple Watch, Motorola’s Moto 360, Samsung’s Gear line and the Pebble Watch.

Apple 40

Apple Management Mobile Video 40

Banking 2020

AUGUST 27, 2015

Thus if banks are truly interested in using mobile phones as a primary form of authentication for ATMs, they will need to sell their customers on a better, more secure user experience. Another disadvantage of using mobile phones as a card replacement is the use of QR codes, instead of the more flexible NFC, HCE or Bluetooth standards.

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ATM User Experience Fraud UX 40

Banking 2020

JANUARY 28, 2016

The latest is Amazon, which is leaving the mPOS market after barely a year. Indeed it’s not even the first for the firm – Amazon abandoned its own mobile wallet system only six months into beta testing. When the market is this crowded, new systems need to have a unique selling point. percent, and a regular rate of 2.5

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Industry Payments System Online 40

Banking 2020

OCTOBER 19, 2015

Nor is the genie going back in the bottle: New platforms will continue to be replaced by newer platforms, just as the number of apps—both the Apple and Android stores have over 1.5 If mobile banking came a shock, think what effect the Internet of Things might have. million already—will keep going up.

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Video Resources Apple Technology 40

Banking 2020

NOVEMBER 30, 2015

These range from small startups to established large enterprises such as Facebook and Apple that are looking to diversify their offerings. The response banks need. .” In the past five years, the number of FinTech companies and non-traditional payment providers looking to enter the sector has boomed.

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Fintech Innovation Industry Meeting 40

Banking 2020

JANUARY 20, 2016

This affinity for technology has created a culture of convenience, so it’s no surprise that mobile payments are increasing in popularity. Millennials, in particular, are embracing mobile payments with open arms: 44% of Millennials would rather use their mobile phones than cash to pay for smaller ticket items.

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Mobile Millennials Bitcoin Security 40

Banking 2020

DECEMBER 9, 2015

If banks are already knee-deep in the technology business—think of all the mobile apps they develop and market, the ongoing initiatives to enhance their presence within social channels, the efforts to innovate with the networks infrastructure—what comes next? Try hardware. from 2012 to 2018.

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Branding Samsung Technology Marketing 40

Banking 2020

NOVEMBER 12, 2015

Google and Samsung are two of the big name mobile wallet providers to join MasterCard’s new programme designed to speed up tokenization. The Digital Enablement Express scheme was launched in early September, with Capital One, Fifth Third Bank and KeyBank among the first issuers on board. Tokenization confusion.

Samsung 40

Samsung Google Cards Security 40

Banking 2020

OCTOBER 8, 2015

But could that be good news for other banking institutions as well? Counting everyone from Microsoft and Apple to Alibaba as customers, Goldman has cornered the biggest slice of this critical pie. The banking equivalent changes almost exclusively through consolidation. At the same time, the learning can go both ways.

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social media Apple Industry Technology 40