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The top 10 2022 ALM resources for financial institutions

Abrigo

The blog considers the potential consequences of using incorrect or misapplied models to conduct  stress testing , assess capital adequacy, estimate credit losses, or  monitor and manage high-risk customers. Core deposit analysis can address several challenges associated with developing assumptions for non-maturity deposits.

Resources 195
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SVB: Early lessons for all financial institutions from Silicon Valley Bank’s failure

Abrigo

Takeaway 2 A good deposit analysis helps institutions do more than simply understand how to manage non-maturity balances in the ALM model. Boy, did that impact capital ratios. Do you get that from your deposit analysis ? It tanked the value of the “liquid investments” and put pressure on their tangible equity capital.

Strategy 195
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5 Cash flow management best practices for business owners

Abrigo

According to a recent Crowe Horwath survey of manufacturing companies and distributors, 54 percent do not have a strategy for managing their working capital. In the rush of day to day business management, however, this can be difficult. The following are five best practices to help you manage your business’s cash flow well.

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Kiosks Flourish In International Markets

PYMNTS

News recently emerged that Amazon wants to roll out kiosks in India that will enable consumers to purchase hardware, including its Kindle eBook reader, the Echo, its smart speaker and the Fire TV Stick. There are seven million family-run mom-and-pop stores that dominate retail outside big cities in China,” that analysis reads.

Marketing 158
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The Numbers Behind Payment Executives’ 2018 Forecasts

PYMNTS

The newest PYMNTS eBook is full of expert insight into the future of B2B payments, from commercial cards to accounts receivable. This week’s B2B Data Digest pulls some of the highlights from that eBook and serves up the numbers behind the forecasts. — $20 trillion: the expected valuation of the B2B payments market.

eBook 100
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Accountants: People like & trust you. How to monetize that

Abrigo

But are you capitalizing on your respected and trusted status? Are you capitalizing on your respected and trusted status? Over the years, accountants have been named as the most trusted business advisor in several industry surveys, including one in 2012 by Sage and another in 2013 by CCH.

How To 150
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Interest rate forecasts in today’s market: Planning your ALM position

Abrigo

While we attempt to measure the impact of changing market rates on earnings and capital as part of the ALM process, we must recall that these inputs for market rates are variable and unpredictable. It is also possible that the Fed will raise short-term rates and long-term rates respond upward as well.

Marketing 195