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Why You Need To Use Funds Transfer Pricing in Banking

South State Correspondent

FTP was introduced to banks in the early 1980s to help manage interest rate risk on a transactional basis. Over time FTP was further advanced to allow management to measure and manage credit, interest rate, liquidity, and operational risk across business units. Simple Funds Transfer Pricing Example.

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Deposit Behavior In This Rate Cycle – Part III

South State Correspondent

In two recent articles, we reviewed the banking industry’s deposit behavior with regard to cost of funding earning assets (COF) ( HERE ), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle ( HERE ). A graph for SouthState Bank appears below.

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How The Fed Will Impact Your Deposit Beta

South State Correspondent

In our previous article ( HERE ), we reviewed the banking industry’s cost of funding earning assets (COF), and we compared how community banks’ COF behaves relative to national banks in a rising interest rate cycle. The beta for all banks, and various sized banks over the entire cycle is listed below.

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Mastercard In Control Integrates With MineralTree

PYMNTS

Mastercard ‘s commercial card spend management solution In Control has been integrated into the accounts payable (AP) automation platform of MineralTree , the companies said in a press release on Thursday (Jan. Their tie-up, launched in 2016, saw Visa’s Payables solution integrated into MineralTree’s AP automation tool.

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Banking's Total Return Top 5: 2016 Edition

Jeff For Banks

billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. (Nasdaq: SMMF) Summit Financial Group, Inc. Summit also operates an insurance subsidiary.

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15 Minutes With … Jimmy Rasmussen

Independent Banker

I have served on the audit committee (yes—we are thoroughly audited) for the past three years and will be serving on the budget committee in 2016. IB: What perspectives do you and other board members provide to the Federal Reserve banks? In fact, huge expansion projects are now underway across our region.

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A Tale of Two Cities (Conference Season)

Celent Banking

While my colleagues were spread out across the US covering conferences in Boston, New Orleans, and other locations, I spent four days in beautiful Barcelona covering the Temenos TCF 2016 Conference , followed by another three days in sunny Orlando covering the FIS Connect 2016 Conference.