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How to reduce the regulatory burden on community banks

Abrigo

In recent months, the momentum around reducing the regulatory burden on the nation’s community banks has continued to gain steam. There are more than 6,000 banks and thrifts under $10 billion in assets and they are often less equipped to deal with complexities brought by additional regulations.

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Are de novos making a comback?

Abrigo

She writes that, while in recent years new bank formations have been at an all time low, an increase in de novo activity may be on the horizon. Monk says there is still room for de novo bank formations, considering the lack of community banks in some areas or in areas with substantial population growth.

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Valuing Our Client’s Success

Independent Banker

We ignite prosperity in all the communities we serve through community reinvestment, lending to local businesses, and providing educational opportunities for the community and our employees. We are more than a community bank; we are a community prosperity engine. The Bank of Tioga. ROAA in 2015: 1.74

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The business case for portfolio stress testing

Abrigo

Portfolio stress tests can provide a number of benefits beyond compliance with regulatory expectations, Behringer said recently at the 2015 Risk Management Summit hosted by Sageworks. How would a stress event impact our aggregate loan portfolio, and, in turn, how does that impact capital?”

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Digital Disruption

Independent Banker

Regardless of the name, nonbank technology firms are wedging themselves between community banks and their customers by offering a slew of traditional and nontraditional banking products. See “Closing the Gap” in the November 2015 issue, online at www.independentbanker.org.). These insights emulate relationship banking.

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Banks should know these 5 Traits of Millennial business owners

Abrigo

Eight in 10 business owners report that a major, regional or community bank is their main financing partner for capital. And perhaps unsurprisingly given their youth, they are more likely to say they are willing to take financial risks in order to grow (67 percent) than are older small business owners (54 percent).

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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

Outside of those two crisis periods, American banking failures have generally been uncommon, at least since the end of the Great Depression. banks failed a year. bank failures per year between 1996 and 2006, and 3.6 between 2015 and 2022. To you, manage your interest rate risk. There was an average of 4.3

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