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The 2014 GonzoBanker Awards

Gonzobanker

It’s time for the 2014 GonzoBanker Awards! Rise of the Analytics Organization in a Dog-Eat-Dog World – Brush off your resumes Gonzoanalysts, at our client roundtables we heard about analytics organizations being formed and analysts and managers being hired to head them. but let’s just dive into it! THE BANKING AWARDS.

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The impact of lower energy prices on banks

Abrigo

Using data from quarterly Call Reports going back to 2013, analysts compared the performance of “energy-sensitive banks” with that of similar banks that aren’t located in energy-dependent regions. However, the oil- and gas-sensitive banks’ return on assets has converged toward the comparison groups since mid-2014.

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Spotlight on lending: Commercial loan growth geographically

Abrigo

However, Q3 commercial lending is down from the beginning of 2014 (quarter ending 3/31/2014) by about $67 billion. The list identified a significant uptick in commercial and industrial lending in the South, as 7 of the 15 community banks included are located in the region. banks is up $157 billion from the same period in 2013.

Lending 188
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OCC outlines risk plan as Northeastern loan growth doubles

Abrigo

” As a regulatory body, the OCC said it will focus on the following to address the increasing risk: • Execution of bank strategic plans and management of strategic risk. • Board risk parameters, adequacy of staffing, succession planning and audit. • Vendor and third-party management processes.

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April 2014: A Busy Month for Fraud Alerts!

Jack Henry

Regional Coalitions. Ensure adherence to appropriate patch management policy and procedures. Most of the expectations outlined in these alerts should already be a part of your current risk based processes. Secret Service Electronic Crimes Task Force (ECTF). FBI InfraGard. Information Sharing and Analysis Centers (ISACs).

Fraud 88
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Duly Authorized

Independent Banker

Wire fraud incidents nearly doubled to 27 percent in 2014, from 14 percent a year earlier, according to the 2015 AFP Payments Fraud and Control Survey. She is also the founder of Secura Risk Management in Atlanta, a firm that assists community banks in payments risk management and fraud prevention.

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Guest Post: First Quarter Economic Review by Dorothy Jaworski

Jeff For Banks

Spring-At Last We are all thankful to leave the brutal winter of 2014 behind, especially the polar vortex! The ice storm that hit our region (Philadelphia Region) with damage and over 700,0000 power outages was perhaps the worst storm. Cautious Growth for 2014 We still expect that GDP growth for 2014 will be between 2% and 2.5%