PYMNTS

JULY 15, 2016

But when it comes to a tactic that plays rope-a-dope with the facts about something, say as serious as whether or not China hacked into the FDIC, then it is not at all cool. Top as in the very top: the FDIC chairman, his chief of staff, and the General Counsel. Maybe not even from a PR perspective either. Lending Club Algorithms .

Retail 100

Retail FDIC Bitcoin Lending 100

Jeff For Banks

APRIL 19, 2015

Utah has many Industrial Loan Companies (ILC''s), which are FDIC supervised financial institutions that can be owned by commercial firms not regulated by a federal banking agency, like a utility company. In 2013, I wrote a blog post on a job description for an EVP of Distribution and Service Excellence. That ship has sailed.

Industry 60

Industry Montana Utah Washington 60

NCR

APRIL 15, 2016

According to the FDIC, the total number of banking and thrift charters declined from around 20,000 in 1980 to 6,812 at the end of 2013. The technology is a win-win – for the financial industry, it offers enhanced security; for consumers, it delivers greater convenience.

Security 40

Security Knowledge Base FDIC Mobile 40

Jeff For Banks

MAY 20, 2017

To remind readers, in 2006 the OCC, Federal Reserve, and FDIC issued joint interagency Guidance on Concentrations in Commercial Real Estate Lending. The OCC did an excellent analysis of the impact of this guidance in 2013. Look at technology companies. They need a marketing person to title their reports.

Lending 60

Lending Regulation Community Community Bank 60

Fintech Labs Insights

JULY 19, 2016

Leveraging forms automation and management technology from Laser App Software, advisors will be able use their own CRM systems to “pre-onboard” clients to the Max platform. ” MaxMyInterest’s intelligent cash management platform helps savers earn higher yields while maintaining FDIC protection.

FDIC 12

FDIC New York System Software 12

Fintech Labs Insights

JULY 5, 2016

The technology dynamically allocates the client cash to make sure that it is earning the highest possible interest rate as well as ensuring that cash levels per account remain below FDIC limits. Founded in 2013 and headquartered in New York City, MaxMyInterest demonstrated its intelligent cash management solution at FinovateFall 2014.

New York City 19

New York City New York FDIC Management 19

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The DOJ Finding. Attorney Alex Tse.

Lending 135

Lending Fraud Management San Francisco 135

Gonzobanker

AUGUST 22, 2014

Between the end of 2010 and 2013, one new bank opened in the United States. . The costs of regulatory compliance, investments in new technology, investments in physical and digital channels, and thinning industry margins mean banks will need to be of a “certain” size to succeed long term. 20 years ago 10 years ago Today.

Strategy 87

Strategy United States Community New York City 87

Jeff For Banks

MARCH 29, 2014

It is annual report season, meaning publicly traded financial institutions are finalizing their 2013 numbers and submitting their 10k''s to the Securities and Exchange Commission (SEC). billion during 2013 of which approximately $2.30 In preparation for meetings, I frequently read 10k''s. The Company’s loan portfolio increased $2.60

Strategy 101

Strategy Texas San Antonio Fort Worth 101

Independent Banker

MARCH 15, 2015

percent return on equity in 2013. FDIC Advisory Committee on Community Banking, member. Technology has been one of the biggest assets to our industry in leveling the playing field,” says Hartings, who praises document imaging as one of the best efficiencies his bank has adopted. ICBA Services Network Board of Directors, member.

Ohio 70

Ohio Community Bank Community Lending 70

CFPB Monitor

AUGUST 8, 2019

Earlier this year, the House Financial Services Committee established two task forces , one on financial technology and the other on artificial intelligence. Both task forces held their first meetings in June.

Data 60

Data Lending Compliance Policies 60

CFPB Monitor

SEPTEMBER 27, 2016

The federal agencies covered by the bill include the CFPB, Federal Reserve, FDIC, NCUA, OCC, FTC, and HUD. ” The bill contemplates that each agency would establish a “Financial Services Innovation Office” (FSIO) to support the development of financial innovations.

Fintech 60

Fintech Innovation Compliance Policies 60