Remove 2010 Remove Community Remove Lending Remove Regional
article thumbnail

Community banks are thriving in Texas

Independent Banker

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. By Mindy Charski. billion to the state’s output.

Texas 182
article thumbnail

Spotlight on lending: Preparing for Q3 bank reports

Abrigo

While Q3 reports will trickle in over the coming days to meet the end of October deadline, a crucial piece of the puzzle the financial community and economists will be looking at is loan growth rates. As American Banker reported last week, nearly a dozen regional banks saw scattered growth in their loan portfolios as part of the Q3 filings.

Lending 247
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Which loan types are fueling bank growth?

Abrigo

Which areas of lending and what banks are driving the expansion? Community banks (under $10 billion in assets) and regional banks (between $10 and $50 billion) represent 21 percent and nine percent, respectively. Agricultural lending represents two percent, and all other loan types represent the remaining 12 percent.

St. Louis 150
article thumbnail

SMB Underwriting Slowed As Demand Fell Off At The End Of 2017

PYMNTS

Financing of all sorts was on the downswing, and SMB owners began dipping into their own piggy banks before seeking a lending agreement. That finding comes care of data gathered by 12 regional Federal Reserve banks in a survey conducted over the third and fourth quarter of 2017. In the 10 years following the financial crisis, the U.S.

Lending 115
article thumbnail

Why are start up businesses not creating jobs?

Jeff For Banks

But in strategic planning retreats that I moderate, community financial institutions insist that they lend to small businesses. In fact, when I recently spoke to a group of New York bankers, I opined that community FIs would lend to small businesses only if they have three years of operating profit and a building as collateral.

Lending 93
article thumbnail

20 Banking Realities for 2020

Gonzobanker

In the years 2010-2020, new tech adoption transformed customer expectations. For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. Community banks and credit unions do not fear each other. We are entering the “tech decade” in banking.

article thumbnail

Building from Scratch

Independent Banker

“I love being around people, and people are what community banking is all about.” Overcoming various long odds over the years, Shirley Nelson launched and then grew a thriving California community bank. Shirley Nelson has built a nearly 50-year career doing two things she loves—community banking and giving back to her community.

Oakland 98