Remove 2009 Remove Capital Remove Marketing Remove Risk Management
article thumbnail

Are you a bull or a bear, and how will it impact your planning for 2020 and beyond?

Gonzobanker

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Risk Management.

article thumbnail

4 challenges banks and credit unions are facing today

Abrigo

The following is an excerpt from the Sageworks whitepaper "Optimizing Capital: Challenges and Opportunities for Financial Institutions". Yet all financial institutions face internal and external challenges that place demands on personnel, time and – perhaps most importantly – on capital. Speed to market is critical,” Brown says. β€œAn

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

LendingClub Settles With SEC, DOJ

PYMNTS

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. β€œAs The DOJ Finding. Attorney Alex Tse. β€œWe The Response. billion.

Lending 135
article thumbnail

Managing Commercial Real Estate in a COVID-Ravaged Landscape

Gonzobanker

The scenarios and data an institution used in a prior stress test will help it find potential problems in unemployment, vacancy rates, collateral values, capital rates and property value trends. Studies show that institutions that more rapidly pushed workouts in 2009-2012 came out healthier than those that chose to wait.

article thumbnail

What's With Regulator Agita Over Bank Commercial Real Estate Lending?

Jeff For Banks

They need a marketing person to title their reports. To summarize, banking institutions exceeding the concentration levels should have in place enhanced credit risk controls, including stress testing of CRE, and may be subject to further supervisory analysis. Risk mitigants tend to lag growth, especially fast growth.

Lending 60
article thumbnail

Guest Post: Fourth Quarter and Year End Economic Commentary by Dorothy Jaworski

Jeff For Banks

US stocks fell 6% to 7% during the first week of January, following world stock markets in a downward spiral. Its stock markets are said to have led the world markets plunge, with clumsy attempts by their regulators’ circuit breakers to stem declines actually making them worse. First and foremost, China is at it again.

article thumbnail

WePay Closes $40 Million Series D Round Led by FTV Capital

Fintech Labs Insights

Payment processor, WePay has just added $40 million in new funding to its investment total , courtesy of a Series D investment led by FTV Capital. The Series D round takes WePay’s overall capital to more than $75 million. FTV Capital partner Chris Kinship will join WePay’s Board of Directors as part of the deal.

Capital 12