Remove 2008 Remove Community Remove Management Remove Regional
article thumbnail

Community banks are thriving in Texas

Independent Banker

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. That year, installations further south, in the region that includes Brownsville and Corpus Christi, supported an estimated 41,000 jobs and contributed about $4.6

Texas 182
article thumbnail

Which are America’s healthiest banks?

Abrigo

For the largest of American financial institutions – those that much of the public banks with for checking, mortgages and auto loans – stress testing regulations have been passed and executed to avoid a repeat of 2008. The list highlights the top 20 banks within each region of the U.S. with the lowest Texas Ratios.

Texas 150
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Top 5 Mandates for Payments Managers

Gonzobanker

I recommend the following five mandates be on payments managers’ focus list this year: 1. Institutions that don’t have a payments manager should hire one. During the financial crisis in 2008, many financial institutions made the decision to sell their credit card portfolios entirely or convert them to agent relationships.

article thumbnail

CRE Credit Risk – What You Need To Know Now

South State Correspondent

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure.

article thumbnail

Main Street?s Digital Shift, ATM Innovation, PPP Loans Top This Week?s News

PYMNTS

In a feature story, Uma Wilson, executive vice president and director of treasury management, card and bank product UMB Bank , discusses analyzing client behaviors throughout channels to find unusual activity. FIs need to have the ability to find and thwart fraud, without accidentally sweeping up legitimate clients.

Maine 130
article thumbnail

Guest Post: Financial Markets and Economic Update - First Quarter 2024

Jeff For Banks

ISMs and regional Fed surveys have been mostly negative for months on end. It sounds like 2007 all over again, when people got tired of looking at LEI and then in 2008, all hell broke loose. Dorothy recently retired from Penn Community Bank where she worked since 2004. GDP shows up as weak every other quarter. Oh, brother!

Marketing 146
article thumbnail

Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Stripe Connect and billing services help companies manage marketplaces, subscriptions. Stripe Billing optimizes subscription and invoice management. Broadly enabling online commerce. Online and offline payments.

Online 98