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Guest Post: Financial Markets and Economic Update by Dorothy Jaworski

Jeff For Banks

The markets continue to roll and bond markets continue to trade in a 25 basis point range, hitting the higher end when they think the economy is strong (why else would the Fed raise rates?) Presidential Agenda I am very surprised that the markets are not having fits over the lack of progress on the presidential agenda.

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A Decline in Personal Savings

TrustBank

The BEA calculates the personal saving rate by subtracting taxes from personal income to arrive at “disposable personal income” and then subtracts personal outlays. As of October, the US ranked 32 nd according to the Organization for Economic Co-operation and Development (OECD) data. What’s left is an estimate of personal savings.

US 52
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Consumer Lending: Should Banks Do It?

Jeff For Banks

Mortgage bankers and brokers own a significant share of market (although less than prior to the 2007-08 financial crisis). And Quicken Loans is in the top 5 HMDA market share in nearly every market we analyze. We lost auto loans to the indirect market. pre-tax profit as a percent of the portfolio.

Lending 60
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Reverse Trend

Independent Banker

Indicating the market opportunities for these loans, companies providing home health care and “aging in place” house renovations are interested in working with reverse mortgage lenders for their clients, he adds. billion in assets and operates 60 retail locations, is licensed to originate reverse mortgages in most of the United States.

Trends 70
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Choosing from a varied toolkit: assessing China’s overall policy stance

BankUnderground

Monetary policy is in transition towards a more market-based system, but continues to operate via both prices (a range of interest rates) and quantities (the levels of credit and liquidity). We construct the FCI by taking the first principal component of a range of financial market variables (primarily spreads). Fiscal policy.

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Stripe Teardown: How The $35B Payments Company Plans To Supercharge Online Retail

CB Insights

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. Market opportunity. Sigma aims to streamline business operations. Stripe is ramping up its private market investments. TABLE OF CONTENTS.

Online 98
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Fools Rush In: 37 Of The Worst Corporate M&A Flops

CB Insights

In a deal that aimed to open the Chinese coal markets, US heavy-equipment behemoth Caterpillar paid $677M in 2012 to acquire ERA Mining Machinery Ltd. The Chinese coal market is one of the biggest in the world and this deal looked like easy money. Date: May 18, 2007. in May of 2007 to Google’s $3.1B Google and Motorola.

Google 76