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How To Maintain A Low Credit Utilisation Ratio

BankBazaar

Ever wondered how your credit utilisation ratio can affect your financial profile? In the world of Credit Cards , credit limit and credit utilisation ratio are two terms that are commonly used. The big question, however, is why do these two terms matter to Credit Card users?

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The Three-Digit Summary Of Financial Wellness

BankBazaar

To many, a Credit Score may seem like a simple, inconsequential three-digit number. They look at the credit reports to understand the borrower’s ability and willingness to pay off debt. You can imagine how crucial that is because, at some point in life, the need to get a Credit Card or a Personal Loan may arise.

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A Beginner’s Guide For Those With No Credit History: Building Creditworthiness From Scratch

BankBazaar

While building a Credit Score from scratch can be challenging, it’s not impossible! Read on for actionable steps to help you establish a robust credit history. In today’s world, having a good Credit Score is crucial for financial stability. Without any credit history, your score starts at the lower end of the spectrum.

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How to Build a Credit History If You Don’t Have Any Existing Loans

BankBazaar

So you’ve never taken a loan and are wondering how to build your Credit Score? Read on and discover alternative ways to create a credit history for yourself. Today, the Credit Score has become a vital part of the banking world. There’s no doubting its importance and significance in today’s credit market.

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Sure-Fire Ways To Keep Your Credit Card Usage From Spiralling Out Of Control

BankBazaar

Description: While a Credit Card is a wonderful tool for enhanced liquidity, irresponsible usage can wreak long-term damage. Here’s how to keep your card usage in check to maximise the benefits of owning a Credit Card. A Credit Card is a wonderful tool to get some extra liquidity. Credit Card fees are extremely high.

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Here’s A 12-Month Strategy For Boosting Your Credit Score In 2020

BankBazaar

Have you struggled with a poor Credit Score in 2019? Here’s your chance to boost your Credit Score in 2020! Maintaining a good Credit Score requires financial discipline. On the other hand, a 750+ Credit Score can open doors to jobs and even the apartment that you have been eyeing for some time now!

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Lifehack | How To Get A Great Credit Score In 2021

BankBazaar

Do you have unused Credit Cards with you? Do you know how they affect your Credit Score and your overall finances? When it comes to Credit Cards, most of us have a lot of questions parked in the financial department of our brains. Having more than one Credit Card is good; it diversifies your portfolio.

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