Fintech Innovation Regulation UX 
Insights on Business
DECEMBER 12, 2018
Stories of improper conduct, and new regulations on data protection and privacy such as GDPR, continued to dominate the business headlines, moving from water-cooler conversation to “what about us?” Innovating in the open. Drive efficiency across risk & compliance processes. Risk-aware decisions. to “what’s coming?”
Gonzobanker
FEBRUARY 23, 2022
In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. While customer relationships are being redefined by fintechs, there will always be a place for community banking.
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CB Insights
JULY 11, 2019
Technological innovation across the financial services space is growing. Today, there are over 20 fintech startups that have crossed the 1 million customer account mark, according to CB Insights data — including Acorns , Robinhood , SoFi , Coinbase , and Credit Karma , among others. get the building the bank of the future report.
PYMNTS
JULY 24, 2019
One spur toward digital innovation, for collaboration and cross-pollination for FIs, comes via open banking. Cohen said financial institutions are being prodded by competition from tech firms to innovate more quickly, to have their pulse on what consumers want. Open Banking. There are nuances to consider. Build or buy?
PYMNTS
SEPTEMBER 23, 2020
In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. FinTechs have had to take on a leadership role to embracing an imbedded payments experience. That led one FinTech, Zoop , to step onto the market with a FinTech- and Payments-as-a-Service business model. "For
Fintech Labs Insights
MAY 24, 2017
Highlighting the fact that regulation is a key barrier to growth for banks, a post at the Trulioo blog earlier this month underscored how important it was for FIs to leverage technology to meet these challenges. Trulioo’s roundtable takes place on Monday, 12 June on Day One of our developer’s conference.
Fintech Labs Insights
MAY 4, 2015
The poster child for bad UX was the denial of a mortgage to previous Fed chairman, Ben Bernanke last year. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.
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