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Examining industries: The importance of industry analysis for financial institutions

Abrigo

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Are there many regulatory requirements?

Analysis 195
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Securing The Speed Of Securities Transactions

PYMNTS

With more than $15 trillion in the stock market, improving the liquidity of investments is seen by many financial professionals as an essential step toward greater efficiency and reduced risk. If we were to create a new SEC for securities settlement transactions, we resolve one of the two problems from the 90s.

Security 100
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Food for Thought: A Policy on Credit Exceptions

Abrigo

Non-recourse loans While the bank historically has not experienced excessive levels of charge-offs due to loans not having one or more guarantors, there is considerable evidence to show that the options available to resolve a problem situation, as well as the costs incurred to exercise such options, are adversely affected by the lack of guarantees.

Policies 195
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Cybersecurity Insurance, AI and Chatbots

FICO

At Advisen, our team was again on hand to showcase the FICO® Enterprise Security Score (ESS), and what a difference a year makes! In 2016, FICO was still a relatively new player in the cyber and enterprise security space. FICO ESS is a powerful risk mitigation tool. Barbican has partnered with FICO to assist in the effort.”

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COVID-19 and Debt Collection: What’s Happening in Europe

FICO

There have been significant numbers of forbearance requests from customers, and C&R teams will need to exercise discipline regarding when and how forbearance is provided. Home working has often been a restricted practice for C&R teams due to data security concerns around working with customer data. Customer Communications.

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Supervisory Perspective

Independent Banker

Having said that, I believe very strongly that community banks have a bright future, and they don’t need to ease or lower their standards to build market share. IB: What steps should community bankers take to ensure their institutions are secure from cyberattacks? Use of the assessment tool is optional for financial institutions.

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The Current Banking Crisis – 10 Not So Apparent Lessons

South State Correspondent

While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. While interest rate risk caused the most significant impact on value, several other factors contributed to the terminality of each bank that was closed.