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5 New Year’s Resolutions For Any Sized Bank That You Must Get Right in 2023

South State Correspondent

In addition, they may consider focusing on these five critical areas: Improve Operating Leverage. To improve the quality of their earnings, banks need their number one focus to be on making their operations more efficient. To the extent projects improve operating leverage and the total experience, so much the better.

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Greenline Ventures Launches New Small Business Fund

PYMNTS

Denver-based Greenline Ventures is opening up a new fund to help finance small businesses in the U.S. Small businesses continue struggling to access the capital required to effectively operate and grow — particularly businesses located in low-income communities,” said Greenline Ventures President Patrick Vahey in a statement.

Denver 100
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A Better Deal

Independent Banker

Tax credits for Main Street lending. Like many community banks across the country, we have seen much of our consumer and small-businesses lending considerably curtailed by tax-exempt credit unions in the Denver metropolitan area that are aggressively marketing and expanding their lending far outside their congressionally limited purposes.

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Education: By Popular Demand

Independent Banker

Certification through ICBA and Community Banker University ensures that a pivotal community banker has the necessary knowledge and understanding in critical operational areas. It teaches bankers how to develop a compliance program, meet lending compliance requirements, and comply with deposit and marketing regulations. 25–30 in Denver.

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Ripple Effects

Independent Banker

North Valley Bank operates in the North Denver Metropolitan area and serves primarily commercial clients. Our lending niche is construction (owner and non-owner) and real estate investment financing. It is a great honor to be listed among the higher-performing independent community banks of America!

Denver 70
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Investing in Our Future

Independent Banker

Also check out ICBA’s Community Banker University, which offers state-of-the-art courses and certification programs in auditing, compliance, credit and lending, operations, security, technology and more. Our future is bright because community bankers recognize the importance of investing in our people.

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CFPB announces new appointments to advisory groups

CFPB Monitor

According to the CFPB, the new members “include experts in consumer protection, financial services, community development, fair lending, civil rights, consumer financial products or services, representatives of community banks and credit unions, and scholars with relevant methodological and subject matter experience.”