Course FDIC Lending Operations 
South State Correspondent
MAY 9, 2023
In the wake of regional bank failures, one potential answer to equity shorting and bank runs is having the FDIC increase deposit insurance. private and public lending markets are the world’s envy, with a wide availability of financing options for many capital seekers across the entire capital stack. economy needs.
PYMNTS
MARCH 30, 2020
As COVID-19 saps consumer demand across all manner of verticals, and small businesses bear the brunt of a sudden disappearance of revenues, the firms that lend to those SMBs are feeling heat, too. The company is also reportedly “completely” closing down its Bangalore, India operations. staff, which has 500 employees.
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PYMNTS
OCTOBER 24, 2019
By way of example, FinTechs must cobble together money transmitter licenses from each state in which they operate. And in effect, these tech-savvy upstarts would have been able to act like banks, operating as banks do, to take deposits and make loans. Can’t get the charter without FDIC coverage.
Abrigo
MAY 5, 2022
Sometimes 20 minutes, sometimes 50 minutes, this podcast digs into such topics as creating branch experiences that go hand-in-hand with digital ones, identifying risk, and consumer lending. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations.
PYMNTS
DECEMBER 23, 2020
The company offers FDIC-insured bank accounts and a Visa -branded payment cards for teens (aged 13-18) with budgeting features and other financial education tools built in. Step hopes to serve those consumers over the course of their entire lives. “I More than a half-million users signed on within the first six weeks of operation.
PYMNTS
MARCH 26, 2020
But as of 2020, it is a subject upon which seasoned experts can disagree, in a world where traditional banks and FinTechs are operating in parallel in the market – and, in many cases, are offering similar services for consumers. Banks, of course, can’t simply kick back, congratulate themselves on being so trustworthy and call it a decade.
PYMNTS
OCTOBER 13, 2016
“I think it was a real advantage to us to start during an economic downturn,” says Kathryn Petralia, a co-founder and Head of Operations at Kabbage. “It Kabbage is a data and technology platform that enables real-time lending. The goal of all that money is, of course, to lend to small business owners.
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