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Assessing Global Cash Flow Post Pandemic

Abrigo

Takeaway 1 Global cash flow can provide a more holistic lending picture as lending decisions have become more complex. Many financial institutions use global cash flow analysis in their lending process. A common misstep seen in lending departments is the belief that a guarantor improves an applicant’s credit quality.

Analysis 195
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Sizzle Or Fizzle: Restaurants Rule, FireEye Flounders And Lending Club Is Back On The List

PYMNTS

So, while seemingly paling in comparison, this week had its fair share of Sizzles — and some interesting Fizzles. Upserve is said to have a fancy, slick restaurant management algorithm that could help Square Capital refine its own fancy, slick risk management algorithm to make better lending decisions. Restaurants.

Lending 100
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B2B Startup Investors Go After The Niche Markets

PYMNTS

Aptible plans to use the investment to launch its Aptible Comply platform, a security management solution that provides companies and SMBs with automated security and compliance tools. Growth Street. ’s Growth Street is on a mission to reshape the small business overdraft with its line of credit solutions for SMBs.

Marketing 109
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Predicting the Next Banking Crisis Is a Fool’s Game. Not Learning From the Last One: Equally Foolish

Jeff For Banks

More recently and by comparison, the mortgage meltdown and subsequent global financial crisis took down more than 500 banks between 2007 and 2014, with total assets of nearly $959 billion. The old borrow short, lend long strategy. Although community banks did not lend to sub-prime borrowers in any meaningful way, did we participate?

FDIC 78
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CFPB issues Fall 2016 Supervisory Highlights; Ballard to hold Dec. 2 webinar

CFPB Monitor

In its Fall 2016 Supervisory Highlights , which covers supervision work generally completed between May and August 2016, the CFPB highlights violations found by its examiners involving origination and servicing of auto financing, debt collection, mortgage origination and servicing, student loan servicing, and fair lending. Fair lending.

Lending 83
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Fintech Fundings: 24 Companies Raise $560 Million Week Ending Sep 18

Fintech Labs Insights

Online investment platform. Financial services comparison site. Risk management for P2P lending. Tags: Consumer, lead gen, lending, mortgage. Health insurance. HQ: New York City. Latest round: $32.5 Total raised: $327.5 Source: Crunchbase. Aspiration. HQ: Marina Del Rey, California. Latest round: $15.5

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Fintech Fundings: 17 Companies Raise $235 Million Week Ending Sep 25

Fintech Labs Insights

Auto lending marketplace lender. Risk management. Financial services comparison portal. Online investment advisory. Online invoice marketplace. Mobile P2P lending platform. Financial services comparison portal. Total raised: $135 million. Source: P2P-Banking. CoverHound. Insurance portal.