Community Bank Lending Retail Taxes 
Independent Banker
JANUARY 31, 2022
Ken Finley, president of Johnson City Bank, in downtown Johnson City with Shannon Sultemeier, executive vice president (left); and Brenda Haynes, vice president/cashier (right). Here’s how four community banks are thriving in this environment. These include family-owned businesses, community businesses and operating companies.
Independent Banker
JUNE 30, 2022
But there are ways community banks can help mortgage-seekers get on the property ladder. Burmis, senior vice president and retail lending manager at $450 million-asset Chelsea State Bank in Chelsea, Mich. So how can community banks help? By Beth Mattson-Teig. Flexibility needed.
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Independent Banker
OCTOBER 31, 2021
Offering digital lending isn’t about the bells and whistles. Community bankers tell us why. First State Bank & Trust in Williston, N.D., started developing its digital lending platform about three years ago—and the bank is really glad it did. “I’m Chris Jundt, First State Bank & Trust.
PYMNTS
SEPTEMBER 12, 2018
Small businesses’ access to traditional loans continues to grow as loan applications at big banks reached new heights last month, the latest Biz2Credit data showed. In its monthly Small Business Lending Index, released Tuesday (Sept. 11), Biz2Credit found that big banks in August approved 26.5 percent from July.
South State Correspondent
DECEMBER 6, 2022
The variables that banks typically test are amortization periods, interest rates, vacancy rates, and lease rates. However, in the last 25 years, we have yet to see a community bank perform sensitivity analysis on inflation rates – for obvious reasons. We can change our assumption about revenue sensitivity to inflation.
South State Correspondent
MAY 1, 2024
With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.
South State Correspondent
OCTOBER 4, 2023
Marketing is one of the largest value drivers in banking. You can’t get ten triple-digit project ROIs in a row in lending, credit, mortgage, wealth, insurance, or several other areas. Look for news events such as government shutdowns, tax law changes, or disaster preparedness to amplify your marketing. Marketing can.
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