Abrigo

JULY 27, 2023

Julie Lane, Security Officer/BSA Administrator, C&N Bank learn more Selecting the right regtech The benefits of regtech for banks One of regtech in banking’s most cost-effective capabilities is automating those repetitive compliance processes that can be challenging to handle manually. Talk to a specialist to learn more.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JANUARY 24, 2024

Account for the details before your FDIC bank acquisition Consider these tips for assessing your institution and a to-be-acquired institution for a smooth integration You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape." Should we panic?

FDIC 195

FDIC Regulation Strategy Data 195

Abrigo

FEBRUARY 12, 2020

The main drivers of expected CRE growth in 2020 are: Low interest rates Continued job growth and low unemployment Moderate consumer spending growth Abundant capital and return-seeking investors/lenders, and Increased property values (albeit slowing in appreciation). “2020 could be a pivotal year for the U.S. Lending & Credit Risk.

Lending 195

Lending Trends FDIC Survey 195

Abrigo

SEPTEMBER 5, 2023

You might also like these on-demand webinars on tackling common credit risk questions. Takeaway 2 A credit exception should be specific, have a well-defined risk justification, and include details on clearing it. a significant capital injection into the borrower, or other collateral such as liquid assets).

Policies 195

Policies Lending Risk Management Examples 195

Abrigo

AUGUST 30, 2022

You might also like this webinar on commercial lending strategy. Risk management. Keys to mitigating risk. Any financial institution looking to grow the commercial loan portfolio should keep in mind that proper credit risk management remains critical. Credit Risk Management. Learn More.

Strategy 195

Strategy Lending Risk Management Analysis 195

Abrigo

AUGUST 8, 2021

As regulators described “practices generally considered consistent with safety-and-soundness standards,” they revised loan review guidance to reflect the broader importance of credit review to risk management. Watch Webinar. Lending & Credit Risk. Credit Risk Management. Credit Risk Regulation.

System 195

System Lending Policies Regulation 195

Abrigo

SEPTEMBER 22, 2017

In other words, being secured by a building is not likely to change whether a borrower defaults but it does mitigate the chargeoff. Typically, the benefits of using a dual rating system are tied to loan pricing , the allowance for loan and lease losses , and capital requirements.

System 170

System Lending Risk Management Capital 170

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. We have webinars , whitepapers , and other resources to make your job easier. Lending & Credit Risk. keep me informed.

Community 195

Community Lending Maine Resources 195

Abrigo

JULY 20, 2021

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. The change is intended to improve security, integration, reporting features, and validation to improve accuracy. Watch Webinar. Lending & Credit Risk.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

JULY 20, 2021

During Abrigo’s recent ThinkBIG Conference, credit underwriting and loan portfolio risk management trainer and consultant Michael Wear , CRC , of 39 Acres Corp. The change is intended to improve security, integration, reporting features, and validation to improve accuracy. Watch Webinar. Lending & Credit Risk.

Lending 195

Lending FDIC Capital Risk Management 195

Abrigo

MAY 22, 2024

Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. Louis Fed economist noted, small businesses “frequently encounter obstacles to accessing capital because banks face challenges in lending to them.” At the same time, 59% pursued credit to meet operating expenses.

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

APRIL 22, 2024

Almost half sought credit to grow their businesses, and 28% applied to make repairs or replace capital assets. Louis Fed economist noted, small businesses “frequently encounter obstacles to accessing capital because banks face challenges in lending to them.” At the same time, 59% pursued credit to meet operating expenses.

Lending 243

Lending St. Louis Community Marketing 243

Abrigo

MARCH 31, 2023

NCUA expectations for credit unions post-CECL adoption The NCUA's focus on risk, especially credit risk, has implications for credit unions instituting CECL this quarter. Liquidity risk: Examiners will be focused on the credit union’s liquidity risk management framework relative to the credit union’s risk profile.

Risk Management 195

Risk Management Policies Capital Maine 195

South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. Now, customers and analysts will pay more attention to Loans + Securities-to deposit ratio.

social media 195

social media FDIC Branding Management 195

FICO

MAY 18, 2020

This view has been supported by the European Banking Authority, the European Central Bank, the European Securities and Market Authority and the Prudential Regulation Authority. Organisations are being permitted to use their capital buffer to help in the current situation. Watch the webinar for more information.

Regulation 52

Regulation Operations Management Data 52

Abrigo

MARCH 25, 2022

ALM & measuring long-term interest rate risk Interest rate risk is measured through two approaches. This ALM 101 post describes the value at risk(VAR)/economic value of equity (EVE) risk perspective (long-term risk to market value of capital). Stay ahead of evolving economic risks.

Management 195

Management Analysis Examples Strategy 195

Abrigo

MARCH 12, 2021

It's also beneficial for helping management secure buy-in from key operations involved in the transition. Unified buy-in across the institution is critical,” says Regan Camp, Abrigo’s Managing Director of Advisory Services. "In WATCH WEBINAR. Portfolio Risk & CECL. Portfolio Risk & CECL. Learn More.

Resources 195

Resources Management Capital Meeting 195

PYMNTS

MAY 18, 2016

Alternative data can create an accurate ‘digital fingerprint’ of a consumer, blending trusted online and social media intelligence with conventional offline data for hyper-informed decisions—handled in a way that doesn’t sacrifice the consumer experience for security. Previously, he served as the Sr.

Fraud 101

Fraud social media Operations Capital 101

Abrigo

MARCH 24, 2021

Capitalize on the momentum you gained during 2020. Abrigo Senior Advisor Rob Newberry has noted that by adding product features like 6 months interest only and adding that interest back into the principal balance, lenders can provide the best customers or members with cash flow relief and more security of a lower interest rate.

Lending 221

Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 22, 2015

One internal memo acknowledges the weaknesses in the bureau’s methodology and admits to the litigation risks in its case against Ally. FFIEC’s Cyber Security Self-Assessment Tool. “We teach you to make sure you use our system in a manner that doesn’t open any security loopholes.” Demo Quote. Showing up drunk.

Community Bank 60

Community Bank Apple Community Technology 60