Jeff For Banks

DECEMBER 9, 2020

On October 29, 2020, the New York State Department of Financial Services (DFS) issued a letter to all depositories and non-depositories regulated by them regarding climate change and financial risks. This post is not about climate change.

Lending 78

Lending Regulation Community National 78

CFPB Monitor

OCTOBER 11, 2018

earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion. At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. For an analysis of the DFS lawsuit, click here.).

Policies 60

Policies Lending Data Online 60

CFPB Monitor

AUGUST 22, 2016

Retail Bank, Citibank, New York, NY. Arjan Schutte, Founder and Managing Partner, Core Innovation Capital, Los Angeles, CA. Lisa Servon, Professor, The New School, New York University, New York, NY. Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA.

San Antonio 60

San Antonio Kansas City Groups CA 60

Gonzobanker

DECEMBER 17, 2021

Some interesting finalists would be: M&T and People’s United Old National and First Midwest Webster and Sterling Columbia Bank and Umpqua. CAP COM and SEFCU in New York come to together to create an $8 billion cooperative organization. Congrats on a brave move and national recognition Jim! Bank Merger of the Year.

Fintech 147

Fintech Strategy Leadership Lending 147

Jeff For Banks

MAY 20, 2017

and New York Community Bancorp called off their planned merger. Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Risk mitigants tend to lag growth, especially fast growth. And regulators are getting anxious.

Lending 60

Lending Regulation Community Community Bank 60

PYMNTS

OCTOBER 25, 2019

challenger banks Tide and Starling Bank ramped up their competition once again as the two rivals each announced new funding. Cybersecurity startup Firedome announced $10 million in new funding this week. The FinTech connects business clients with procurement, expense and employee reimbursement management tools.

Capital 101

Capital Fintech blockchain Groups 101

Independent Banker

DECEMBER 31, 2021

will continue its mission to fund microloans to new small businesses in New York City’s low-income neighborhoods, says president and CEO Carlos P. finds talk of raising capital thresholds concerning. Ponce Bank, a $1.5 billion-asset community development financial institution (CDFI) in Bronx, N.Y.,

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association. Classic Bank, National Association. The First National Bank In Sioux Falls. The National Iron Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

Jeff For Banks

JANUARY 19, 2013

Housing markets have begun to improve with the national indices showing year-over-year growth of 3% to 4% recently. Superstorm Sandy battered the coasts of New Jersey and New York with devastating results. Stocks remain an attractive asset class with the dividend yield of 2.2% The estimated reduction to GDP would be -.3%

Taxes 73

Taxes Philadelphia DC New Jersey 73

PYMNTS

SEPTEMBER 3, 2018

per month — a business model that most experts never thought was sustainable for even a New York minute, despite all the talk that it was flush with cash and building a consumer base for a platform business that would be monetized later. The company won’t receive any proceeds from the IPO, which implies a market capitalization of 7.1

Branding 100

Branding Cards Fraud Marketing 100

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. The Tech Award – Goes to Capital One. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2015

We don’t know what Los Alamos National Bank’s marketing department was drinking when it designed the customized water bottle labels, but we’re giving them big points for creativity. New Payment Species Award. Click to enlarge. ‘It It Must Be Something in the Water’ Award. Department Whose Brand Isn’t Improving Award.

Community Bank 60

Community Bank Apple Community Technology 60