South State Correspondent

APRIL 3, 2023

Recent bank failures hurting public perceptions, the current market trends of higher rates, Quantitative Tightening, digital banking, social media, and a flight to safety have increased the difference between model and observed liability durations. Silicon Valley Bank presents a new high in lows with $42B, or 24% of liabilities.

social media 195

social media Community Bank Analysis Training 195

Bobsguide

FEBRUARY 22, 2022

The TCS BaNCS deployment provides Zions a parameterized, US market compliant, real-time solution, sets up Zions to go Digital, be nimble & efficient and shift to a customer centric approach. It’s a significant landmark not just for TCS and for Zions, but for the banking industry in North America.

Software 78

Software Wyoming Idaho Nevada 78

Independent Banker

SEPTEMBER 25, 2014

In the past couple of years, regulators have become more interested in risk management, strategic and capital planning, succession planning, compliance (particularly Bank Secrecy Act compliance), third-party relationships and interest rate risk, according to David Baris, partner for BuckleySandler LLP in Washington, D.C.

Compliance 101

Compliance Regulation Community Bank Community 101

Jeff For Banks

OCTOBER 27, 2013

Throughout the summer, the great bond market selloff of 2013 continued on. Treasuries, Agencies, mortgage backed securities, corporate, municipals- all were battered because the markets believed that the Federal Reserve was about to cut the amount of, or “taper,” its $85 billion of monthly purchases of long term bonds.

Washington 79

Washington Marketing Data Regulation 79

Gonzobanker

FEBRUARY 21, 2017

More importantly, no one is going to spend political capital to move mountains in Washington over a possible problem. The fraudulent activity of several Wells Fargo employees is a sobering reminder that governance and risk management shouldn’t simply be “check the box” exercises.

Regulation 78

Regulation Risk Management Management America 78

Jeff For Banks

JULY 9, 2012

Second Quarter Surprises We received two big surprises at the end of the second quarter — one from Washington and one from an ocean away. The markets did not care for the Supreme Court decision, with stocks ending slightly down for the day on the prospect of increased taxes. Yeah, I agree. to 3% on the last day of the quarter.

Taxes 66

Taxes Washington Risk Management Marketing 66

Gonzobanker

FEBRUARY 21, 2017

More importantly, no one is going to spend political capital to move mountains in Washington over a possible problem. The fraudulent activity of several Wells Fargo employees is a sobering reminder that governance and risk management shouldn’t simply be “check the box” exercises.

Regulation 60

Regulation Risk Management Management America 60

Gonzobanker

DECEMBER 22, 2015

Community bank marketing resources. With market opportunity heating up and big bank and big credit union competitors hitting hard, too many community banks lack marketing resources … or they have 2X more spending in sponsorships than the campaigns, analytics and digital sales improvements that actually bring in new business.

Community Bank 60

Community Bank Apple Community Technology 60

Jeff For Banks

JANUARY 19, 2013

more “promises,” and a constant flow of new money into the markets. The biggest beneficiary of all this Fed activity has been the stock market—which ended the year at some pretty good “handles,” with the Dow above 13,000, S&P 500 above 1,400, and the Nasdaq above 3,000. The estimated reduction to GDP would be -.3%

Taxes 71

Taxes Philadelphia DC New Jersey 71

Jeff For Banks

OCTOBER 11, 2011

Another Volatile Quarter I know I risk sounding too negative, but we cannot seem to shake the crisis mentality that keeps whipsawing bond and stock markets. Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. This does not happen often. Thanks for reading!

DC 66

DC Security Washington Risk Management 66

Fintech Labs Insights

MAY 19, 2016

HQ: Seattle, Washington. HQ: Washington D.C. Private tech stock market to sell pre-IPO shares. AI for capital markets news. Tags: Consumer, insurance, object insurance, mobile, risk management. Source: Crunchbase. International payments service. Latest round: $38.5 million Series C. Total raised: $61.5

San Francisco 18

San Francisco Company Fintech California 18

CB Insights

OCTOBER 6, 2017

With the emergence of industry-specific AI, the effects of automation — initially felt in manufacturing — are seeping into retail sales, restaurants, e-commerce, marketing, and even software development. Outsize impact on the labor markets. Professions at the greatest risk. Professions at lower risk. Jobs of the future.

Software 69

Software Industry Retail United States 69

PYMNTS

SEPTEMBER 13, 2018

The rate hike led to gains for the lira and the local stock market, though some analysts said the bank needs to set its interest rate even higher in response to inflation. “The growth risk is a more protracted trade war involving the EU and Japan,” Neil MacKinnon, an economist for VTB Capital in London, told the publication.

Risk Management 115

Risk Management Payments Lending Management 115