PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. This statistic is emblematic of a larger problem in the world of B2B payments. Around The BaaS World. About The Playbook.

Payments 169

Payments Fintech Trends United States 169

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million.

United States 89

United States Texas Austin Kansas City 89

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Fintech services for seniors are targeting a range of sub-categories. Source: Capital One.

Millennials 73

Millennials Fintech Tools Fraud 73

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

Gonzobanker

AUGUST 24, 2023

One bright spot for the banking industry is Americans’ rising appetite for credit card debt. The Credit Card Competition Act of 2023 could negatively impact banks’ ability to generate interchange fees and reduce the amount of capital they issue, however.

Innovation 148

Innovation United States Industry Technology 148

Fintech Labs Insights

FEBRUARY 2, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). 7 born this month (Digit Insurance, Divvy, Mambu, Melio Payments, MX, PPro, Sunlight Financial). + It is the 7th fintech unicorn based in India, and the 4th most valuable. Full Fintech Unicorn List. United States.

United States 15

United States Fintech Utah Lending 15

PYMNTS

FEBRUARY 14, 2020

The wholesale bank will be divided into a separate investment bank that has a capital markets focus and a commercial bank providing back-end services for companies. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141

Gonzobanker

MAY 31, 2019

article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.” Source: DeBanked ) Square Capital lent about $1.6 In a recent American Banker. Taking Stock.

Lending 136

Lending Community Bank Community Data 136

Fintech Labs Insights

NOVEMBER 8, 2016

One of the paradoxes of the early digital banking era (1995 to 2007) was why Capital One was a laggard? The new company (spun out from Signet Bank in 1994) was widely revered as a data analytics and marketing master. As recently as 2010 they were the last major bank to launch a native mobile banking app.

UX 17

UX Capital Mobile User Experience 17

Lex Sokolin

AUGUST 19, 2020

The results say more about consumer Fintech investing than about any company in particular. Next came the arithmetic of how much these companies raised, and how together they have 15 million users and $10 billion of European Fintech unicorn enterprise value. Grab the financial model we built for this analysis here. As an example?—?would

Comparison 52

Comparison Fintech Lending Analysis 52

Fintech Labs Insights

AUGUST 21, 2014

Small business debt crowdfunding __ While commercial lending in the United States is up this year, the small business segment is still vastly underserved. And while there are good reasons why banks choose to avoid riskier SMBs, none of the reasons make a lick of sense to any business owner.

Digital Banking 25

Digital Banking Lending United States Regional 25

Independent Banker

DECEMBER 31, 2022

I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. James Sills, M&F Bank. Q: What do you see as your bank’s greatest business opportunity in 2023, and what steps are you taking to make the most of it? It’s a major undertaking for a bank of our size.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Fintech Labs Insights

DECEMBER 1, 2021

Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. NEW : Looking for digital banks, lenders or insurance companies serving small businesses?

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

DECEMBER 1, 2021

Below is a ranked list of the 17 challenger business credit cards currently active in the United States. Two have been acquired by large banks, but they will stay on this list as long as they are operated as an independent brand. NEW : Looking for digital banks, lenders or insurance companies serving small businesses?

Cards 15

Cards Online Utah Austin 15

Fintech Labs Insights

MAY 12, 2021

CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. A defunct Canadian bank, Bayshore Trust, launched the first online loan application in March 1996. Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States.

Atlanta 15

Atlanta Utah DC Detroit 15

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM leads banks in active digital customers. JPM’s evolving suite of digital banking apps.

Cards 76

Cards Mobile Strategy Branding 76

Fintech Labs Insights

NOVEMBER 19, 2021

CAN Capital. Lighter Capital. We are calling it the FAB score, standing for Fintech Attention Barometer. A defunct Canadian bank, Bayshore Trust, launched the first online loan application in March 1996. Top 30 Alt-Lenders (Digital) Lending to Small-to-Medium Businesses (SMB) in the United States.

Atlanta 15

Atlanta Utah Miami DC 15

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. While the darling of FinTech conferences, this divestiture seems primarily driven as a means of Customers delaying the $10 billion Durbin hit and maintaining quarterly EPS expectations from the Street. Payments chaos.

Conference 101

Conference Industry Community Bank Community 101

Fintech Labs Insights

NOVEMBER 18, 2014

So in semi-prioritized order, here are six myths that continue to hamper the strategic planning of retail banks (at least in the United States). Myth 1 >> Bank branches are needed for "complex" financial matters Truth : Branch banking is on the way out Prediction : The U.S. banking system over that time.

Lending 30

Lending Mobile Online Digital Banking 30

PYMNTS

OCTOBER 16, 2019

Agarwal noted that trade is becoming global at an accelerating pace — notwithstanding the headlines centered on trade wars between the United States and China. This boils down to an efficient cash conversion cycle, to efficient working capital management, and also minimizes the need for companies to borrow money,” Agarwal said.

Payments 128

Payments social media Fintech Compliance 128

Fintech Labs Insights

JULY 7, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Bunq , banking startup from The Netherlands. Trulioo , Canadian fintech security company. Scalable Capital , German investech. Full Fintech Unicorn List. United States. United States.

United States 15

United States Fintech Bitcoin Capital 15

Fintech Labs Insights

MARCH 4, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. United States. United States. United States. United States. United States. United Kingdom. United States.

United States 15

United States Fintech Company Analytics 15

Fintech Labs Insights

AUGUST 10, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. United States. United States. United States. United States. United States. United States. United States.

United States 15

United States Fintech Technology Company 15

Fintech Labs Insights

JUNE 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). US fintech insfrastructure. Full Fintech Unicorn List. United States. United States. United States. United States. United States. United States.

United States 15

United States Fintech US Technology 15

Fintech Labs Insights

FEBRUARY 4, 2022

Lending : Our largest category tracks 33 digital alt-lenders predominantly lending to small-and-medium U.S. Cards : Currently, 16 startups offer charge cards (or credit cards) and business expense management services in the United States. Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022).

Fintech 15

Fintech Payments UX United States 15

Fintech Labs Insights

MAY 3, 2021

At FintechLIVE we maintain a list of 21st-century fintech unicorns* updated monthly (full list here ). Full Fintech Unicorn List. United States. United States. United States. United States. United States. United States. United Kingdom.

United States 15

United States Fintech US Company 15

Fintech Labs Insights

APRIL 15, 2021

Early on, fintech startups were a small part of its class, although Stripe (S09) and Coinbase (S12) were notable (and extremely profitable) exceptions. When I looked at YCvalums in mid-2014 , there had been just 40 fintech grads in its first 10 years. United States (20). Streamline your debt capital raise and management.

San Francisco 15

San Francisco CA Fintech Company 15