Independent Banker

DECEMBER 13, 2015

In a Federal Reserve Bank of Boston survey of mobile banking and payment services released in August, roughly three-fourths of about 600 community banks and credit unions in five Federal Reserve districts that were polled were offering some kind of mobile service. View credit card balances, transaction history. Stop payment requests.

Community Bank 70

Community Bank Boston Community Iowa 70

PYMNTS

JUNE 25, 2018

Then I went to Whole Foods on the North Shore of Boston Saturday morning to do some grocery shopping. Another had an offer with a promo code to get $10 off my first online order, which would be delivered free to my front door in two hours or less once I linked my Prime account to Whole Foods. Prime Time at the Grocery Store.

Retail 156

Retail Branding Millennials Online 156

Independent Banker

NOVEMBER 24, 2015

In a Federal Reserve Bank of Boston survey of mobile banking and payment services released in August, roughly three-fourths of about 600 community banks and credit unions in five Federal Reserve districts that were polled were offering some kind of mobile service. View credit card balances, transaction history. Stop payment requests.

Community Bank 70

Community Bank Boston Community Iowa 70

PYMNTS

JANUARY 15, 2018

Over the course of the experiment, through a series of 1,000 daily tasks, the researchers changed how the white and green dots were presented to the monkeys. Of course, we’ve seen evidence of this hard-wired behavior play out in our own payments and commerce stomping grounds over the years.

Innovation 109

Innovation Payments Google Training 109

PYMNTS

JULY 16, 2018

It’s Boston. It’s February (or maybe it’s May, because it’s still snowing in Boston). And these merchants and retailers are recognizing that, over the course of the next two to three years, that $400 billion is going to inflate to something like $1.2 Picture this. It’s snowing. A driver has to pull over and get gas. trillion.”.

Millennials 109

Millennials Boston Retail Mobile 109

PYMNTS

SEPTEMBER 10, 2018

Decomposers are the ecosystem wild card. These ever-present wild cards can tip the balance of an ecosystem one way or the other — sometimes by working quietly under the surface for long periods of time to fortify its health and keep the balance intact. Some spend much more in cities like Boston, New York and San Francisco.

Innovation 146

Innovation Cards Payments San Francisco 146

PYMNTS

OCTOBER 20, 2018

The traditional gift for a ninth anniversary is pottery, and our offices are in Boston – but, you know, no pressure.). Of course, we don’t really expect or even want gifts for our ninth anniversary. and was followed by the great cybercriminal migration to the web and card-not-present transactions. True in 2009.

Innovation 177

Innovation Payments Cards Retail 177

PYMNTS

MAY 27, 2016

The weather in Boston – and it’s about darn time. Her proposed course of action is likely to deliver anything but more uncertainty. Overall, according to the Global Fraud Attack Index that we do with Forter every quarter, fraud attempts are up 217 percent, putting nearly $5 of every online sale at risk. Angela Ahrendts.

Bitcoin 109

Bitcoin Fraud Mobile Apple 109

PYMNTS

AUGUST 12, 2016

What CVS says is unique about CVS Pay (clearly not the name) is that it enables HSA and other co-pay information to be stored in the app so that the proper amount is charged to the user’s registered card at checkout. Its pitch to the family is to use their local Mastercard branded credit or debit card to make those payments.

Lending 100

Lending Apple Cards Study 100

CB Insights

SEPTEMBER 6, 2017

MiniLuxe is a nail and beauty lifestyle lounge with locations in Dallas, Rhode Island, Los Angeles, and Boston. The company says it is improving on the nail salon model by offering online booking tools, ethical business practices, and high-quality services at reasonable prices. Oh My Cream! Total Disclosed Funding: $6.6M.

Maine 70

Maine Capital Rhode Island DC 70

PYMNTS

SEPTEMBER 3, 2018

The bit obviously needed some refining, which it got over the course of the next 30 years while “Late Night” and the “Late Show” were on the air. All of this was coincident with reports of widespread app outages, with MoviePass running out of money and taking a short-term, high-interest loan just to fund member purchasing cards.

Branding 100

Branding Cards Fraud Marketing 100

Independent Banker

OCTOBER 29, 2014

Community banks will continue to have representation in the mobile payments field through the Visa and MasterCard networks, and ICBA Bancard, ICBA’s electronic payments services program for community banks, is working closely with the card networks on the launch of Apply Pay as well as on other digital developments. Fees follow.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

APRIL 16, 2018

That Mark Zuckerberg showed remarkable restraint in the face of being asked, repeatedly, over the course of two days and 10 hours, questions that highlighted that lack of understanding. Law” or “CSI” or reading The Boston Globe or The Wall Street Journal all more or less liked the same things. billion searches a day or some 1.2

Google 121

Google Data social media Branding 121

PYMNTS

JANUARY 8, 2018

There’s credit to be added to said ticket, of course, leaving little time to find the appropriate terminal and make a payment — often resulting in them rushing around only to arrive as their trains or buses roll by. In that 2007 pilot test program, commuters could buy tickets in-person or online and have them delivered to their mobile phones.

Mobile 161

Mobile Training Boston Alaska 161

Independent Banker

SEPTEMBER 30, 2021

Building trust in your institution has a lot to do with technology, from implementing strong data security practices to humanizing your online customer interactions. With much banking moving online or to smartphones, interactions with customers can be less frequent. Safety courses can be brief but should always be practical.

Community 139

Community Community Bank social media Security 139

PYMNTS

SEPTEMBER 6, 2016

Online retailers will be where we shop. I believe that this inflection point will accelerate the four big shifts that have been taking place right before our very eyes over the last decade — shifts that will now set the course for how every single player in payments and commerce and retail should be planning their 2017 and beyond.

Payments 100

Payments Online Mobile Retail 100

PYMNTS

FEBRUARY 9, 2017

Samsung’s global march added another stopping point this week, as Thailand became the latest nation to come online for Samsung Pay. Android Pay on a watch does not actually even need an internet connection for a limited number of transactions (though to fully complete the transaction the watch must eventually go online).

Samsung 100

Samsung Apple Mobile National 100

PYMNTS

FEBRUARY 29, 2016

I, Shopper, take thee, Online Retailer, to be my faithful partner in commerce. THE MOVE FROM PHYSICAL TO ONLINE TO MOBILE. Consumers are increasingly moving their shopping and buying not only online, but online via the mobile devices. Something that most online retailers don’t have – or even come close to having.

Retail 90

Retail Payments Online Mobile 90

PYMNTS

FEBRUARY 13, 2017

Of course, business openings are just one part of this story: Business exits (AKA failures) are the flip side of that small business coin — and where those same dismal scientists say there’s even more cause for concern. And that trend line really hasn’t reversed course all that much since then.

Retail 134

Retail Innovation Maine Community 134

PYMNTS

JULY 1, 2016

What we will say is that fun times with family, the dazzling display of fireworks and the perfunctory cookouts and beach time, truly and totally make this upcoming weekend one very big sizzle wrapped around what appears to be in Boston, at least, abundant doses of sunshine. Peace Among Merchants and Card Networks. Seriously a Sizzle!

New York 100

New York Lending Cards Retail 100

PYMNTS

MARCH 15, 2016

Naturally, where there’s alcohol, there’s bound to be bad decisions, and while friends should already know not to let friends drive drunk, much fewer know about the dangers of letting a friend shop online after he’s had a few too many brews. There are, of course, worse decisions made on St.

Rhode Island 100

Rhode Island Idaho Iowa Alabama 100

CB Insights

MAY 10, 2018

Before Bruce Doolin Henderson opened the doors of Boston Consulting Group on July 1, 1963, the concept of “competition” barely existed in American business culture, let alone the concept of strategy. There were great, successful companies. Those companies made plans. ” —Walter Kiechel.

Strategy 78

Strategy Management Analytics Tools 78

CB Insights

NOVEMBER 9, 2017

But a few common threads do emerge, such as an inability to generate sustainable revenue, bad product-market fit, losing to competitors, and (of course) simply running out of money. via Beta Boston. “It’s hard to fight the credit-card companies,” says Gartner (IT) analyst Avivah Litan. via MDDI Online.

Capital 78

Capital Company San Francisco Operations 78

PYMNTS

MARCH 19, 2018

In the last few months alone, we’ve seen snow in Rome and three powerful nor’easters in Boston in the space of two and a half weeks — with some forecasts predicting a fourth this week. How about Facebook gift cards? A Google search directed me to an online merchant that sent them to me (from Italy) four days later.

Google 148

Google Apple Retail Millennials 148

PYMNTS

JANUARY 30, 2017

If you’re a chipmunk in Boston, you might not want to venture far or even stay out a long time when the weather is cold or snowy. Buy online pick up in store is popular because it gives consumers the certainty of product availability and pick up without paying to have it shipped.

Retail 100

Retail Study Branding Data 100

PYMNTS

JANUARY 7, 2019

This is, of course, a mere four years after voice-activated devices were officially introduced by Amazon and Alexa through the Echo device. Paying for things will happen online for pickup in the store later. The Ted Williams Tunnel in Boston, by contrast, gets me far less excited, even though I use it a lot.

Mobile 205

Mobile Innovation Apple Study 205

PYMNTS

OCTOBER 9, 2017

The modern-day department store, the intermediary that’s aggregated brands and buyers in a single physical location for more than 160 years, and the modern-day shopping mall, which has done the same for the last six decades, has steadily lost foot traffic, sales and profits to online competitors since about 2010.

Online 128

Online Google Branding Retail 128

PYMNTS

OCTOBER 9, 2017

The modern-day department store, the intermediary that’s aggregated brands and buyers in a single physical location for more than 160 years, and the modern-day shopping mall, which has done the same for the last six decades, has steadily lost foot traffic, sales and profits to online competitors since about 2010.

Online 112

Online Google Branding Retail 112

PYMNTS

JULY 22, 2019

Had I been in town, I might have used Google to find a store near me in Boston that carried the brand I wanted so I could try before I bought. Of course, there are some serious issues with the Starcourt Mall specifically, but I don’t want to spoil the season for those who haven’t yet binged.). Because that’s what consumers want to do.

Innovation 170

Innovation US Maine Google 170

CB Insights

OCTOBER 31, 2017

Doorman says it will no longer accept incoming shipments after September 29th and that those who use their Doorman address for online shipments should update their information. “We Raptr, the online optimization platform founded by former pro gamer Dennis “Thresh” Fong a decade ago, is about to be shuttered. Product: Raptr.

Company 78

Company US San Francisco Capital 78