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What #Banking Trend Will Have the Greatest Impact on Your Bank?

Jeff For Banks

The Fed has paused for nearly a year now, and it was our experience in 2006-07 that bank cost of funds continued to increase as the market closed the delta between what someone could earn in a money market mutual fund and a bank account. But not until $1 trillion went from banking to money markets.

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The Convergence of Fintech & Banking Is Transforming Business Lending

The Financial Brand

The trend isn't the end of relationship banking, but partnering and a niche market focus will be essential, especially as CRE lending slows. The post The Convergence of Fintech & Banking Is Transforming Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Justice Department Sets Major Fair-Lending Enforcement Push

The Financial Brand

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Three Key Trends Will Dominate the Auto Lending Landscape in 2022

The Financial Brand

Here's what banks and credit unions need to know to stay competitive in this vital market. The post Three Key Trends Will Dominate the Auto Lending Landscape in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Auto finance is dramatically changing.

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Innovation and Sheer Marketing Muscle Power Credit Card Battle

The Financial Brand

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

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Top Trends Transforming Business Banking in 2022 and Beyond

The Financial Brand

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Wells Fargo Launches Fresh Attack on Credit Card Market

The Financial Brand

The post Wells Fargo Launches Fresh Attack on Credit Card Market appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New cashback rewards card for mass affluent is spearhead for a rejuvenated card program rolling out first phases over 2021-2022.

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