The Financial Brand

OCTOBER 24, 2021

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 32

The Financial Brand

NOVEMBER 18, 2021

Greater acceptance of digital commercial lending processes has arrived as both financial institution lenders and prospects see the benefits. The post How the ‘New Normal’ is Driving Change in Small Business Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 32

The Financial Brand

DECEMBER 8, 2021

Some view soaring BNPL as an existential threat to credit cards and traditional bank loans. The post Is ‘Buy Now, Pay Later’ the Future of Consumer Lending? appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others argue there are strong opportunities.

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Lending Banking Trends Analysis Trends 34

The Financial Brand

DECEMBER 27, 2021

The post Mortgage Lending Snag: Boomers & Millennials Vie for the Same Houses appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Just as more Millennials are finally looking to become homeowners they find starter homes have been grabbed by retirees or investors.

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Millennials Lending Banking Trends Analysis 32

The Financial Brand

JUNE 9, 2021

The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?

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Lending Fintech Banking Trends Analysis 37

The Financial Brand

JUNE 3, 2021

While new ways to pay on the installment plan beckon, younger consumers attracted to fintech offerings could be wooed back by banks. The post Banks Could Be the Future of ‘Buy Now, Pay Later’ Lending appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Lending Banking Trends Analysis Trends 34

Abrigo

SEPTEMBER 13, 2021

Banking Trends from the FDIC's 2Q Report Net interest margin reached a new record low, but positive signs emerged in lending. You might also like this webinar: "The Basics of Consumer Lending." Banking Data. Lending For the first time in since June 2020, loan and lease balances increased, $33.2

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FDIC Lending Capital Trends 195

The Financial Brand

OCTOBER 11, 2021

Here's what banks and credit unions need to know to stay competitive in this vital market. The post Three Key Trends Will Dominate the Auto Lending Landscape in 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Lending Banking Trends Analysis 27

The Financial Brand

OCTOBER 25, 2023

This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand. This article How Bank of America Plans to Get a Jump-Start on EV Lending appeared first on The Financial Brand.

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America Lending Branding Banking Trends 32

The Financial Brand

JUNE 9, 2021

The post Fintech Lending Is On The Rise, But Default Rates Aren’t Pretty appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers like the sound of getting a loan from a fintech provider instead of a traditional institution, but at what cost?

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Lending Fintech Banking Trends Analysis 28

The Financial Brand

MARCH 9, 2023

This article Credit Unions Bulk Up in Commercial Lending and Home Equity, Along with CDs appeared first on The Financial Brand. Loan growth is a strength for credit unions, but the top federal regulator frets over rates and heightened risk trends.

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Lending Trends Branding Regulation 28

The Financial Brand

JANUARY 5, 2022

Fintechs are making deep inroads in the small business banking market, including lending, forcing banks to up their game. The post Top Trends Transforming Business Banking in 2022 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Trends Banking Trends Analysis Lending 41

Javelin Strategy & Research

NOVEMBER 15, 2022

Open Positions Accordian Reports Section 2023 Cryptocurrency Trends & Predictions Javelin Report Date: November 16, 2022 Authors: James Wester , Joel Hugentobler Research Topic(s): Cryptocurrency Javelin identifies the key digital trends, emerging opportunities, and risks in cryptocurrency for 2023 and beyond.

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Trends Fraud cryptocurrency Banking Trends 40

The Financial Brand

AUGUST 10, 2021

Anemic lending and vaccination questions aren't the only things nagging banking leaders. The post Banking and Payment CX Jeopardized By Surging Digital Fraud appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A 'pandemic' of fraud must also be dealt with.

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Fraud Payments Banking Trends Analysis 43

The Financial Brand

OCTOBER 10, 2021

Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending. The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Cards Fintech Banking Trends Analysis 35

The Financial Brand

JANUARY 24, 2022

bank is unsettled by inflation's impact on economic growth and the effect that could have on lending. The post What’s Worrying BofA’s Brian Moynihan in 2022: Wages, Inflation & The Economy appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The CEO of the No.

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Banking Trends Analysis Lending Trends 27

Celent Banking

JUNE 12, 2015

This includes global transaction services, small business services, commercial and small business lending, and the changing role of corporate treasury and its impact on meeting the needs of corporate banking clients. It’s an exciting time to return to the Corporate Banking analyst ranks. Transaction Banking Revenue and Deposits.

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Lending Trends Meeting Banking Trends 100

The Financial Brand

JUNE 23, 2021

Traditional institutions exploited holes in fintechs' consumer lending model, especially relating to service. The post Fintech Lenders Stumble While Banks and Credit Unions Gain appeared first on The Financial Brand - Banking Trends, Analysis & Insights. But technology is still key.

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Fintech Banking Trends Analysis Lending 24

BankBazaar

AUGUST 7, 2019

Owing much to the changes in banking trends and the emergence of fintech companies, millennials across India have become open to the idea of borrowing credit. But there’s a major issue that quietly cripples this trend. Well, thankfully, we’ve moved on from this ancient system and aren’t we glad or what! New to credit?

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Millennials System Lending Trends 60

PYMNTS

DECEMBER 27, 2019

That help is forthcoming, as in the case of the Central Bank of Ireland , which is changing regulations to favor more CU lending with higher limits. There is a sense, however, that CUs themselves bear responsibility for falling behind the digital banking trends that first took hold with consumers.

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Digital Banking Millennials Banking Trends Mobile 130

FICO

FEBRUARY 21, 2020

I jumped into the fray in 2019 by focusing on four areas of tactical concern within consumer banking that I feel bank executives will make significant progress addressing. I wrote an article in Bank Business about the big 3 consumer banking trends I see happening in 2020. How accurate were my predications?

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Trends Banking Trends Analysis Lending 52

The Financial Brand

NOVEMBER 7, 2021

Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past. The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Banking Trends Analysis Trends Branding 43

The Financial Brand

DECEMBER 6, 2023

This article Regional Banks Need to Prepare Now for More Earnings Pressure in 2024 appeared first on The Financial Brand. Players like Citizens, PNC and Huntington will see stiffer conditions on both the lending and deposit sides.

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Regional Branding Lending Banking Trends 32

PYMNTS

FEBRUARY 27, 2019

In addition to AI and mobile technology, Sassoon pointed to other rising technological trends, like Big Data and blockchain, as potential disruptors in South Africa’s small business banking industry. Collaboration with third parties, like alternative lenders, will also be key for the banking sector, he noted.

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Technology Industry Innovation Big Data 190

The Financial Brand

JANUARY 3, 2024

A thaw in the M&A freeze, tougher attention to fintechs, continuing fair-lending attention and more promise turbulence in an election year. This article Washington Watch: 5 Issues Bankers Should Monitor in 2024 appeared first on The Financial Brand.

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Washington Lending Branding Fintech 22

The Financial Brand

DECEMBER 13, 2021

The post 9 Pivotal Trends that Will Shape Banking Strategies for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some represent serious operational challenges, others big revenue opportunities.

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Trends Strategy Banking Trends Analysis 40

The Financial Brand

AUGUST 22, 2021

The fast-growing BNPL market, popular with Millennials and dominated by fintechs, is already siphoning billions in revenue from banks. The post Financial Institutions Must Address ‘Buy Now, Pay Later’ Problem Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Millennials Banking Trends Analysis Trends 42

The Financial Brand

AUGUST 3, 2021

The post CEO Reveals Plans for LendingClub’s Unique Fintech+Bank Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In this case, voracious loan acquisition is combined with a huge potential for primary checking.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

MAY 4, 2021

A redefining year for the industry accelerated digital banking trends but left many strategic question marks for retail banking leaders. The post How Covid-19 Continues to Reshape Consumer Banking Behaviors appeared first on The Financial Brand.

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Banking Trends Digital Banking Trends Branding 43

The Financial Brand

APRIL 18, 2023

The impact of rising interest rates on commercial real estate lending will be a key issue among regionals and community banks. This article Earnings Watch: Uninsured Deposits & Commercial Real Estate Loans Should Be Prime Focuses appeared first on The Financial Brand.

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Community Bank Regional Lending Branding 31

The Financial Brand

AUGUST 10, 2021

The post Innovation and Sheer Marketing Muscle Power Credit Card Battle appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Fintechs and neobanks are adding competition with fresh ideas as major players prepare to spend for share.

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Innovation Cards Marketing Banking Trends 40

The Financial Brand

OCTOBER 13, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions can't approach the generation that's growing up with BNPL and likes debit cards the same way as Millennials. The post Will Loan Volume Shrivel as Debt-Wary Gen Z Hits Their Borrowing Prime?

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Millennials Banking Trends Analysis Trends 39

The Financial Brand

AUGUST 16, 2021

The post This Fintech Lender Has Big Plans to Be More Than ‘Just a Bank’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Brex aims to build a vast customer base of small-to-midsize businesses, which it says are underserved by traditional institutions.

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Fintech Banking Trends Analysis Trends 40

The Financial Brand

SEPTEMBER 12, 2021

The post One Fintech’s Plans Reveal How BNPL Could Spread Further Into Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. An inside look at what makes 'buy now, pay later' so hot, from revenue streams to funding – from the perspective of market leader Sezzle.

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Banking Trends Analysis Trends Branding 40

The Financial Brand

JUNE 9, 2021

The post 5 Growth Strategies Financial Institutions Can Use for 2021 and Beyond appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Comparing Covid's impact with the Great Recession reveals ways community institutions can attain a sustainable mix of loan and deposit growth.

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Strategy Banking Trends Analysis Community 40

The Financial Brand

SEPTEMBER 16, 2021

The post Credit Cards Still Rule, But Face an Existential Threat From BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Consumers who adopted it during the pandemic say they are likely to continue using it.

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Cards Banking Trends Analysis Trends 38

The Financial Brand

NOVEMBER 3, 2021

The post Gen Z Stokes Credit Card Growth in Spite of BNPL appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Credit bureau data paints a more detailed picture as new card accounts surge.

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Cards Banking Trends Analysis Trends 36