The Financial Brand

JUNE 17, 2023

This article The Deposit Strategy Behind Customers Bank’s FDIC Loan Deal appeared first on The Financial Brand. Customers Bank saw a bunch of specialized loans on sale at a 15% discount and a bunch of bankers who could do more. It connected the dots.

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FDIC Strategy Branding Banking Trends 26

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

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Lending Branding Report Banking Trends 31

The Financial Brand

APRIL 1, 2024

This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. This article Major Shifts in Federal Bank Merger Policy Pending from Biden Regulators appeared first on The Financial Brand. The Comptroller's Office and the Federal Deposit Insurance Corp.

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Policies Regulation Branding Guidelines 27

The Financial Brand

OCTOBER 8, 2023

This article Should Fintechs Buy or Build Their Way into Banking Today? A bank law veteran weighs options in which both banks and fintechs have a stake. This article Should Fintechs Buy or Build Their Way into Banking Today? appeared first on The Financial Brand. appeared first on The Financial Brand.

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Fintech Branding Banking Trends FDIC 35

The Financial Brand

SEPTEMBER 24, 2023

This article Is the Spike in Banks’ Use of Brokered Deposits Cause for Alarm? This article Is the Spike in Banks’ Use of Brokered Deposits Cause for Alarm? appeared first on The Financial Brand. Why brokered deposits are in the news and why deposit-hungry bankers should care where the debate is heading.

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Branding Banking Trends FDIC Trends 34

The Financial Brand

OCTOBER 12, 2023

This article Researchers Say the Federal Safety Net Isn’t a ‘Moral Hazard’ After All appeared first on The Financial Brand. For decades, pundits have argued that deposit insurance leads to riskier behavior that ends in bank failures. Were they wrong all this time?

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Branding Banking Trends FDIC Trends 30

The Financial Brand

NOVEMBER 26, 2023

This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? This article Will Federal Guidance Have ‘Chilling Effect’ on Banking-as-a-Service? appeared first on The Financial Brand. Federal regulators don’t love BaaS. appeared first on The Financial Brand.

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Branding Regulation Banking Trends FDIC 28