The Financial Brand

JANUARY 20, 2022

The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Some, like Banking-as-a-Service are widely known. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.

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The Financial Brand

JULY 11, 2021

Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed. The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 1, 2021

Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model. The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 3, 2021

Synthetic banking' as practiced by fintechs and banking as a service users is targeted by the acting national bank regulator. The post Will Regulators Stuff the Fintech Genie Back into the Bottle? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 23, 2021

The post The Top 11 Fintech Disruptors of 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Snapshots of established and up-and-coming digital players having an impact on key market segments within financial services.

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The Financial Brand

JUNE 7, 2021

Payments giant plays middleman in encouraging partnerships – versus war – between fintechs and banking providers. The post Visa Brings Fintech+Bank Match-Up Project to the U.S. appeared first on The Financial Brand - Banking Trends, Analysis & Insights. It also benefits.).

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The Financial Brand

SEPTEMBER 9, 2021

Current isn't just another fintech. Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. BaaS' is redefining when and where all types of companies provide financial services. There are huge implications for legacy institutions.

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The Financial Brand

AUGUST 23, 2021

The post More Banks Eye Rent-a-Charter Business Model for Fintechs & Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Here’s why you might want to jump on the BaaS train while it’s still in the station.

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The Financial Brand

DECEMBER 5, 2021

The post 3 Ways Any Financial Institution Can Move with Fintech Speed appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Hands down, speed is the biggest competitive advantage a bank or credit union can have. Here's why, and what it takes to dial it up.

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The Financial Brand

OCTOBER 10, 2021

The post Card-Issuing Bank Takes on Fintechs with Its Own BNPL Plan appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Leading traditional credit card issuer crosses the line into merchant-supported buy now, pay later lending.

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The Financial Brand

SEPTEMBER 12, 2021

The post Banks Are Arming to Win the Digital Lending War With Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Increasing demand for digital loans and faster decisions is changing the face of consumer lending.

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The Financial Brand

APRIL 20, 2017

Controversy is not new to the discussion around fintech firms. A recent analysis of the players and strategies created a great debate.

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The Financial Brand

NOVEMBER 14, 2021

The solution lies in product innovation plus an embedded banking model. The post Two Big Trends That Will Change Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Great digital experience won't reverse shrinking revenue growth.

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The Financial Brand

OCTOBER 13, 2021

The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions. The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

NOVEMBER 7, 2021

Increasingly consumers want solutions to their money conundrums and they don't care if it comes from a bank, a fintech or some combination. Financial Institutions appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The post Why Open Banking Is a 2022 Must-Have for U.S.

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The Financial Brand

JUNE 29, 2021

Anticipation about the mega-retailer's banking ambitions stokes fears, but the evolving role of hybrid fintech/neobank Green Dot is key. The post Walmart & Green Dot Turning Pre-Paid Cards into Checking Accounts appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JULY 1, 2021

While fintechs, neobanks and other new competitors threaten, the bank versus credit union battle continues. The post 7 Trends Credit Unions Must Jump On or Lose Essential Opportunities appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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The Financial Brand

JUNE 24, 2021

21 deals with neobanks and fintechs like Aspiration, Ellevest and Greenwood sent a community bank down an unexpected (and profitable) path. The post Community Bank Builds Future on ‘Banking as a Service’ & Google Plex appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Fintech Labs Insights

AUGUST 18, 2016

A look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. The GainX Innovation Strategy Management platform enables FSIs to adapt, innovate, and commercialize repeatedly. Get greater ROI on innovation spend and sustained competitive advantage in the market. Register today.

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South State Correspondent

SEPTEMBER 20, 2022

Casey Christopher, Chief Empowerment Officer at Quontic Bank (NY, $835mm), and Brooke Ybarra, VP of Innovation Strategy at the ABA, provided bankers with a working knowledge of the current regulatory environment and how each technology works. Conduct a gap analysis of your institution, goals, and competitors.

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The Financial Brand

NOVEMBER 7, 2021

The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past.

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The Financial Brand

OCTOBER 3, 2021

The post Traditional Banks Remain Unprepared for Digital-Only Challengers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.

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The Financial Brand

SEPTEMBER 29, 2021

The post Word on the Street: 6 Insider Realities of Banking Today appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Priorities are fundamentally shifting in banks and credit unions as they grapple with the challenges (and opportunities) of the marketplace.

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The Financial Brand

SEPTEMBER 9, 2021

appeared first on The Financial Brand - Banking Trends, Analysis & Insights. With interest in holding crypto rising fast among Americans, there's an opportunity to establish an early presence. The post Are Cryptocurrencies Coming to Everybody’s Checking Accounts?

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The Financial Brand

FEBRUARY 1, 2022

The post Four Technology Trends Radically Altering the Banking Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 2022 looks to be a turning point for the industry amid the rise of platform business models, ecosystems, AI and end-to-end digitization.

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The Financial Brand

SEPTEMBER 26, 2021

The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.

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The Financial Brand

NOVEMBER 17, 2021

The post Banks and Credit Unions Wade Into Crypto Banking (And Why) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. You may not 'get' Bitcoin, Ether, Litecoin or their cousins yet, but three financial institutions' experiences suggests there's potential.

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The Financial Brand

DECEMBER 1, 2021

The post The Expanding Gap in Financial Performance Should Frighten Bankers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. There is a significant performance gap between digitally-ready financial institutions and those encumbered by legacy business models.

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The Financial Brand

JULY 19, 2021

The post The Future of Loyalty in Banking is at Risk appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Digital banking engagement leads to more customer data and better customer experiences, which leads to greater loyalty and higher profits.

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The Financial Brand

JULY 20, 2021

The post Reinvent and Reimagine: Traditional Banking Providers Have Work To Do appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Digital giants like Google and Apple are more than a match for financial institutions in some areas, but incumbents can still prevail.

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The Financial Brand

SEPTEMBER 1, 2021

The post 5 Cryptocurrency Issues Banks & Credit Unions Must Tackle Now appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Traditional institutions can't risk falling behind what consumers home in on.

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The Financial Brand

AUGUST 24, 2021

The post How PNC Adapted Its Virtual Wallet to Solve Overdraft Complaints appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Giving consumers more control is seen as a big plus, but pressure from neobanks, Ally and Walmart could make PNC vulnerable on pricing.

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The Financial Brand

NOVEMBER 10, 2021

The post Increasing Popularity of ‘Early Pay’ Products Raises Thorny Questions appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Potentially the answer to the controversy swirling around payday lenders and overdrafts, can this nascent product be regulated appropriately?

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The Financial Brand

OCTOBER 27, 2021

The post Central Bank Cryptos and the Critical Issues Behind A High Stakes Debate appeared first on The Financial Brand - Banking Trends, Analysis & Insights. CBDCs' would enable the fastest payments yet, but under some scenarios banking's role would be reduced significantly.

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The Financial Brand

AUGUST 3, 2021

The post Starling Bank’s Dead-Serious Strategy: Growing Into a Megabank Rival appeared first on The Financial Brand - Banking Trends, Analysis & Insights. In 10 to 15 years, CEO Anne Boden believes people will be talking about Chase and Starling Bank, not Chase and Wells – it's her goal.

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The Financial Brand

JUNE 8, 2021

The post Neobank With Its Own Core Tech Is Nearly a Bank (Without a Charter) appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Challenger bank 'One' has a fresh take on using banking-as-a-service that cuts out costs to give middle class a better deal.

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