The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

Innovation 41

Innovation Banking Trends Analysis Trends 41

The Financial Brand

AUGUST 31, 2021

The post What 5 Top Financial Innovation Labs Are Doing in 2021 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Bank labs lost some of their cachet, but many are still effectively working out of the limelight, including Amazon's new payments lab.

Innovation 42

Innovation Banking Trends Analysis Trends 42

The Financial Brand

SEPTEMBER 15, 2021

The post Digital Banking Innovation Becomes Mandatory, Not an Advantage appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Improving service to consumers through digitization has gone beyond table stakes. Without it, don't even enter the casino.

Digital Banking 36

Digital Banking Innovation Banking Trends Analysis 36

The Financial Brand

AUGUST 18, 2020

The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? Even before COVID socked the economy community banks and credit unions saw local loan demand falling. Adapting a fintech technique may help. appeared first on The Financial Brand.

Community Bank 43

Community Bank Analysis Community Branding 43

The Financial Brand

JULY 5, 2021

The post Consumers Funding Construction Loans in Innovative Fintech Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Online platform brings upscale retail investment funding to smaller markets, providing housing and related construction credit opportunities.

Innovation 33

Innovation Fintech Banking Trends Analysis 33

The Financial Brand

OCTOBER 21, 2021

The post 3 Reasons Financial Institutions Can’t Let Mergers Stall Innovation appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Moving ahead with digital banking projects during a merger integration is tough. But the consequences of not doing so are far worse.

Innovation 32

Innovation Banking Trends Analysis Digital Banking 32

The Financial Brand

APRIL 21, 2021

The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand. With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on.

Community Bank 36

Community Bank Analysis Community Strategy 36

The Financial Brand

NOVEMBER 14, 2021

The solution lies in product innovation plus an embedded banking model. The post Two Big Trends That Will Change Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Great digital experience won't reverse shrinking revenue growth.

Trends 42

Trends Banking Trends Analysis Innovation 42

The Financial Brand

OCTOBER 20, 2021

Most banks and credit unions approach innovation by product or channel, leaving them struggling to keep pace with digital banking leaders. The post How Financial Institutions Can Stop Chasing Their Tail Digitally appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 38

Banking Trends Analysis Digital Banking Trends 38

The Financial Brand

JANUARY 11, 2022

Innovative minds in other industries have come up with terrific ways to improve customer experience that banks and credit unions can borrow. The post Here Are 8 Inspired Ideas from Other Industries that Banks Should Use Too appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Industry 35

Industry Banking Trends Customer Experience Analysis 35

The Financial Brand

JUNE 15, 2021

Making an institution innovation friendly requires a real change of heart and practices, not just a week at 'agility camp.'. The post Getting Really Agile at Digital Transformation (Instead of Faking It) appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 29

Banking Trends Analysis Trends Innovation 29

The Financial Brand

APRIL 20, 2017

A recent analysis of the players and strategies created a great debate. Controversy is not new to the discussion around fintech firms.

Analysis 13

Analysis Fintech Strategy Innovation Strategies 13

The Financial Brand

JUNE 30, 2021

As the pressure to innovate mounts, banks and credit unions need technology that enables them to respond quickly and efficiently. The post How ‘Single-Platform’ Tech Solutions Are Shaping the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Banking Trends 22

Banking Trends Analysis Trends Innovation 22

Insights on Business

JUNE 5, 2018

Does it include speech-to-text, natural language processing, classification, natural language generation, tone, sentiment analysis, and so on? Does the company have a near-term plan (covering approximately one year) to execute on its vision in product enhancements, innovation strategy and partner ecosystem expansion?

Resources 101

Resources Innovation Strategies Report System 101

The Financial Brand

NOVEMBER 29, 2021

The post 6 Digital Banking Transformation Trends for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The difference now is that the urgency to move forward quickly is much greater.

Trends 43

Trends Digital Banking Banking Trends Analysis 43

The Financial Brand

JANUARY 20, 2022

The post 9 Misunderstood Fintech Trends Impacting Retail Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Others, like embedded finance and DeFi are emerging. Not all trends will have equal impact.

Trends 43

Trends Retail Fintech Banking Trends 43

The Financial Brand

JANUARY 12, 2022

The post Technology Is Only One Piece of True Digital Transformation in Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Banks and credit unions have readily embraced 'digital transformation,' but few understand what it entails beyond customer-facing apps.

Technology 43

Technology Banking Trends Analysis Trends 43

The Financial Brand

JANUARY 2, 2022

The post Retail Banking Reflections and Keys to Success for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The best way to prepare for the future is to reflect on the progress and shortfalls of the past.

Retail 43

Retail Banking Trends Analysis Trends 43

The Financial Brand

OCTOBER 13, 2021

The post Digital Finance Penetration Surpasses That Of Social Media appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The integration of finance and digital technology has resulted in exponential growth of digital banking and fintech solutions.

social media 43

social media Banking Trends Analysis Digital Banking 43

The Financial Brand

OCTOBER 7, 2021

The post Digital Banking Disruption Has Only Just Begun appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions that plan in anticipation of ongoing disruption will be better prepared for future challenges and competitive opportunities.

Digital Banking 43

Digital Banking Banking Trends Analysis Trends 43

The Financial Brand

DECEMBER 6, 2021

The post The Future of Mobile Banking Beyond Smartphones appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Smart glasses could be the mobile device of the future, replacing the smartphone as the main way consumers bank and pay digitally.

Mobile 43

Mobile Banking Trends Maine Analysis 43

The Financial Brand

AUGUST 22, 2021

The post Open Banking Transforming Business Models Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Financial institutions must embrace the open banking movement as a path to relationship growth and organizational efficiency.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

NOVEMBER 7, 2021

The post 14 Surprising Projections on the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Research on the future of banking finds that most changes in the future of banking will be evolutions of the more recent past.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

Fintech Labs Insights

AUGUST 18, 2016

The GainX Innovation Strategy Management platform enables FSIs to adapt, innovate, and commercialize repeatedly. Get greater ROI on innovation spend and sustained competitive advantage in the market. Insights: Industry benchmark, gap analysis, innovation capacity assessment. Register today. Presenters.

Innovation Strategies 12

Innovation Strategies Innovation Strategy Analytics 12

The Financial Brand

SEPTEMBER 19, 2021

The post Core Providers Not Seen as Viable Open Banking Partners appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The development of open banking solutions by banks and credit unions requires significant support beyond existing third-party partnerships.

Banking Trends 41

Banking Trends Analysis Trends Branding 41

The Financial Brand

JULY 25, 2021

The post 6 Global Megatrends Impacting the Future of Banking appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The banking industry requires new perspectives, solutions and business models that reflect the megatrends in other industries.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

JULY 11, 2021

The post 8 Fintech Trends Changing Banking Forever appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Banks and credit unions should view trends in the fintech space to determine where threats and opportunities exist and where resources should be deployed.

Trends 43

Trends Fintech Banking Trends Analysis 43

The Financial Brand

NOVEMBER 1, 2021

The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.

Fintech 42

Fintech Banking Trends Analysis Trends 42

The Financial Brand

SEPTEMBER 21, 2021

The post Banking-as-a-Service Sharply Alters the Roles of Banks and Fintechs appeared first on The Financial Brand - Banking Trends, Analysis & Insights. There are huge implications for legacy institutions.

Fintech 43

Fintech Banking Trends Analysis Trends 43

The Financial Brand

FEBRUARY 1, 2022

The post Four Technology Trends Radically Altering the Banking Model appeared first on The Financial Brand - Banking Trends, Analysis & Insights. 2022 looks to be a turning point for the industry amid the rise of platform business models, ecosystems, AI and end-to-end digitization.

Trends 39

Trends Technology Banking Trends Analysis 39

The Financial Brand

JULY 25, 2021

The post 6 Global Megatrends That Are Impacting Banking’s Future appeared first on The Financial Brand - Banking Trends, Analysis & Insights. The banking industry requires new perspectives, solutions and business models that reflect the megatrends in other industries.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

OCTOBER 24, 2021

The post Traditional Customer Acquisition Methods in Banking Are Dead appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New growth will come less from branches and buying other banks and more from acquiring tech, shopping, media or other data-rich companies.

Banking Trends 42

Banking Trends Analysis Trends Branding 42

The Financial Brand

AUGUST 8, 2021

The post How Banks Will Become Irrelevant in Next Decade appeared first on The Financial Brand - Banking Trends, Analysis & Insights. To survive, banks and credit unions must build the digital infrastructure and competitive mindset that can make an organization future-ready.

Banking Trends 43

Banking Trends Analysis Trends Branding 43

The Financial Brand

SEPTEMBER 26, 2021

The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights. New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like.

Florida 43

Florida Banking Trends Analysis Trends 43

The Financial Brand

OCTOBER 3, 2021

The post Traditional Banks Remain Unprepared for Digital-Only Challengers appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Google's abandonment of Plex digital-only banking should not bring comfort to traditional banks that are slow to respond to neobank offerings.

Banking Trends 42

Banking Trends Analysis Google Trends 42

The Financial Brand

SEPTEMBER 9, 2021

Equipped with all its own technology, the neobank's Gen Z strategy targets legacy institutions. The post Fintech Success Story: How ‘Current’ Is Rising To Be The #2 Neobank appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Fintech 43

Fintech Banking Trends Analysis Strategy 43

The Financial Brand

SEPTEMBER 29, 2021

The post Word on the Street: 6 Insider Realities of Banking Today appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Priorities are fundamentally shifting in banks and credit unions as they grapple with the challenges (and opportunities) of the marketplace.

Banking Trends 42

Banking Trends Analysis Trends Branding 42