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The pro-cyclicality of capital ratios and credit supply, a tale of two sizes

BankUnderground

This post investigates whether large and small banks in the UK and US differ in the cyclical patterns of capital positions and credit provision. The reforms aimed to ensure that banks have sufficient capital resources to absorb losses and reduce the cyclical effects of bank capital (and regulation) on the supply of bank credit in stress.

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HDFC Taps Mastercard, SAP Concur For T&E Tech

PYMNTS

Corporates can gain greater insights and control, while ensuring regulatory and tax compliance through this solution,” said Parag Rao, country head for payments business and marketing of HDFC Bank. It will help to capture and consolidate accurate financial reporting to enable deep analysis for greater cost savings,” Singh said.

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Fintech Deals to Watch: Back to School

Gonzobanker

Digital banking provider Alkami acquired data analysis and marketing campaign management provider Segmint Digital banking and payments provider Bottomline was acquired by Thoma Bravo for $2.6B. Industry expert John Meyer digs deeply into the implications of this industry-changing rollup deal here.

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Small Biz FinTech Leads End-Of-Summer B2B VC

PYMNTS

Challenger bank Yelo, operating in India, raised an undisclosed sum from Matrix Partners India, Omidyar Network, Flourish VC and Better Capital, Inc 42 reports said this week. This information is aggregated over time, allowing business users to obtain trend analysis data on customer payment habits.

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The Middle Market’s Expense Management Conundrum

PYMNTS

There are two key focuses for mid-market expense management tools, he said: infrastructure and regulatory compliance. ” For the mid-market, T&E compliance is largely about taxes : “VAT, corporate income tax and also personal income taxes,” Deleval explained.

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Need Staffing Relief? Here Are 5 Ways Our Suspicious Activity Monitoring Solution Can Help.

Abrigo

The compliance department is already one of the most understaffed areas of the institution and when staff turnover occurs or an employee goes on vacation or family leave, it can be cause for panic. Does tax season or holiday retail volumes give you more alerts than you can handle with current staffing? Connect with an advisor.

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AltFin Shines As Investor Interest In B2B FinTech Continues

PYMNTS

Toward the start of 2018, analysts began to highlight the potential for venture capital (VC) to embrace the B2B business model. The latest analysis from Accenture finds new evidence that investors have been acting on their B2B interest for some time. This week’s blockchain investment comes from Square Peg Capital, which provided $5.5

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