Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet.

Fintech 195

Fintech Community Regional Technology 195

Gonzobanker

FEBRUARY 1, 2023

While AOBA provides a fertile forum for buyers and potential sellers in the bank M&A space to commensurate, the crowd uses this valuable face time to also delve into discussions about the economy, strategic growth, fintech innovation, competition, and talent wars.

Arizona 147

Arizona Kansas City Industry Phoenix 147

Gonzobanker

MARCH 21, 2024

Of small business owners who applied for a business loan in early 2023, 6 in 10 found it difficult to find affordable financing, and overall, 77% are concerned about their access to capital according to a survey from Goldman Sachs. The problem is even worse in 2024. If you’re willing to borrow at predatory rates, you can get capital.

Lending 78

Lending How To Capital Data 78

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It’s still going under the stewardship of fintech famous Jim Marous, who modernized the name to Digital Banking Report (and recently opened the archives for free access).

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

NOVEMBER 12, 2019

Innovation in the accounts payable (AP) space continues to expand, with FinTechs looking to capture their piece of a growing market driven by businesses’ desire to digitize their operations. But corporate payers are not the only entities in charge of driving adoption of AP automation technologies. billion valuation. billion valuation.

Innovation 124

Innovation Digital Strategies Payments Tools 124

Independent Banker

DECEMBER 31, 2022

I’m excited going into 2023, because we have the capital to do more and make a difference in the communities that we serve.”. Sills: Our bank has about $100 million in new capital. We received $80 million in ECIP [Emergency Capital Investment Program] funding through the U.S. James Sills, M&F Bank.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

JUNE 14, 2018

Powering the push in spending, according to the Commerce Department reports, are historically low unemployment figures , wages finally starting to show real gains and additional liquid capital among workers due to the tax cuts of late 2017. That has pushed more consumers back toward consumption, and merchants have seen the benefit of that.

Retail 108

Retail Bitcoin Course America 108

Fintech Labs Insights

APRIL 16, 2020

In my 25 years in the fintech space, I’ve had the misfortune to experience three massive ecosystem shocks. To help gauge where fintech is now and how and when it will get back on its feet, let’s compare and contrast the three downturns and their recoveries. Umpqua Bank’s Homepage During Middle of Coronavirus Crisis (15 Apr 2020).

Fintech 15

Fintech UX Community Comparison 15

Abrigo

APRIL 22, 2024

Takeaway 3 Depository lenders are enhancing their lending procedures and technologies to meet institution risk and return requirements as they grow. The Fed’s latest Small Business Credit Survey , conducted in 2023 and released in 2024, found that nearly 60% of employer firms had sought financing in the previous 12 months.

Lending 243

Lending St. Louis Community Marketing 243

CB Insights

JUNE 7, 2021

It handles the back-end payment technology while working with banks that process the payment transactions. . FREE DOWNLOAD: STATE OF FINTECH q1’21. Amid the pandemic-driven acceleration of e-commerce and shift to digital payments, Marqeta has seen rapid growth in revenue and demand for its card-issuing technology.

Cards 73

Cards Innovation Payments Fintech 73

Fintech Labs Insights

JULY 14, 2016

Investors include Gibraltar Ventures, Kapor Capital, Capital Factory, and Village Capital. trillion by 2024. Hackley: My favorite part of our technology is Genius Save , which not only helps build wealth, but shows employees the long-term impact of reducing their student debt. Headquartered in Austin, Texas.

Millennials 12

Millennials Tools Austin San Jose 12