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Why Community Bank Lending May Face Less Competition In The Future

South State Correspondent

Last week we saw the release of the details of the Basel Committee on Banking Supervision (BCBS) rule on Fundamental Review of the Trading Book (FRTB). Started in 2012, put forth in concept in 2014 and now proposed in detail last week, the rule, should it stand, makes it largely uneconomical to securitize all sorts of lending assets.

Lending 150
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Banks Keep SMB Lending Gains Rolling

PYMNTS

Small businesses’ access to traditional loans continues to grow as loan applications at big banks reached new heights last month, the latest Biz2Credit data showed. In its monthly Small Business Lending Index, released Tuesday (Sept. 11), Biz2Credit found that big banks in August approved 26.5 percent from July.

Lending 102
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Lending to nonprofits: Considerations for credit analysis

Abrigo

Financial institutions considering lending to nonprofits may want to be aware of these recent financial trends, as well as some of the ways lending to these organizations might differ from lending to for-profit businesses. Here are two mistakes to avoid when lending to nonprofits , according to the firm: 1. percent to $5.17

Analysis 150
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Which loan types are fueling bank growth?

Abrigo

commercial bank loan portfolios have continued to expand. Which areas of lending and what banks are driving the expansion? A recent issue of Banking Insights , published by the Federal Reserve Bank of St. commercial banks. ” In fact, C&I lending grew first following the recession.

St. Louis 150
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Beneficial State Bank’s financial activism

Independent Banker

Under the leadership of CEO Randell Leach, Beneficial State Bank is pursuing an ambitious mission of financial activism and strong corporate values. The idea that community banking can be a force for positive change is at the heart of Beneficial State Bank, which engages its customers through financial activism.

Oakland 153
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Operation Choke Point 2.0

Jeff For Banks

In 2012 the Obama administration launched "Operation Choke Point" ("OCP") which was designed to ensure banks considered the risk of banking payday lenders that were engaged in abusive practices. Let bankers determine if lending to this industry or that is risky. Because we are going after "climate related businesses."

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The current landscape for MBL regulation

Abrigo

He showcased several statistics, including that, while the number of credit unions in the United States has declined since 2012, the number of credit union members in the U.S. The first module that Ancin covered during the webinar was the current state of credit unions and the current regulatory environment.