Remove 2012 Remove Capital Remove Community Remove National
article thumbnail

FinTech Firms Show Banks The ‘Art Of The Possible’ In SMB Lending

PYMNTS

So, access to capital isn’t just essential for these companies to survive — it’s critical for the economy to thrive. On the upside, researchers found small businesses’ demand for loans is at its highest level since 2012. Yet, the small business lending gap remains. For banks, the reason often comes down to profits.

Lending 159
article thumbnail

Lending to nonprofits: Considerations for credit analysis

Abrigo

Based on filings with the IRS, however, reporting nonprofits’ revenues and assets grew more quickly between 2012 and 2013 than did their expenses, the Urban Institute said. As nonprofits grow and expand their efforts, some financial institutions are providing capital to help organizations bridge any gaps between revenue and spending.

Analysis 150
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Pixlee Lets Retailers Market Using Real Customers’ Photos

PYMNTS

Pixlee was founded in July of 2012 by Kyle Wong, Awad Sayeed, Miraj Mohsin and Jeff Chen, all entrepreneurs in their early 20s at the time. The company was initially founded out of Wong’s dorm room at Stanford University, and was then accepted to the StartX Business Incubator in 2012.

article thumbnail

Why Banks Reach For The Unprofitable, Demanding SME

PYMNTS

“The communities and local economies that they serve rely on this capital to succeed and thrive.” ” This concept considers the role that small businesses play in their local and national economies overall. and other markets. and other markets.

Lending 100
article thumbnail

Banking's Total Return Top 5

Jeff For Banks

capital appreciation and dividends. This has led to a mind blowing net interest margin of 6.01% for the quarter ended September 30, 2012. Another interesting fact is that Access National''s management team, which owns 15% of the bank, is relatively young, ranging in age between 41 and 53 years old. Texas Capital Bancshares, Inc.

Texas 79
article thumbnail

Banking's Top 5 in Total Return to Shareholders: 2019 Edition

Jeff For Banks

Total return includes two components: capital appreciation and dividends. billion in assets community bank with 22 branches that encircle the Seattle Sound. But in 2004 they converted to a mutual savings bank, and then in 2012 converted to shareholder owned. First Capital, Inc. Nasdaq: FCAP) First Capital, Inc.

Indiana 78
article thumbnail

Guest Post: Third Quarter Economic Update by Dorothy Jaworski

Jeff For Banks

And don’t forget that they are still finishing the $667 billion Operation Twist Program by year end 2012, where they sell shorter maturities and buy longer term ones to push interest rates lower. Bhutan, a Buddhist nation between India and China, began calculating the Gross National Happiness, or “GNH,” Index in 1972.