Abrigo

AUGUST 3, 2017

Published this robust handbook on May 1st to guide the application process The small but notable increase in de novo bank formation activity suggests that the FDIC’s changes are being well received. Organized training conferences to improve the “coordination among state and federal banking agencies in the review of applications” 4.

Oklahoma City 150

Oklahoma City FDIC Handbook Oklahoma 150

CFPB Monitor

SEPTEMBER 27, 2018

On September 12, 2018, the Office of the Comptroller of the Currency (the “ OCC “) released its first update to the “Deposit-Related Credit” booklet of the Comptroller’s Handbook (the “ DRC Booklet “) since its March 2015 release. (The

Handbook 60

Handbook Risk Management Lending Meeting 60

Abrigo

OCTOBER 26, 2016

Across personal and professional platforms, bankers have experience with managing passwords to online services. Yet given the confidential nature of data often stored in web-based lending, credit risk and portfolio risk solutions, bankers have to pay special attention to potential weaknesses in password management.

Risk Management 150

Risk Management Management Lending Handbook 150

Long Lasting Ideas

AUGUST 7, 2014

In the past it was easier to manage social media use by restricting access to sites on company systems, but smart phones and the acceptance of using social media in marketing communications has changed the landscape. There is no one-size-fits-all policy and your policy should fit with your other governing documents and employee handbook.

social media 69

social media Policies How To Handbook 69

Abrigo

OCTOBER 21, 2016

At most institutions, lenders track outstanding opportunities and their sales activities in spreadsheets, calendars and notebooks, and without a centralized system, it’s challenging for management to measure progress or build predictable forecasts. Optimizing the loan origination process. Tracking outstanding post-closing documents.

Software 150

Software Lending Handbook Management 150

CFPB Monitor

JANUARY 14, 2021

The OCC eliminated this criterion from the final rule “[t]o focus the rule on the fairness of the covered banks’ decision-making processes and utilization of prudent risk management principles, as well as to facilitate the OCC’s administration of this rule.”.

Handbook 78

Handbook Risk Management Examples Industry 78

CFPB Monitor

JULY 5, 2022

In response to a request from three Democratic House members, the GAO recently issued a report on its review of fair lending oversight conducted by the Office of the Comptroller of the Currency. These changes contributed to fewer annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks.

Lending 78

Lending Report Policies Handbook 78