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Today’s Cyber Risk Management

Cisco

In between these events, a different crisis began in the US sub-prime lending market. It also put an even greater emphasis on cyber risk management within institutions and financial regulatory agencies. Regulators will tighten the reins. Regulatory Agencies Step Up. Ransomware groups will continue to professionalize.

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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

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How to stress test your ag portfolio

Abrigo

Like other types of lending, banks must remain cautious to avoid too heavy of an agricultural concentration or too much lending within a certain ag segment. The challenge is that market conditions in this type of lending tend to be volatile. Without diversification, risks will be expounded.

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Non-performing ag loans increase, says lender survey

Abrigo

Bankers are still interested in agricultural investments, but farmers will need to show a strong investment plan as lenders manage risk , the researchers said. The increased ag lending was driven by higher borrowing for current operating expenses and livestock purchases.

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GAO issues report on OCC fair lending oversight

CFPB Monitor

In response to a request from three Democratic House members, the GAO recently issued a report on its review of fair lending oversight conducted by the Office of the Comptroller of the Currency. These changes contributed to fewer annual fair lending examinations and deficiency findings leading to matters requiring attention at smaller banks.

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