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Today’s Cyber Risk Management

Cisco

Beginning with the bursting of the dot-com bubble, and more recently, the global COVID-19 pandemic, these events created significant volatility in stock prices resulting in increased market risk. In between these events, a different crisis began in the US sub-prime lending market. Regulatory Agencies Step Up. Takes Partners.

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Important Considerations When Growing the CRE Portfolio

Abrigo

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

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How to stress test your ag portfolio

Abrigo

Like other types of lending, banks must remain cautious to avoid too heavy of an agricultural concentration or too much lending within a certain ag segment. Without diversification, risks will be expounded. The challenge is that market conditions in this type of lending tend to be volatile.

How To 150
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How much should you segment FAS 5 (ASC 450-20) pools?

Abrigo

Institutions can gain more insight into sub-segmented performance, conduct more sophisticated loss methodologies such as migration analysis and can make better-informed lending decisions over time. ” The ability to adequately meet ALLL, stress testing and other risk management requirements relies upon sound segmentation practices.

Handbook 150
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Are de novos making a comback?

Abrigo

Published this robust handbook on May 1st to guide the application process The small but notable increase in de novo bank formation activity suggests that the FDIC’s changes are being well received. Learn more about how Sageworks can help banks and credit unions grow profitably and mitigate risk.

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OCC Updates Examiner Guidance on “Deposit-Related Credit”

CFPB Monitor

On September 12, 2018, the Office of the Comptroller of the Currency (the “ OCC “) released its first update to the “Deposit-Related Credit” booklet of the Comptroller’s Handbook (the “ DRC Booklet “) since its March 2015 release. (The

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Managing real estate and construction lending risk

Abrigo

How construction administration units mitigate construction lending risk Construction lending involves unique risks and requires specialized processes. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 2 Construction lending risk is unique.

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