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Study Sacks FDIC Fears on Brokered Deposits

Long Lasting Ideas

Continue reading Study Sacks FDIC Fears on Brokered Deposits at Bank Marketing Strategy + Ideas. Barth and a doctoral student Yanfei Sun, both from my alma mater, Auburn University, has sacked part of the regulators’ premise, the slice that gave brokered deposits a black eye.

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Anyone interested in a de novo bank?

Long Lasting Ideas

A couple of years back in this blog, we noted with more than a dash of skepticism that the FDIC was trying to make it easier for new banks to test the financial waters. at Bank Marketing Strategy + Ideas. Continue reading Anyone interested in a de novo bank?

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FDIC’s welcome sign for de novos might as well be unplugged.

Long Lasting Ideas

These days, when some in the political circle are calling for an expansion of Dodd-Frank, the chairman of the FDIC, Martin Gruenberg decided in April to ease regulations in an effort to try to jump start the creation of new banks. Continue reading FDIC’s welcome sign for de novos might as well be unplugged.

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At last, a Washington idea community banks and credit unions can use.

Long Lasting Ideas

Sarbanes-Oxley, Dodd-Frank, the FDIC and other financial regulators – as well as Congress and the White House — have not been friendly to community banks, all while bailing out Wall Street big boys. at Bank Marketing Strategy + Ideas. And – hold on to your hats, kids – it’s a bipartisan bill.

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OppFi files complaint to block “true lender” challenge by California Department of Financial Protection and Innovation

CFPB Monitor

The Bank, in addition to retaining ownership of Program Loans, retains title to Program Loans and a beneficial interest in a portion of the principal and interest on Program Loans.

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Bank Marketing Budgets Adapt to New Missions and New Tools

The Financial Brand

The Financial Brand pulled marketing budgets from FDIC call reports for 210 banks for 2018 and 2015. The post Bank Marketing Budgets Adapt to New Missions and New Tools appeared first on The Financial Brand. Here's what our comparison found.

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Could FASB’s Proposal Put A Few Nails In Bankers’ Coffins?

Long Lasting Ideas

at Bank Marketing Strategy + Ideas. Regulators, many who had never owned a piece of property themselves, walked into community banks and forced those institutions to write down their real estate loans, simply because it was real estate. Continue reading Could FASB’s Proposal Put A Few Nails In Bankers’ Coffins?