Abrigo

MARCH 2, 2023

Experts have highlighted numerous lessons from Southwest’s experience, many of which can benefit bank and credit union executives, regardless of their institution size, as they manage competing priorities for spending and growth initiatives on banking solutions. Viewing technology as a near-term cost ultimately hurts the enterprise.

Technology 195

Technology Lending Community Software 195

Celent Banking

JUNE 22, 2017

A more surgical analysis considering market-specific shopping trends tells a different story – and justifies the build. Source: FDIC, Celent analysis. Kronos published its 2017 FMSI Teller Line Study. Source: 2017 FMSI Teller Line Study. A historic look at the number of bank branches by asset tier makes this clear.

Study 125

Study Community Bank Trends Analysis 125

Jeff For Banks

JUNE 4, 2018

"The FDIC recently has observed instances of liquidity stress at a small number of insured banks." So opened the Summer 2017 FDIC Supervisory Insights issue. I recently wrote that I thought bankers would have to prepare to offer rates more in line with the market. And so went your exams. The Fed Funds Rate was 1.25%-1.50%.

FDIC 60

FDIC System Regulation Conference 60

Abrigo

AUGUST 3, 2015

The survey also found compliance burdens were limiting new product launches, new channel openings and/or new market entrance at more than 45 percent of responding banks. These smaller institutions are often less equipped to meet and manage regulatory compliance requirements, resulting in higher average costs and some seeking consolidation.

Compliance 150

Compliance Community Bank Community Survey 150

Independent Banker

NOVEMBER 21, 2021

includes (from left): Christina Johantgen (head of marketing and creative), Joe York (head of product), Kelsey Cahill (summer associate), Jackie Charron (chief operating officer and executive vice president), Debbie Morin (chief financial officer), and CEO Charley Cummings. The team at Walden Mutual, a planned de novo in Concord, N.H.,

Community 170

Community New Hampshire New York Millennials 170

PYMNTS

JANUARY 7, 2019

The new year dawned with the government’s statement that there is an “absence of a globally acceptable solution, and the need to devise a technically feasible solution” … and it all warrants “further study.”. Frankly, recent market movements have not given us any reason to be concerned,” she said. In the U.S.,

Regulation 151

Regulation cryptocurrency National Capital 151

PYMNTS

NOVEMBER 14, 2019

According to an FDIC study , 6.5 According to a study , 77 percent of U.S. In Germany, the company is starting to offer managed payments , which will present a “more relevant” selection of payment options at checkout. Unbanked or underbanked consumers aren’t just an issue in the developing world. percent of U.S.

Payments 124

Payments United States Online Google 124

CFPB Monitor

DECEMBER 6, 2021

However, a recent study commissioned by the Consumer Bankers Association (CBA) shows that overdraft fees have declined 40% in the past decade, a circumstance apparently unremarked by the CFPB. Significantly, neither the Director nor the recent CFPB reports identify specific overdraft practices of concern.

Regulation 78

Regulation Policies FDIC Leadership 78

PYMNTS

OCTOBER 26, 2018

According to new data from CCS Insight, the global wearables market will double in the next four years, hitting a value of $27 billion and 233 million units in sales. As the study notes, there is still a lot of room to grow. The pilot will run through the end of the year, with the data being reviewed in the early part of 2019.

Samsung 134

Samsung Apple Study Report 134

Jeff For Banks

FEBRUARY 6, 2011

The FDIC has nearly quadrupled its enforcement actions (“EA”) over the past three years. Perhaps the bank would like to pay higher than market dividend yields because their investor base enjoys dividends. I understand that management studies are not particularly comfortable. We don’t need the OCC to tell us that!

Regulation 70

Regulation FDIC National Capital 70

PYMNTS

OCTOBER 29, 2018

In fact, according to our recent study, they come in dead last. There’s a big available market with a lot of room to grow that pie – after all, Amazon “only” has about 50 percent of the online commerce market , and the U.S. And that is a bank – one with FDIC insurance and safeguards that keep their money safe.

Payments 196

Payments Google Apple Innovation 196

CB Insights

JUNE 5, 2018

This isn’t due to a lack of mobile devices (according to the World Bank, the US had 123 mobile cell subscriptions per 100 people in 2016), nor is it due to a lack of offerings — a study in the same year found that 88% of US consumers were aware of Google Pay, but only 14% had tried it. China’s alternative: Alipay and WeChat.

Payments 68

Payments Cards US Mobile 68

Jeff For Banks

APRIL 14, 2022

Inside the FDIC: Thirty Years of Bank Failures, Bailouts, and Regulatory Battles 2015 Louis D. The Panic of 1907: Lessons Learned from the Market's Perfect Storm 2009 Lowell L. Giannini: Banker of America 1994 Richard X. Bove Bove, Richard X. Guardians of Prosperity: Why America Needs Big Banks 2013 John F. Bovenzi Bovenzi, John F.

America 78

America National Denver United States 78

Jeff For Banks

OCTOBER 13, 2011

The recently released FDIC Summary of Deposits showed the second year of branch decline. The most recent ABA study on delivery channel preference showed online banking eclipsing branch transactions for the 55+ set. In other words, Wells could sell it and, current real estate market woes aside, can probably sell at a gain.

Branch Strategies 70

Branch Strategies New Jersey Strategy Capital 70

Independent Banker

MARCH 15, 2015

Jack Hartings and Mindy Kremer, marketing director for Mercer Health Hospital in Coldwater, talk in a patient care unit. With few underwater credits on its books, the bank continued to lend as others left the market—though it still faced the challenge of distressed sales depressing market values. “It Membership-Marketing.

Ohio 70

Ohio Community Bank Community Lending 70